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vukovar77

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Posts posted by vukovar77

  1. Philippines advantages :

    1.English is spoken widely ,

    2.People seems to be friendly ,

    3,Girls adore foreigner,caucasian ,

    4,Booze and cigarettes are much cheaper,

    5,Nice nature on islands

    Philippines disadvantages:

    1.In general much more dangerous than Thailand,special big cities ,

    2.Internet is very slow ,expensive and bad

    3.Electricity is very,very pricey(4-5 time more than in Thailand)

    4.Much easier and much cheaper to get retirement visa in Thailand compared to Philippines;

    5.Thai food is much better than Philippin food

  2. Sin Sod is 'Bride Price', not dowry. Dowry is what western men used to get from the family of their western bride until 'equality' tongue.png

    It is almost same!Foreigners should not pay Sin-sod as far as I think!If bride love you,she will marry you anyway!!!If not,better to stop all!!!

  3. I guess i could go koh chang immigration on Friday. So how many days fine and how much per day am I looking at (I'll try arguing first that I've been in their system as PENDING since 16th)?

    Do nor argue with Immigration office!!!!This is very,very wrong attitude!!!

    I live in Samutprakarn and they told me few times that is not possible to report online there.You can talk with them and ask,but NOT argue!!!They are not responsible for application online!

    I was never successful on reporting online there!!!

    Just go there and report yourself on the nearest immigration!

    • Like 1
  4. You need to stop thinking like a European. Do you think people working at Big C take holidays and have insurance?

    Point for you.

    We have a saying, if you translate literally it says:

    For dying to much, for living to less.

    In my opinion it's modern slavery.

    Just living to survive, what a hard life...

    I think you do not know much about Thailand and you are not socialized at all.For sure you do not speak Thai and you do not live with Thai people!I am foreigner with Thai wife and we live in Bkk suburb !We need for decent life there less than 15.000 baht per month and we live very good.My wife cook delicious food every day and she has motorcycle.I pay mortgage every month 2300 baht for condo of 34m2.She work for 10500 baht +overtime too.I have much better monthly income,but we do not need more than 14000 baht per month.Food is about 150 baht per day,transport about 100 baht per month.Water 100baht,electricity(we have air con.)500-750 baht per month,internet 749 baht!We can travel each month too on the seaside or elsewhere on this amount!I live much better here than I can live in Europe with maybe 1200-1500 Euro per month.You live maybe in Sukhumwit,eat foreign food and can not speak language!

  5. Been there done that, I survived 3 years with my savings without any additional income. An average of 25k per month. No problem, just live cheap , rent rooms from 5k - 7k .

    That is true!!!You can live pretty good on that budget!!!

    Rent nice small air con studio in Sukhumvit(Udomsuk,Bang Chak,Punawity,On Nut) for 4000-4500 baht

    Food-Thai ,about 6000-7000 per month and you can live for les than 20K easy

  6. As stated above there are some negatives to consider in the Philippines but the people are more friendly there, english is everywhere (spoken, signs,documents, etc.)

    There are so many beautiful, uncrowded beaches there compared to Thailand. The best thing I like about the Philippines is the government wants tourist's and retirees as the visas are so easy to get there. Give it a go.. just stay out of Manila.

    Not true about Visas at all!Visa for retirees are much more expensive than in Thailand(almost 10 times more) and it is much harder to open bank account in Philippines.Utilities are very ,very expensive there(4 time more at least).Internet is very slow! Rental rate are mostly higher as well.Food is in general terrible comparing to Thailand.Only sea food barbecue can be very delicious!People are best part indeed and almost everybody speak a pretty good English as well! Girls are OK and very open to foreigners and drinking is cheaper there!

    It is much better to live in Thailand ,but Philippines are good destination for fun too!!!

  7. I GET 7% guaranteed for four years, now in my third year, first year paid in lump sum on settlement at land office upon receiving Chanote in my name. All these arm chair procrastinators are unreal on this forum, I have been getting a nice return which helps me live a relaxing life, a damn site better than money in the bank and the stock market.

    Nobody can guaranteed you 7% return for sure!!!!

    Special if you bought new expensive units!!!

    On 1997 was very big "bubble burst" in Thailand.Bangkok was called "ghost building" city!!!Many big projects never finished!!!Many,many people lost all invested money in this projects or units!

    Some can not have Chanote on their name even now if somehow unit is finished already,cos. bank mortgage!

    I was last week in one pretty big building in Bangkok Noi district .Many units still unsold and many units bank sell(some more than 10 years as I was told).Building is build on 1994 ,just before big crisis,but looks very old outside.There is not enough money for maintenance!!!!Position is good near Central Pinklao!

    I saw many buildings like this in many parts of Bangkok.

    You can buy very cheap this units ,but need to do proper research before and need to renovate inside!

    Problem is maintenance outside !

    Many new units and oversupply made rent income lower and lower!

    If you buy as investment ,you can fail very easy!

    My friend ,Thai women,bought nice condo in On Nutt area for 3,5 M baht on bank finance.6 months after anybody can buy in same building same condos for 2,5M baht.Even now,6 years after many condos there unsold!!!

    That is Bangkok.We bought small unit 34 m2 in Samut Prakan in my Thai wife name for 360.000 baht,new unit,only for Thais.Nothing fancy but very good maintained with so many amenities and all for free.

    Nearby is Muban with fancy houses,about 4 or 5 years old(about 4M baht each house).Maintenance is very bad.Nothing really works.Play grounds for kids and adults are not in use,same like swimming pool.Nothing very close,so you need car for transportation.Houses looks still good outside(not inside) ,but everything around look like ghost area!!!

    Many settlements and buildings in Bkk look like that!

    And resale market for foreigners are very small!!!

    How would you know, I have been getting it for three years, you full of sh-t and should stop posting your BS, your tax and work permit theory's are BS.

    I think that you are rude and uneducated person!

    Withholding tax 5% is for company and juristic person!

    For others is 12,5%(rental ) which is easy to check out on internet!

    If you run rental business,you need to have proper documents according to Thai Law!

    If you have company,it is not same,but you have some additional costs and you can own only 49%!

    I finished Law university in Europe and I am not sure about your level of education!

    Besides rental yield in first few years does not mean much if capital price is going down more sharply !

    If you have now more profit than in bank,does not worth much if your condo value will drop much more!

  8. I GET 7% guaranteed for four years, now in my third year, first year paid in lump sum on settlement at land office upon receiving Chanote in my name. All these arm chair procrastinators are unreal on this forum, I have been getting a nice return which helps me live a relaxing life, a damn site better than money in the bank and the stock market.

    Nobody can guaranteed you 7% return for sure!!!!

    Special if you bought new expensive units!!!

    On 1997 was very big "bubble burst" in Thailand.Bangkok was called "ghost building" city!!!Many big projects never finished!!!Many,many people lost all invested money in this projects or units!

    Some can not have Chanote on their name even now if somehow unit is finished already,cos. bank mortgage!

    I was last week in one pretty big building in Bangkok Noi district .Many units still unsold and many units bank sell(some more than 10 years as I was told).Building is build on 1994 ,just before big crisis,but looks very old outside.There is not enough money for maintenance!!!!Position is good near Central Pinklao!

    I saw many buildings like this in many parts of Bangkok.

    You can buy very cheap this units ,but need to do proper research before and need to renovate inside!

    Problem is maintenance outside !

    Many new units and oversupply made rent income lower and lower!

    If you buy as investment ,you can fail very easy!

    My friend ,Thai women,bought nice condo in On Nutt area for 3,5 M baht on bank finance.6 months after anybody can buy in same building same condos for 2,5M baht.Even now,6 years after many condos there unsold!!!

    That is Bangkok.We bought small unit 34 m2 in Samut Prakan in my Thai wife name for 360.000 baht,new unit,only for Thais.Nothing fancy but very good maintained with so many amenities and all for free.

    Nearby is Muban with fancy houses,about 4 or 5 years old(about 4M baht each house).Maintenance is very bad.Nothing really works.Play grounds for kids and adults are not in use,same like swimming pool.Nothing very close,so you need car for transportation.Houses looks still good outside(not inside) ,but everything around look like ghost area!!!

    Many settlements and buildings in Bkk look like that!

    And resale market for foreigners are very small!!!

  9. I live in Thailand 4 years and I use to buy condo in Bangkok,but only from bank foreclosure property NPA -assets!

    Much more clear job and much cheaper as well(20-60%)from my experience and no pitfalls!

    Never buy from Agency,cos. they will rip you of .Much better direct from owner!Use Lawyer to check title deed and make contract only!

    Do not be tricked by Real estate Agency that they will protect your interest only.In Thailand anyone can be agent without proper education!They mostly rise price up too much as well!

    Besides,their promises are mostly unreal and false!

    I finished Law university and I have a lot of experience in Europe and now here and I can buy only from bank foreclosure property or in auctions.

    If you do not know how to manage that on this way,better rent than buy!!!

  10. This is the reason that the Tourism and Real estate business is on a down hill run.

    These falangs are the cause of all the problems in Thailand.whistling.gif

    Reasons to real estate business is "on a down hill run" are at first cos. condos and houses are overpriced and very low quality!Besides many "brokers and agency" are very greedy as well and pump prices up.Most real-estate brokers from my experience are not well educated too and many very lazy and not motivated!And of course lie to much with promises of good profit!!!I hope prices will plunge more 30-40% down on it fair value!

  11. Cons:

    You will pay for everything.

    Girlfriends family will be involved

    For me, these two things are definitely a pro.

    I would have nightmares if my wife would pay anything. Conservative life matters. thumbsup.gif

    Regarding family it seems that our western culture is eliminating the family ties in all ways. With a Thai family, if you married the right girl, you will get strong alliances with all close relatives. Ok, true, if you married the smoking hot bar girl with drug addiction and a broken family, it might be bad to get family involved.

    Check it out for yourself if they want money for booze or sell their own land to invest in your business. thumbsup.gif

    It is your money and you can afford to lose it.

    Any advice about this matter anymore is just loosing the time and energy!!!

    After failure you will start again and be more wise.We learn on our mistakes,at least most of us!!!

    I live here some time and speak Thai fluently ,eat almost only Thai food and hang up almost only with Thais! My wife speak only Thai language,but I will never do same as you.You can not "win" in business you can not control!!! So pity to you and hope to be clever next time,cos. in this game you can only lose.

  12. Rent money =dead money

    I'm yet to see where sticking you're bucks in a bank gives you the same growth as real estate.. Oh wait apparently upstart micro finance "banks" in true third world countries are offering great interest.. Im sure Cambodia and Myanmar are super safe... Lol

    Sent from my SC-01D using Tapatalk

    About 30 years ago when our condo was built, the selling price was 1.5 Million Baht, for a high floor 95 s.m. unit. todays price for the same unmodernized room would be about 6 to 7 Million, so that would show a capital gain of 4.5 to 5.5 Million, lets guesstimate 1.5 Million for dues and maintenance over that period, it still leaves you with a gain of 3 to 4 Million Baht.

    Now, lets say you lived there for those 30 years, I would say the "Average" rental would be 20K per Month, so, 20x12= 240 x 30 = 7.2 Million Baht, plus the 3 to 4 million capital gain = 10.2 to 11.2 Million Baht ! total gain/ advantage on buying over rental.

    Interest on the original 1.5 Million would of have to be calculated and subtracted from the above, no doubt someone will do that for me. The other advantage is that you have a place you can call your own, have security of tenure and can update and decorate to your own liking.

    It was 30 years ago,not now!!!Prices were much more cheaper there!

    Even in your case if you put in bank with interest you can raise 1,5 mil. baht to 6 million baht in that period of 30 years!If you put in dividend stocks in SET or USA ,you could get much more than 12 million baht! You did not rent property ,so rental is not important!

    Besides you had cost of living,maintenance fee,etc at least 1 million baht!

    We are talking about buy condo NOW!!!!Not a same!!!

    Now is crazy to do it in Thailand!!!

  13. real estate is good but the 2 things people do not keep in mind. Location and Timing are the 2 things with real estate. buy when everyone is selling but you want to put in insulting bids ex; 1,000,000 baht condo bid 500,000 and wait you are in no rush but they are. Brazil is a good place now where you can buy stuff extremely cheap cheap . good luck do not be in any rush to do anything.

    All you post is true except Brazil!!!Brasil is very dangerous country to live!This cheap property can cost you a life!!!

  14. Many huge issue about buying house or condo in Thailand,special overpriced one in Bkk,Phuket,Pattaya,Chiang Mai etc...!!!

    First at all THERE IS NO RESALE market in Thailand!!!Thais will NEVER EVER buy "second hand" property!!!This is something about tradition and "lose face" matter!!!

    Second,Laws are against foreigners in general!!!Many pitfalls as well,special if you want to buy house!!!If you used company to buy house you can be very easy cheated!!!

    Many famous spots in Thailand are glut with empty buildings with incredibly big prices !!!

    If you buy some finally you will find many hidden expenses as well and huge maintenance fees and many other taxes and fees!!!

    So,never buy condo or house here!!!Maybe you can build if you have any knowledge about that.It is harsh as well ,but you can control many things faze by faze and it is much,much cheaper for better quality !!!

    My Thai gf has small condo from government which she get for 380.000 baht(36m)in Bkk and that is enough for us!

    Philippines or Spain or Panama or Vietnam are better places to invest in real-estates !

  15. An unpleasant experience with one Thai female dentist doesn't call for bashing all Thai women and Pattaya. Guess this is gonna go on for pages now.

    I have an opposite,good experience in "Smile clinic" in Bangkok.I payed for complicated canine tooth extraction about 1000 baht with pain killers as well afterwards !It last about 2 hours for VERY,VERY cheap price.I think it is costumer fault as well if he accepted treatment with women which is not focused on her work!Besides ,he had to tell her to use pain killer injection or something as well!

  16. You do your own due diligence in life. Anything less is unfathomable.

    Personally, I wouldn't buy anything here!!, and I wouldn't buy anything anywhere until the end of the year. Then, at the end of the year, if I can't 'steal it', I wouldn't buy it!

    Please inform us of how much you lose. coffee1.gif

    extremely cynical I have lived in pattaya 16 years bought and sold lots of land and houses made a lot of money doing so and paid the taxes on it. thumbsup.gif

    So,you are real-estate agent,right?

    NOBODY(foreigner) as I know did not make a decent money on trading with real-estates in Thailand!!!

    But I know many screwed up at same time!

    Buy house on company name is NOT legal!

    Be aware that you can LOSE all money very easy!

  17. bought 3 in the last year very cheap , sold four in the last two years mad e good profit your'e talking tripe also rented those four for 7 years getting 10% rental over purchase price........good daytongue.png

    I think that it is almost impossible in Thailand to have some capital gain on resale!!!!

    Maybe you are real-estate agent only and try to find new customers only for fee???

    Thais do not want to buy used property and foreigners can buy new for almost same price or cheaper!

    I am Lawyer (from Europe),but I will never buy condo or house here !

    Much better option is to rent or lease!

    Maybe build new and control expenses ,but still harsh !

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