JB300

Yes, I’m on the outskirts of Pattaya (Wongamat)

That was the photo that condo maintenance sent to me. I did take off the outer covers of the extractor unit but didn’t see any electronic components, hesitant to start dismantling it unless I have to.

My cooker extractor hood has stopped working & Condo maintenance tell me I need one of these… … But they can’t buy them anymore. To my simple mind this looks like a pretty standard capacitor so as long as the numbers match it shouldn’t matter what the brand is (in this case it’s a for a Mafele overhead hood). Can anybody advise where I can find one of these or suggest an alternative I could buy in Thailand. Many Thanks JB

When I 1st became non-UK Tax resident, I still had my LTD company so anything involved with that was subject to UK Tax but dividends from my other holdings were treated as “Disregarded income” so did not have to pay any additional (high rate) tax on them. I even managed to reclaim the PAYE Tax I’d paid as although I was working for a British Bank, I was based in Singapore so paid the income tax (12%, no NI) there. A

Was just in my local Tops daily & they had the AIS “One SIM” there (50b)

I agree with you but the article starts with “The Revenue Department is preparing to draft legislation to amend the collection of tax on foreign income remitted to Thailand” so it would be very easy for them to include a clause saying it only applies to Thais Nationals. Again, hope others reading of the article is correct & the change does apply to all Tax Residents but I tend to plan for the worst (be non-Tax resident next year then go for LTR) & hope for the best.

I read that article as solely being about Thais that earn income abroad will be encouraged to remit it this year or next year. No mention of foreigners or reverting the previous changes to remitted income. Sincerely hope you’re right & I’m wrong as I have a lot of money (PCLS - Pension Commencement Lump Sum) that I want to bring in next year so am currently planning to be out of the country for 6 months.

Bought mine at the AIS store in Central Festival, originally I was looking for the 50B “Social Media” SIM (parents only needed Data for WhatsApp) but they didn’t have any so went for that one.

That page quotes the mid-market rate (Barclays adds a margin on top of this). Comparing the numbers on Wise (https://wise.com/gb/send-money/send-money-to-thailand) sending £18,500 you’ll get approx 3,750 less with Barclays. Personally I’d still use Barclays in this instance, as you can do it in 1 transaction & guaranteed it will show up as FTT.

This was the package I got for my parents… Seems to still be available to purchase online… https://www.ais.th/en/consumers/package/prepaid/prepaid-sims/the-one-sim

Not a fan of period dramas but if it’s Sherlock Holmes I’ll watch it 👍🏻 As an aside this is my current go to sleep aid… I’m yet to get more than 15 minutes in 😊

If only using WIFI then you don’t need a SIM, but if you want “Data” then you’re going to need one. Depends on where you’re planning to travel but AIS is probably the safest bet, bought 2 for Mum & Dad when they visited in Feb, IIRC it was 50B (each) for the SIM card & I topped up 200B (each) which was more than enough for their 30 day stay (given most places have WIFI).

Due to “A system upgrade across banks in Thailand to enhance their security“ Wise has had to drop a number of Banks from the list you can send money to… https://wise.com/help/articles/2932335/guide-to-thb-transfers it is now limited to…. • Bangkok Bank Public Company Kasikorn Bank • Krung Thai Bank • Siam Commercial Bank • CIMB Thai Bank • Bank Of Ayudhya (Krungsri bank) • Kiatnakin Phatra Bank Starting on 6 May 2025, the following banks will no longer be supported due to payment system upgrades in Thailand: TMBThanachart Bank (011) Citibank (017) Sumitomo Mitsui Banking Corporation (018) Standard Chartered Bank (020) United Overseas Bank (024) The Government Savings Bank (030) HSBC (031) Deutsche Bank (032) The Government Housing Bank (033) Bank For Agriculture And Agricultural Cooperatives (034) Mizuho Corporate Bank (039) BNP Paribas (045) Bank Of China (052) Thanachart Bank (065) Islamic Bank Of Thailand (066) TISCO Bank (067) ICBC (070) The Thai Credit Retail Bank (071) Land And Houses Retail Bank (073) Sumitomo Mitsui Trust Bank (Thai) PCL (SMTB) (080) I believe these will come back once they get their security aligned to whatever standard is required for Wise to be able to transfer to them.

I might be mistaken but it sounds like the OP is asking about full implants (“All” on 4, 6 or 8 ) Dentist will pick the anchor points. But great point, I was warned about one of my implants about maybe not enough bone to do it, dentist was pretty blasé & said he could just “Fill It” ended up not being a problem…

I was 53 when I decided to work an extra year to do a full mouth restoration (5 implants & untold crowns & veneers) cost me 650,000 THB… best decision I ever made. As long as you’re taking care of your family, spend your money on making you happy… 78 is still young 😊

Shoulda woulda coulda are the last words of a fool. I consider myself as financial astute & am also ex-“Banker” (IT, Director level, but know nothing about banking) moved to Asia in 2007 and I had no idea that my state pension would be frozen . I was 41 at the time so didn’t really care, don’t really care now except I’m going to have to mess around with claiming the non increase from my real pension in 8 years 😳 Oh & I once was a bank teller in Nairobi… Not kidding, lots of problems with the IT system so I had to sit at the teller desk…Great way to meet really hot chicks 😊

Unfortunately mine came up for renewal at the same time I’d just got out of a 3.5 year “Discussion” with HMRC about me being Non-UK Tax resident (pay 12% tax in Singapore or 45% + NI in UK)… Don’t need to drive in Asia so I let it expire. As an aside it’s illegal to have a driving licence registered to any address other than your home address, no problem for me, long story short I still have my “Green” UK license registered to my “Home” (UK Parents) address in the UK & all the bills (including council tax) are in my name… But I haven’t driven for > 16 years & don’t plan on ever driving again 😊

I’m retired but yet to get any pension Income (private pension next year, State pension in 2033) & I pay nothing to HMRC on (Gross) >£36,000 income. I’ll worry about the frozen state pension when I get there but at the moment it’s a no-brainer for me to be Non-UK Resident (even if it meant I lost my UK driving licence)

The requirements for LTR visas are all listed in US$, even the 10Million THB investment requirement I mentioned is actually listed as $250K USD. I’m already on a Non-IMM O “Retirement” visa (9 years) so don’t need to find another visa but am attracted to the LTR for a few reasons so if possible would like to switch over to one, if I can’t then I’ll stick with my current visa.

It’s all about having “Reciprocal” agreements in place… Here’s the list from the UK Gov site… https://www.gov.uk/government/publications/reciprocal-agreements/reciprocal-agreements

I worked for a UK Bank for 20 years (1986-2006) on a final salary (Defined Benefits) pension that gives me 1/40th for every year worked (so I’ll end up with roughly 1/3rd of my final salary adjusted for cost of living increases for 30 years until I take the pension next year ). Ended up back at the same bank for a short (18 months - 2007-2009) on a Defined Contribution pension which was also very generous so I have no idea how a former “Banker” only has State Pension as an income. NB I do think it’s wrong that State Pensions are frozen just think the guy in the original article is playing hard done by a bit too much. Edit: Just thought, I also worked for the same UK bank for 6.5 years in Singapore (+4.5 years for a US Bank) where at the end of the day you are responsible for your own pension (they hand it over to you when you leave the company) so I guess he could have been working overseas & not done anything to invest for his future retirement.

Thanks for all the comments, I maybe should have shared that my main reason for asking is I need to make a decision in the next 6 weeks about whether to take (up to 25% tax free) PCLS (Pension Commencement Lump Sum) out of my pension next year. If I can swing the LTR based on >$40 pa income past 2 years & a guarantee of another >$40K in pension then I won’t take any money, if I can’t then it’s 6 months outside of Thailand next year (Tax) & a $250K investment. Special thanks to the person who pointed out it’s $250K & not the 10Million THB I thought it was, makes a huge difference to my plans 👍🏻 Edit: Sorry, it’s 9 years on a Non-IMM O, I can remember watching the France Croatia World Cup final on the rooftop of Chulia Mansions whilst I waited for Banana Thai Visa agency to get me my Non-IMM O “Retirement” (1 year, multi-entry in those days 😊)

i think we’re done here@DrJack54

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not worth it…