Riley'sLife

To emphasize how much that is, it equates to about 300 hours of work for a regular employee.

Why doesn't your relative leave the business and therefore not have to work 300 hours to pay the debt?

The answer is in the words.... "...it equates to...".

Rather obviously, the hours have already been worked and payment withheld.

Your question makes me wonder where you have experience of having been paid in advance for your labour.

Anyone that thinks it is necessary to consume hyped "Nutrients" is deluded.

Food, which humans need anyway, contain all the "nutrients" required to sustain healthy living.

As for Multi-level-marketing ........ perhaps the ideal medium for Thais, as they are so easily led and believe anything they are told.

However, the fall out rate in MLM is massive. (Can't imagine why!!!!)

Of course it can't. This is Asia - where corruption is endemic, for cultural and historic reasons.

May as well ask, "is the Pope a Catholic?"

Velostar certainly has an appealing design, and I particularly like the single rear side door idea. Unfortunately, the price would put me off.

They are about 850,000 THB equivalent in the UK, so a ridiculous surcharge of 50% added in Thailand makes it difficult to swallow.

The only negative I found was the rear quarter view is very restricted - ok, I know it has rear-view mirrors - but I like to use rear-view mirrors as a secondary view.

Perhaps the best Thai wedding is the village ceremony, as it enables the couple to be "married" in the eyes of society without the encumberances that are attached to a legal marriage. Thai men certainly know how to organise the country to their advantage!

Maybe the two Thai badminton players were impressed with the way Canadians play Ice Hockey.

Use a tracked Bobcat with a backhoe and dozer blade attached. http://www.bobcat.eu/bobcat/products/Excavator/E25.page? Good fun too, but don't let Immigration see you!

what it is is less important than what it does or doesnt do to you if u find one crawling in your blanket...

Ha ha .... That is so true, bina, as anyone having been bitten by one of the little beggars would certainly confirm.

Best idea, if any unidentified millipede/centipede is encountered, is to slide it onto some paper and eject from the home to avoid a very painful bite!! They don't all bite, by any means, but it's not worth the risk.

I think chinnotes' post is more accurate than my initial identification. I just remember cyanide millipedes from the States, when camping.

Looks like a cyanide millipede (Harpaphe haydeniana).

Thanks for the links ETatBKK. Good of you to post them.

This sounds like a scam. Be extremely careful with your personal information.

I guarantee it's a scam.

does your wife know you are using her Skype account ?

I know exactly what your point is!

I set up the account for my wife and I to talk to her, and my, family overseas. No point in us having separate accounts. Thanks anyway

I use my wife’s Skype account and, maybe because of her Thai name, in the last few weeks I have had a number of contact requests (perhaps 8 or 9) from people purporting to be Generals, or other high ranking soldiers, doctors, etc., all in the U.S. Armed Forces serving in Afghanistan.

They are all quite obviously imposters. They always start with "Hi, how are you?" and then state, "I want to be your friend". Any response will evoke a lengthy delay followed by very simple, one word replies from people clearly having limited English Language skills!!

I have an image in my mind of teams of Nigerians attempting contact with Thai sounding names on Skype.

Have scammers recently been having success with gullible Thais?

Anyone else had the same experience? - or heard of any scams effecting Thais using Skype?

Pointless painting the tiles etc.....

best advice is to insulate immediately above the ceiling using StayCool or similar proprietary insulation rolls. Vent the roof void too, either by design or mechanically.

Create as much shade for the exterior walls as possible by foliage etc., or extending the eaves overhang. A 3m overhang would give almost permanent shade on a 3m high wall, for example. The East wall and the west walls are particularly important to shade -obviously, as the sun is lower in the sky. Wall insulation could be effective. Cross-flow ventilation and an open-plan design is conducive to cool breezes within the rooms

After that, ventilate the house at night using fan/s to pull in the cool air and also to expel the warmer air, and try to keep the cool air inside for as long as possible in the mornings. If you use aircon, try to use it in a small, extremely well insulated room with a low ceiling to keep costs down.

Without knowing the exact mode of construction, room layout, building orientation etc., it's difficult to advise you further.

Hope that helps!

It's a bugger when foreigners investing in a country can't buy land isn't it.

Are you talking about Burma or Thailand? I only ask because I do not know whether a foreigner can buy land in Myanmar. If they can you may very well see a lot of farangs moving across the border to get ready for the tourist boom.

......and I thought Ozzies understood irony !!

Join a Club, or several clubs with plenty of Thais, perhaps linked to your profession, or an interest you may have. You will be inundated with friends and relatives of suitable females suggesting you should meet their daughter, cousin, niece etc..

I met my wife through a 4x4 off-road club. Try to pick a club that already attracts Thais from a compatible social background to yourself. There is really no need to get involved with females involved in prostitution. Don't give everyone the impression that you are there to find a wife....although you could do so jokingly!

Anyway, good luck. There are plenty of lovely genuine, sincere, very attractive women available.

Credit cards, debt, interest creates slaves, and is the bane of modern life.

If you really must borrow money, at least use it to acquire an appreciating asset and make the money work for you, otherwise you end up going backwards.

edit to add:- The fact that people have been brainwashed to accept all this borrowing as the norm just illustrates how perfectly society has been manipulated to serve the 1%. The "little people" always pay, always work, meanwhile the 1% make the real money. Always have.

Many Thai Nationals don't bother to get married on paper, but prefer to have a ceremony whereby society accepts them as a "married" couple.

Why not just do the same.

I really cannot understand why gays make such a fuss about wanting marriage, I think they are better off without it. Maybe just a case of "the grass is greener". I wonder how many people that are married wish they weren't?

A marriage with a frog will, statistically, have more chance of lasting, and that's incontrovertible!

Financing a depreciating asset is the epitome of bad money management.

Paying off Thai Finance early is utterly pointless as you will still have to pay the full amount of the interest.

It is for this reason that most vehicles on finance are offered for sale with the finance still in place. The seller needs to find another mug to take over the repayments.

Actually it depends on the finance company. Some do discount the interest but you have to ask.

Sent from my i-mobile i-STYLE Q6

Trying not to be argumentative here...but I doubt any Thai Finance Co would discount any interest under any circumstances. Maybe a Bank would, but even then only if one is a long-standing good customer that they didn't want to lose.

If you have first-hand experience of a Finance Co having discounted the interest for early settlement I would be very keen to know the name of the company...... I never borrow, neither do I lend... but my Thai in-laws have borrowing as a hobby! so it could save them money.

Why don't you lend them? How about they ask the question before going through with the loan from the finance company its always something that I ask no matter where I loan from or what its for.

I am more than happy to lend them. If you let me have your address I will arrange their delivery later this week. It could even be a permanent loan arrangement if you wish.

If you mean lend to them...... why would anyone lend money to someone that doesn't have it? Surely that is evidence that they can't manage their lives. My advice to them is always the same..."if you really need a new shiny motorbike, save up for it! ..and when you have enough, buy it!" Or, if they offer me collateral, a Chanote for example, I say, "sell the land and then buy whatever you want!"

Thais don't understand the concept of checking anything before. Buddha deals with what will happen. They just deal with "the now".

Financing a depreciating asset is the epitome of bad money management.

Paying off Thai Finance early is utterly pointless as you will still have to pay the full amount of the interest.

It is for this reason that most vehicles on finance are offered for sale with the finance still in place. The seller needs to find another mug to take over the repayments.

Actually it depends on the finance company. Some do discount the interest but you have to ask.

Sent from my i-mobile i-STYLE Q6

I will confirm that as I have paid off all my cars early and everytime get a discount.

Which Thai Finance Company/ies ?

Financing a depreciating asset is the epitome of bad money management.

Paying off Thai Finance early is utterly pointless as you will still have to pay the full amount of the interest.

It is for this reason that most vehicles on finance are offered for sale with the finance still in place. The seller needs to find another mug to take over the repayments.

Actually it depends on the finance company. Some do discount the interest but you have to ask.

Sent from my i-mobile i-STYLE Q6

Trying not to be argumentative here...but I doubt any Thai Finance Co would discount any interest under any circumstances. Maybe a Bank would, but even then only if one is a long-standing good customer that they didn't want to lose.

If you have first-hand experience of a Finance Co having discounted the interest for early settlement I would be very keen to know the name of the company...... I never borrow, neither do I lend... but my Thai in-laws have borrowing as a hobby! so it could save them money.