bondjames007

49 minutes ago, MRtommyR said:

Hi. The LTF was discontinued at the end of 2019 and is replaced by the super savings fund (SSF). Existing LTFs can remain invested until they reach the end of the 7 year minimum term and beyond if you wish.

 

The SSF has a minimum investment term of 10 years. I don't think there is a maximum term. Redeeming before the minimum term incurs tax and other penalities.

 

If you are aged 45 or over consider retirement mutual funds (RMFs) instead as you may be able to access the money earlier.

Thanks for that, I will look into an RMF,  as I am 59 years old.

I am thinking about purchasing an LTF (Long Term Equity Fund).

Is there a maximum holding period for an LTF, can you redeem anytime without any penalties ?

Hello

Anyone have any issues staying in rented condo's,  where the bathroom smells like a sewage ?

If so,  how you managed to get rid of the smell ?  and where the smell come from ?  Drainage Pipes, toilets,  showers etc.

I am travelling to England  later this year, London Heathrow,   last time I went with Eva (day time flight).

Looking at Thai Airways (night time flight),  and arrive in the morning.

Anyone have a preference ? Thai Airway vs Eva.

Thanks

2 hours ago, Captor said:

What was the cost for it? And what deoartment to go there?

It was a while ago when had it done,  about 5 years,  think around the 15-20k I paid.  I am not too sure.  The department is the digestive disease.

13 minutes ago, georgegeorgia said:

I'm a day before procedure and this Moviprep stuff is not working!!

 

Did they give you this enema on the day of surgery?

Yes,  they start with you taking medicine (Laxatives),  you wait for a while, for laxtives to work,  bowels must be completely empty before the procedure.  If laxatives don't work,  they will give you an enema same day.  

27 minutes ago, bradiston said:

It can't prevent it, but definitely give early warning. And you were conscious the whole time?

Yes,  and awake all the time,  there is a screen,  so you can watch the procedure. Most uncomfortable for me, was the preparation,  the laxatives wasn't working,  so they gave me an enema.

It is recommnded if you are 50+ years old,  to prevent colon cancer, so doctors will recommend to have it done.   

I had it done at Bumrungrad Hospital, Easy procedure,  a few hours,  they will give you some  kind of laxative at the hospital to help empty the bowels,  you go home the same day.  Procedure bit uncomfortable but I think worth it, as can prevent you getting cancer.

12 hours ago, OneMoreFarang said:

 

Is the Dengue Fever so bad that she can't move or be transferred to a hospital where she is covered?

Is it possible that she is using this to convince someone else to give her money?

Hometown far away apparently so stayed where she was and paid the bill.  

When Thai's need Healthcare treatment and they live in a different province from their hometown,  can they get free treatment, can register in another province  (Like we can do in the West) ?  or is treatment

only free if they go back to their hometown where they are registered ?

Reason for the question,  is that I speaking to a friend who got Denge Fever,  Hospitalised for two weeks,  away from Hometown and used all her savings to pay for the treatment because she was not living in her Hometown.

What if have major operation,  have kids that need treatment,  or even have an accident ?  for us expats,  most of us have private insurance to cover our treatment.

Lake Mabprachan:

https://www.pattayaunlimited.com/mabprachan-lake/

I am in the process of moving to another condo.

When moving to another condo that you like,  what do you with paying the deposits and 1st month rent.

Pay a booking fee with agent then sign contract, pay the 1st month rent + deposit on the day you move ? or Sign contract, pay all with Agent before the moving date ? 

Useful Information.  Thank you

For anyone who is British, living in Thailand, and withdrawing there UK private pension funds  into Thailand,   what's the situation with the double tax treaty,  are we exempt ?  I heard every country has different rules regarding this. 

I am looking to have my eyes tested for Glaucoma,  does anyone have any recommendations in the Pattaya area ?

I am wondering who you will call if you have a problem with your car ?

I don't travel too far, mostly around Pattaya but occasionally travel on the highways to Bangkok,  who do you call if you breakdown on the highway ? 

Anyone have a breakdown service,  I drive a banger with  200,000 Km on the clock,  but don't take too many trips.

I am looking at a nice condo place around the Jomtien area,  I plan to stay there for long term

Can anyone recommend any sutiable places with a budget around 8,000 baht per month.

Any suitable resources that are up-to date with the latest rental properties.

Looking at moving January next year.

Thanks

What about Thailand ? 😀 Interested to know how much my wife will get, with a career spanning 10 years.

I transferred some money via wise to a Thai Bank Account today.

The person (Recipient),  made a mistake and provided me with the incorrect account number.  

What will happen to the transfer,  will the bank process the transaction if the bank number exist but the account name does not match ? or will the funds be returned back to wise ?

As anyone replaced their smartphone battery in Tukcom,  pattaya.

Had my phone for 5 years, have to recharge frequently, so looking at replacing battery instead of buying a new phone.

Anyone had any experience with getting their mobile battery replaced at Tukcom in Pattaya ?

You can also request for a re-entry stamp from the agency, same time when applying for the extension,   you will get the re-entry & extension stamps stamped in your passport.  You will pay for the extension and the re-entry when applying for the extension.

That way if you have to leave Thailand for an emergency, during the period of your extension,  you don't need to worry about applying for a re-entry. 

Anyone received a SMS like this from Social Security ?

Scam ?

7 minutes ago, DrJack54 said:

No.

You don't understand that when dealing with immigration directly without agent for your next extension it is clear that you used an agent.

The financials are checked retrospectively.

Meaning they look at you bank statements for previous 12 months. 

 

Also without embassy letter unless you have already done 12 months of transfers then that is not an option .

How many transfers of 65k per month have you done since current extension application.

My guess is Zero,? 

The 12 month deposit method will be for the next extension,  year 2024. Immigration can check my bank statements for the deposits from October 2023 to October 2024.  I will use an agency again for this year.

So my question is can I transfer using Wise and do it myself for next year without leaving the country ?