.png.3b3332cc2256ad0edbc2fe9404feeef0.png)
BradinAsia
-
Posts
1,088 -
Joined
-
Last visited
Content Type
Profiles
Forums
Downloads
Posts posted by BradinAsia
-
-
3 hours ago, Pib said:
Assuming you were using the USAA Visa Debit Card there WAS A FEE ON THE USAA END as the USAA Visa debit card (and Mastercard debit card replaced by the Visa debit card) has a 1% foreign transaction fee whether the withdrawal/purchase is done at an ATM, bank counter or merchant. Each time you used the USAA Visa debit card for a Bt50,000 counter withdrawal USAA charged the 1% fee which amounts to Bt500 or almost $15. And if you ever used the debit card in a Thai ATM there is no reimbursement by USAA which means another Bt220 fee...USAA does reimburse within the U.S.
Due to the 1% foreign transaction fee I only used the USAA Debit card once outside the U.S. just to confirm the card truly worked and yes, the 1% fee was applied. The USAA Visa Debit card (and earlier Mastercard debit card) now lives in the darkness of my safe due to it's 1% foreign transaction fee.
Now using no foreign transaction fee debit cards like the frequently mentioned Schwab debit card which has no foreign transaction fee is indeed fee-free on both ends.
Now if you use a USAA Visa "credit card" for a cash advance there is no foreign transaction fee but a 3% cash advance fee.
From USAA Website regarding their Visa debit card
Pib, for the transaction that I described (teller withdrawal) which I did dozens of times there was NO FEE on the USAA end nor on the Bangkok Bank
end. Also, your statement about foreign transaction fees used to be true but no longer. One of the reasons USAA gave for switching from MasterCard
to Visa was precisely to allow USAA customers too avoid the foreign transaction fees. I have a Privilege Card from Barclays Bank, but quit using it due
to the foreign transaction fees. I now use a USAA Visa credit card and a USAA ATM/debit card and neither one incurs a foreign transction fee for any
transactions that I have done for more than a year, whether an POS purchase or ATM withdrawal. I'm curious when it was that you incurred the USAA
foreign transaction fee could not have been in the last year. I don't know about "cash advance" because I have no reason to use that.
If you still doubt what I'm saying, here is an excerpt from an email to me from USAA in Feb 21, 2016 --
Dear .... .......,
At this time, your USAA Rate Advantage Platinum MasterCard® credit card ending in XXXX will be changing to a USAA Rate Advantage Visa® Platinum
credit card. Your new Visa credit card will be in the mail in the next 7-10 days.
The switch to Visa is making it possible for USAA Bank to make your card even better. For example, when you start using your new Visa card abroad,
you will no longer pay any foreign transaction fees.
-
Khun PhD,
Yes, it's true that Bangkok Bank is the only Thai bank authorized to handle direct deposits of monthly annuity payments from the U.S. However, if your purpose
is to get your funds from the U.S. there is a much better and simpler way. I lived in Chiang Mai four years (just left there in April) and this is how I did it.
(1) I set up a direct deposit of my retirement pay to my U.S. bank. (If you get an account with USAA (San Antonio, TX), they are by far the best bank in existence.)
(2) Every month, I went to Bangkok Bank (not one of the smaller branches, they can't do this), gave the lady at the desk my USAA Visa/ATM card and asked if I can
please withdraw 50,000 baht. Note: You need no Bangkok Bank account and your daily withdrawal limit is what you set up with USAA (all done on their website).
(3) The lady at the desk asks me if I want in cash. I say yes, please.
(4) She asks for my passport, I give it to her, she copies it and I sign the copy.
(5) Not more than one minute later she hands me 50,000 baht.
(6) There is NO FEE at either end. It's as simple and easy as falling off a chair.
An American friend told me about this when I first arrived in Chiang Mai. Forget about direct deposit to Bangkok Bank, it's a waste of time.
-
6 hours ago, dvg said:
Who knows were we can eat Alaskan King crab in Chiang Mai?There should be a restaurant
in the mountains,but that is a 2 hour drive.
Uhm... there should be a restaurant in what mountains? A 2 hour drive from where?
-
3 hours ago, scottiejohn said:
Just how cruel can any person get for their self gratification to put any creature through the experience you wish to subject them to?
Scottie, do you jump to conclusions much?
It was my first and only time in that restaurant. I certainly had no idea that my sashimi order would be served while still alive.
I was as shocked by this as the fish was.
-
3 hours ago, WinnieTheKhwai said:
Seriously? For Chiang Mai for actual sea fish, as in not farmed? So you would be looking for someone to not just truck fresh, refrigerated (not frozen) fish up, but also lots of weight and bulk in water to keep them alive? Just so you can seem them flipping and kicking for a minute before purchase?
It's far more common to ship them iced; it only takes an hour by air, or refrigerated truck overnight which is perfectly fine to keep things in good condition.
Winnie, no offense intended, but if I knew the answers to all your questions I wouldn't have started this thread.
I grew up in Ohio in the 1950s, only fish we ever saw was fishy smelling river fish, which I loathed. My first real experience with edible fish was in the 1960s in Japan. The fish was so fresh, one time I had shishamo sashimi (it was the whole fish), it actually tried to jump off my plate. Certainly, not for squeamish folks. Shishamo was not my favorite, but I used to eat magurozushi 4-5 times a week. Still eat it here often. Never get tired of that. But my wife and son can't do magurozushi.
-
11 minutes ago, moe666 said:
How fresh do you think any fish caught a week out from port, usually frozen. If you live close to a fish market and can buy from the local fisherman who only go out short distance then maybe you are getting fresh fish.
"How fresh do you think any fish caught a week out from port..."
Moe, thanks for your comment, but I have no idea about that. And that's why I started this thread. In Japan, for at least the last 50 years, fishermen go out at 4:00 a.m. and return about dawn. By noon, fresh fish (including sushi grade) is distributed all over the country. Some remote areas are several hundred km from the ocean.
In the 2009 thread on this subject posters talked about buying fish "alive and kicking" in Chiang Mai. Just hoping upon hope that it may still be available here, and if so, where?
-
8 minutes ago, CMKiwi said:
I'm not too sure that the 'Dory' fish the you buy here in Rimping is from the sea. Pangasius (Dory) is a fresh water fish.... similar to catfish.
Yes it's cheap, Makro also sell it. But it just doesn't have the taste of ocean fish. There have been a lot of contraversial reports about Dory fish and one can read into them as one pleases.
Personally I don't mind Dory and it does go well with a curry or other strong spice to actually give it some taste.
Yes, I think you are correct. We also don't really care for fresh water fish. Just our personal taste.Today, at Rimping we found some frozen fish from Japan -- aji and hokke -- the same kinds we had in Ootoya. Not sure what's the English names. During my years in Japan, I learned only the Japanese names. Maybe aji is mackerel, I'm not sure, I'll have to look it up. The frozen fish from Japan is quite good. I used to often eat hokke in Japan and loved it.
Nice fresh ocean fish would be great, but maybe we'll have to be satified with Rimping's frozen fish from Japan until we return to the Philippines where fresh ocean fish is readily available everywhere.
-
13 hours ago, hawker9000 said:
If I had a nickel for every time a Thai apologist posted this, practically word for word, on TV...
You'd get rich a lot quicker if you had a nickel for every time a pseudo-intellectual Thai-basher posted their condescending rubbish on TV.
-
There was a thread on this subject in late 2009. At that time, the consensus seemed to be -- if its not alive and kicking don't buy it.
After more than 4 years in Chiang Mai that still seems like very good advice. The only excellent fish we've had here was in Ootoya Japanese Restaurant. But, we wanted to enjoy their fish 2-3 times a week we would have to accept a huge increase in our monthly food budget. We'd much prefer to prepare the fish ourselves at home. So we're still here (for now) searching for a good source (fish market, not restaurant) of fresh seafood, especially real ocean fish.
The YouTube videos showing prawn being prepared for export in Vietnam by being injected with some kind of dodgy chemical to make it look plumper are much too scary. Also, with the cases of food poisoning our family and friends have experienced, we don't want to take any more chances with bad seafood. Can anyone recommend a good fish market with "live-and-kicking" fresh ocean fish? At this point, the main issue for us is freshness and quality, not low price.
There must be others on this forum who have faced this kind of problem. Thanks in advance for any help.
-
8 hours ago, BlindMagician said:
Its not anti Thailand, its anti the highly prevalent behavioral characteristics that we all know are part of the relatively low level of educated masses in this country. Keep your own xenophobic subconscious interpretations out of it - just look at the facts, the daily behaviour of so many random people that one might observe.
"xenophobic subconscious interpretations..."
This fits you perfectly, clueless blind magician.
-
8 hours ago, zorro1 said:
There are thousands of couples on walking street every night.
Pattaya is an adult entertainment area so yeah couples can have good fun
Beats the hell out of holidays in udon thani lol
Chiang mai is great if you like to be tucked in bed at 10pm
Bangkok.. Expensive
Phuket.. To many no go to list
Sent from my Redmi Note 3 using Tapatalk
I've enjoyed living in Chiang Mai for years, but as a family man have never been in a bar here or ever had the inkling.
Lots (millions) of tourists visit here every year, many of them (young & old) never go to bars. Never quite understood why many mature married folks seemingly cannot live without bars.
Just saying...
-
9 hours ago, ezzra said:
Never mind that almost all the 17 years old girls in Thailand are actively engaged in sexual activities at a much younger age, while posting their sexual escaped on social media for all the world to see, and many are with kids and have been married and dumped by boyfriend, but don't let the facts distract you from the reality that in Thailand a 17 years old woman is considered a minor still and in need of the government protection.....
"Almost all the 17 years old (sic) girls in Thailand..."
Maybe you could tell us where or how you gained this omniscience (infinite knowledge).
-
4 hours ago, phanu said:
120.000 THB... It's just 3.000 € !
I have many friends who have real jewelry, much more expensive than this !!!
Ok, and your point is... ?
-
I have a Mitsubishi Triton 4-dr running 18-inch wheels. Based on years of experience, I use 30 lbs
in front and 33 in rear tires. More pressure than that and I get a stacatto wheel bounce on potholes.
Less pressure can result in premature tire wear.
Just my case. Your case may vary.
-
44 minutes ago, mogoso said:
Amnesty is just another NWO shill, useless as Snopes for the truth
Should we assume that you have an exclusive scoop on this information?
-
4 hours ago, Loaded said:
James Bond went crying to his daddy - lol.
What a heartless statement, the young man was taken to the hospital with very severe injuries.
-
12 hours ago, georgemandm said:
I think it is ok I don't need to do one thing
"But what I can't stand about man from my country Australia is them baggy my country to make a excuse to come and live in thailand just all fools."
Is this really English?
-
16 hours ago, Get Real said:
How did know know that? Must be very smart! Just realize if I did all the thing in that post, and you were right. One of the things would be that my bank account would be empty. After 16 year it´s still very healty.
Just saying. Your wrong! Big time!I'd say you've got major issues of your own, dude.
-
8 hours ago, williamgeorgeallen said:
only if the person being defamed was rich. seems defamation does not apply to the poor.
I believe that defamation also does not apply to the deceased.
-
6 hours ago, nikotin said:
I agree.
we dont know bs and the truth is always hard to find following the media.
BUT all the people here bashing the thais for being wrong doin this on what the read about it even it clearly says its the russians fault.
That stinks!
i really dont give a shit who did what to who.
Just keep it real...the most i read here is pure antithai from people,at least i guess,living here and i cant take it.....if i would think so bad about the people in the country i live i would just leave.
peace
Nikotin, you decided all by yourself that it was the Russian's fault.
It seems you have a big fight within yourself about Thai bashing. I'm not a Thai basher at all and I also
don't like to see other folks Thai-bashing so much. But you got upset with me for defending the Russian.
I don't like Russian-bashing any more than Thai-bashing.
Peace to you, brother.
-
29 minutes ago, nikotin said:
show me where it says the russian got slapped first.
so when you slap somebody is ok to get your head broken with a brick...u must be joking! hahaha
Nikotin, I didn't say it's ok, I merely suggested that when you slap a Russian you should expect
a violent response. It's not about being ok or not, it's about common sense telling you that you
could get into big trouble if you slap a Russian.
-
25 minutes ago, nikotin said:
show me where it says the russian got slapped first.
so when you slap somebody is ok to get your head broken with a brick...u must be joking! hahaha
Nikotin, in the full article it says “From the video, it appears that Khetagurov was slapped first, then Jaran was hit in the face with a brick, after that it escalated into a brawl.
Read more at http://www.thephuketnews.com/thais-russian-charged-with-assault-following-phuket-street-brawl-59614.php#oF8m1HS0fTMT54t7.99 -
6 hours ago, nikotin said:
If we just look at everything thats written,its clearly the russians fault and resulted in nearly killing a thai.i am always wondering what makes you think so bad about the thais,been here 6 years and the only problems i had was always with other westerners....i mean did you read that he punched the guy with a brick in the head....i believe its 100% the russians fault...to many people coming to this country and behaving like absolut bricks and think they are smarter and worthier then thais.
If a thai tells me to slow down,be more quiet or whatever because he is offended by my behaviour i just gonna <deleted> and respect that i am not in my own country.period.
just my 2 cents
If we just look at what is written, it's clear that the Russian was first slapped. To me, if you slap a Russian and get a brick in the face you have no room for complaint. Consider it a painful learning experience... and never do such a stupid thing again.
-
We live on an organic farm in Ban Thi close to San Kamphaeng. Wife sells organic vegs to stall in Meechok market. Friends and neighbors come directly to our farm to pick up our vegs. We are not certified but everyone is free to visit us to see what we do.
So if you want fresh chemical free vegs PM me for directions.
Cheers
R'tje
PS: Google Participatory Guarantee Systems, which makes more sense than any label/certification
Rsteeltje, I'm interested in your organic vegetables, but rather clueless here. Can't find any way to PM you. Can you give me a hint?
Tourist visa rejected could it be racism?
in Thai Visas, Residency, and Work Permits
Posted
Suradit, this is one of the most intelligent posts I have encountered on TV in many years. It's just too bad that so many folks are not capable of seeing the reality that you so accurately describe, especially since it is as obvious-as-the-nose-on-your-face .