Feeld

Take a look here, you'll have to change the currency to USD at the top of the page but it'll show you who's paying what and where.

http://bankexchangerates.daytodaydata.net/default.aspx

Your painting way too rosy a picture of minority sexual rights in Iran.

Let's not forget the bigger picture.

It doesn't matter whether you are a woman or man, gay or straight, white or black, or any combination of the above; Iran and all the neighbouring countries, and all the neighbouring countries of those neighbouring countries, are the last places on earth in which anyone is his/her right mind would choose to live. Complete sh*t-holes devoid of any merit.

If you'd ever been to Tehran you'd know that parts of it are quite beautiful and the lifestyle/nightlife there is very cosmopolitan and exciting, most westerners that I've met who have been there would happily and easily live there.

A passport is photo ID.

"photo ID card"!

It varies from location to location, some branches will accept a Thai drivers license, others a work permit, some just don't want to know. It's probably best to try and open a TMB account in the tourist areas first and then perhaps transfer it, Pattaya and Bangkok should be fairly easy.

I agree it looks suspect but why not go to the Fedex website and ask them if the email is genuine or not, if nothing else you'll have peace of mind and Fedex will have been alerted to a scam?

I agree that sounds most likely, unfortunately for the OP's friend, the Embassy doesn't appear to keep asking the applicant for things that should have been supplied in the first case, they simply make a decision based on the information that has been supplied. The burden of proof rests with the applicant who must make a satisfactory case and it's not the job of the Embassy to help the applicant make his/her case.

It seems unlikely to me, more probable that the story (or parts of it) has some how been distorted/changed somewhere along the line.

I believe the building you're referring to is red brick colour and looks like a medieval castle in a Disney film. It's right on the road that leads to the intersection where you turn left to cross the river to Rajavej Hospital.

That sounds about right, I'll check today and report back, there's certainly a number of interesting/odd buildings in that area but I'm not sure why.

I think you'll find they are minarets.

I beieve we may not be talking about the same building, I'll get my camera out in the A.M. and have a roam.

post #33

Yes I've seen that picture, that's not the building I'm refering to however so I'll get a picture and post it.

I think you'll find they are minarets.

I beieve we may not be talking about the same building, I'll get my camera out in the A.M. and have a roam.

The bleeding aspect is what bothers me. If there is a history of bleeding strokes in a past family member I read a year or so ago it puts the chances up of a living member having a bleed up by a factor of three ,that will be increased because of the blood thinning aspect of taking aspirin,too much of a risk

I didn't think that Aspirin actually thinned the blood ......I thought that it worked like this.............

Aspirin helps to prevent blood clots forming. A blood clot may form in an artery (blood vessel) if a lot of platelets stick on to some atheroma. A clot in an artery may stop blood flowing to the tissues further down. If a blood clot forms in an artery in the heart or brain, it may cause a heart attack or stroke.

Low-dose aspirin reduces the stickiness of platelets. This helps to stop platelets sticking to a patch of atheroma and forming a blood clot.

So yes ... for bleading anywhere the clotting time is increased. That is why even for a 'tooth pull' the dentist will ask you to stop aspirin for about one week prior.

What you describe is commonly known as blood thining although refering to it as reduced platlet stickiness would be more accurate, a bit of a mouthful however.

If that one has your brain on the fritz, try taking the road West of the river and parallell with Chan Klan, there's a European castle there complete with turrets, any clues on that one also?

The one along Charoenpratet?

I think it was a former mosque.

It's in a predominantly Muslim area and it wouldn't surprise me if the builder/owner is Muslim, but it was never in use as a mosque; it's not even that old, building stagnated for a long time and it was sort of completed (on the outside at least) a couple years ago. Not sure if it was even intended as a mosque; I suspect not, but not sure. It remains an interesting building of course.

The building I refer to is a mock European castle complete with battlements and ramparts, by no stretch of the imagination could it ever be thought of as a mosque.

Your local Salaphet vendor should know, why not ask her

Someone who sells waterfalls!

If that one has your brain on the fritz, try taking the road West of the river and parallell with Chan Klan, there's a European castle there complete with turrets, any clues on that one also?

Its seem that some of you dun get my drift what im trying to say.

Yes i agree the funds are converted automatically by the banks. IT IS THIS CONVERSION (Exchange Rates) that i am pissed off about. And also i am trying my best to waive this process off. I can have better rates changing it at the market.

Hence this post asking about a USD Account. Since i deposit this account in USD. Transferring from my USD account to Hong Kong USD Account. I do not have to suffer these pathetic conversion rates, am i right to say this? I just have to pay a small amount of service thats all. AM i correct ?

Please advise..

So you want to open a USD account in Hong Kong so that you can transfer US Dollars from your US based account directly to Hong Kong, correct? If that's the case you'll need to (1) go to Hong Kong to open that account, or, (2) if your US based bank has a branch in Hong Kong they may be able to open an account for you remotely, Thailand doesn't seem to factor into this equation, unless I've misunderstood.

Hi Feeid,

I want to set up a Thai USD account here in Thailand. Using this USD account ( Thai bank ). I want to wire transfer to pay for my purchases, which is located in Hong kong. They want payment in USD. Let just say their bank in Hong Kong is HSBC. So can i do this as below ?

Thai based account USD HSBC -----> Wire Transfer-------> Hong Kong HSBC

Since this Thai account is deposit in USD already. There is no conversion charge, i am right to say this ? There will be only a small amount of fee(15-50USD) , which im jollly glad to pay for it.

I am correct? Is this even possible ?

HSBC Thailand is now closed, I was a customer for many years and like many others I had to move my account, so no, your example is not possible.

But you can open a US Dollar account at almost any Thai bank, I recomended you use Bangkok Bank or Kasikorn earlier! If you have that account you will be able to transfer from that account, in USD, to the account you specify in Hong Kong, just make certain you send the money as USD. In that example you will be liable for wire transfer costs only, no currency conversion involved and it should be inexpensive.

But nothing in the banking world is free or indeed what it seems at first glance, you will have to pay for having the USD account plus transfers out will also be charged in lieu of a currency exchange charge.

" had her name taken off the account but had her name added for full signing privileges ie she can deposit and withdraw with just her id even though its an account in my name only. This is at Bangkok Bank."

What's the difference between a joint account and a single-owner account where someone else can deposit and withdraw with just her ID? Personally, I'd like to do the same with my Siam Commercial Bank retirement (fixed) account. Having been married for 38 years, I've no fear of my wife ripping me off.......I'd prefer to make my passing as easy for her as possible. I have a will, but if she can dispense with the formalities of tapping into my account when I die, then I'd prefer she have the ability to do so.

It still wouldn't help her, Joint or Sole account gets frozen until probate after death.

You would have to put the money in an account in her sole name ..... which would give you the same problem if she died.

Can you explain which agency or body in Thailand would freeze an account under those circumstances and how would they know when to start their work, I mean, who would actually alert them? It seems to me that the process might involve a number of different groups, the Police, the Embassy, the local government perhaps but the Banks!

I understand that they are encouraging just compressions at a rate of 100 per minute.

The latest I've read on this suggests that CPR is only really useful for maintaining blood supply to the brain and does very little to help the heart re-engage, effective therapy in that respect is down to pounding on the patients chest.

Super Rich on Loi Kroh?

Its seem that some of you dun get my drift what im trying to say.

Yes i agree the funds are converted automatically by the banks. IT IS THIS CONVERSION (Exchange Rates) that i am pissed off about. And also i am trying my best to waive this process off. I can have better rates changing it at the market.

Hence this post asking about a USD Account. Since i deposit this account in USD. Transferring from my USD account to Hong Kong USD Account. I do not have to suffer these pathetic conversion rates, am i right to say this? I just have to pay a small amount of service thats all. AM i correct ?

Please advise..

So you want to open a USD account in Hong Kong so that you can transfer US Dollars from your US based account directly to Hong Kong, correct? If that's the case you'll need to (1) go to Hong Kong to open that account, or, (2) if your US based bank has a branch in Hong Kong they may be able to open an account for you remotely, Thailand doesn't seem to factor into this equation, unless I've misunderstood.

I had an MRI with contrast of the brain and C-spine about eight months ago at Sriphat Hospital (semi-private/regional hospital) in Chiang Mai, the cost was nine thousand Baht including the consultants fee.

Wow, you live and learn, thanks for that MG.

Two options:

1 - You could open a USD account with any of the major banks in Thailand (Bangkok Bank or Kasikorn are probably the easiest) and fund that account with USD that ou either buy locally or transfer in from the US, use that USD account to make your Hong Kong transfers in USD.

2 - Use your existing THB account for transfers to HK but specify USD as the recieving currency in HK, there will be a cost involved but unless you are sending huge amounts it wont be anything like the numbers you have described.

I take your point regarding DTAC/Telenor and Lotus/Tesco but do you think the same logic applies to Makro and Big C, I had always believed them both to be 100% Thai companies without external influences?

I'm interested to know which superstores in Thailand you think are foriegn owned?

I think Tesco Lotus (British), Big C (French), Ex Carrefour (Now Big C, French), and Makro (British)

Big C and Makro are I believe Thai companies, Carrefour has ceased operations here whilst Tesco/Lotus is 51% owned by Lotus, a Thai company, all the other superstores in Thailand are owned and operated either by the Mall Group or the Central Group, both of which are Thai owned.

4% may seem like a very good rate today but in nine months time it's likely there'll be better deals around,

That's what most people were saying this time last year when I signed up for my 13-month Kbank step-bond paying 3.8%. It's also what most people were saying about long-term UK interest rates last year. I signed up for the Kbank bond and also for as many 5-year UK bonds as I could at the end of last year and I dont regret either.

This 4% 22-month account looks fine to me, even if the online product page does seem to say that it closed on June 30.

That approach is fine as long as you believe that rates will never change, clearly at some point they will however.