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frollywolly

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Posts posted by frollywolly

  1. Damn you guys sound frustrated and perma negative! tongue.png

    Lets see how I will sound like in a couple of years!

    Thanks for all the input!

    You are so right, OP.

    But what do you expect from old farts?

    My advice..........doesn't matter if they ask for sin sod or not.

    You give, and you give generously, at least 2 to 3 million.

    Build a house, buy a car and get some cows, so her status in community will stand high.

    Don't be a cheap Charlie and never believe these dubious posters that have some experience in life.

    But his GF is different!

    • Like 2
  2. It stimulated only finance companies and car manufacturers. Stimulated for what though? For future disaster for thousands?

    So what if 1.1 million people bought cars? What does that achieve if it send too many people broke?

    I said 36,000 within a year. One year. Beyond that I have stated there will be 50,000-100,000 defaulters. That is conservative. There could be twice as many. A huge number by any standards. Most of these buyers have given no security for their loan. WIth interest rates comparitively low by international standards there should be significantly fewer defaulters than the US.

    You have lied. It is not 50,000 to 100,000. You made up those numbers. It is 500. Security for a car loan the car.

    The USA has a rate many times higher than Thailand. That's the fact jack!

    I hope you don't own a business.

    Your ability to close your eyes to the situation would make for some spectacular losses.

    • Like 1
  3. Dont see the problem , why should they fix them ?

    There a retailer not a repair shop.

    They didnt sell them so its up to them.

    Guess theyve lost you as a customer but then again they didnt have you as one anyway as you chose to buy your glasses elsewhere anyway before

    Sent from my GT-N7100 using Thaivisa Connect Thailand mobile app

     

    The OP was not asking for the glasses to be fixed for free

     

    If they offered him good service and reasonable price he might become a customer

     

    How do you think you a business gets new customers and builds their business?

     

    Obvious  you don't run your own business

     

     

     

    • Like 1
  4. My atheist friends always seem to gravitate to science as the answer to all man's problems...forget religion...it is for dreamers...

    Yet...none seem to have an answer when presented the question...what has science ever created...?

    Scientists fashion and manipulate resources which are already created...they can create nothing...which begs the question...who did create all substance and matter...?

    Secular humanism...no God...humans are the center of the universe...is their answer...REALLY?

    I love it when a poster really nails it like this. CHECK MATE ATHEISTS!!! 555

    What the?????

    Nailed what????

    This post just reminds me to go and watch one of my favorite comedies: 'Dumb and Dumber'

    • Like 2
  5. Do your maths again. If 36 000 default out of 1,2 million it will still be less than the average for vehicle finance in the country. It will be lower than the NPL on the banks books and would have provided 1,176 million people with the opportunity to own a vehicle, plus it achieved the goal of stimulating the vehicle industry after the 2011 flood.

    It stimulated only finance companies and car manufacturers. Stimulated for what though? For future disaster for thousands?

    So what if 1.1 million people bought cars? What does that achieve if it send too many people broke?

    I said 36,000 within a year. One year. Beyond that I have stated there will be 50,000-100,000 defaulters. That is conservative. There could be twice as many. A huge number by any standards. Most of these buyers have given no security for their loan. WIth interest rates comparitively low by international standards there should be significantly fewer defaulters than the US.

  6. You must be Thai. Can't divide. Tell us what percent have defaulted? Now tell us what would be a bad percent? What would be a good percent? What would be a normal %.

    Are you anti math or something? 500 or 12,000 out of 1.6 million is great.clap2.gif 1% is 10,000

    In a big grown up country like USA........

    The first mortgage default rate fell from 1.58 percent in January to 1.48 percent in February, while the bank card rate declined from 3.41 percent to 3.37 percent. The second mortgage and auto loan default rates showed margins increases, rising from 0.69 and 1.10 percent in January to 0.71 percent and 1.11 percent, respectively, in February.

    Using your own spurious logic. The defaults have increased 25 X in one year! 25 times the number of defaults in one year!! That is a phenomenal amount by any standard. Has the US market EVER seen that increase? Of course not.

    12,000 at risk defaults. Most of those will default. Then you have the thousands of at risk defaulters the banks are not reporting. Add to that all the people who are borrowing from family and loan sharks just to make repayments. Forget about servicing or new tyres or maintenance. People will expect the secondhand market to remain at its current bouyant levels, but that will not happen.

    50,000 - 100,00 defaulters within 2 years. Guaranteed.

    Fact 500 defaults. The rest is imagination. Only god could guarantee. Come back next year with facts.

    Fact. defaults increased 25 times.

    Next year 25 x 500 = 12500

    year after 24 x 12,500 = 312 500

    Facts

    • Like 1
  7. Atheists sometimes ike to meet not to convert anyone because that is not possible, but often more out of a keen interest to stop the dangers of faith-which you have perfectly demonstrated really do exist.

    An anti-religion religion of sorts.

    Each to their own, but why would you bother?

    • Like 1
  8. With 12,000 at risk of default!

    Give it another 12 mnths and that figure will triple. Cars and repayments that cannot be maintained. A secondhand market that collapses.

    You must be Thai. Not looking to the future, just the now.

    You must be Thai. Can't divide. Tell us what percent have defaulted? Now tell us what would be a bad percent? What would be a good percent? What would be a normal %.

    Are you anti math or something? 500 or 12,000 out of 1.6 million is great.clap2.gif 1% is 10,000

    In a big grown up country like USA........

    The first mortgage default rate fell from 1.58 percent in January to 1.48 percent in February, while the bank card rate declined from 3.41 percent to 3.37 percent. The second mortgage and auto loan default rates showed margins increases, rising from 0.69 and 1.10 percent in January to 0.71 percent and 1.11 percent, respectively, in February.

    Using your own spurious logic. The defaults have increased 25 X in one year! 25 times the number of defaults in one year!! That is a phenomenal amount by any standard. Has the US market EVER seen that increase? Of course not.

    12,000 at risk defaults. Most of those will default. Then you have the thousands of at risk defaulters the banks are not reporting. Add to that all the people who are borrowing from family and loan sharks just to make repayments. Forget about servicing or new tyres or maintenance. People will expect the secondhand market to remain at its current bouyant levels, but that will not happen.

    50,000 - 100,00 defaulters within 2 years. Guaranteed.

  9. stopping same sex couples from taking babies out of the country is good.i have no problem with people having a same sex partner but do not believe they should come here looking to get children they cannot have naturally.basicly same sex partners cannot have babies with each other and therefore cannot have children.i am not religious at all but do believe in the natural order of life.

    Do you also have a problem with infertile heterosexual couples having children? Or are you just a homophobic bigot?

    keith101 has no concern for the future welfare of the children, nor who will make good parents.

    Pathetic really

    • Like 2
  10. OP,

    IME, when a Thai lady says 'she is bored', the word can mean a dozen different things. Usually they say 'bored' just because their vocabulary is limited and 'bored' covers a wide range of emotions.

    As for not communicating. her not talking is communicating with you , just you don't know how to read the signs

  11. 1. It's about the money.

    2. It's always about the money.

    3. If you still don't get it, see 1 and 2.

    Well clearly we don't need to ask what profession your Thai women are in, do we?

    Anyway, OP, I'm surprised no one's rolled this one out yet because it's so obvious :

    You're asking for advice on relationships and how you might better empathise with your woman on a forum that - FOR THE MOST PART - is home to a large number of men who've never had the first clue about women.

    These are the kind of guys who genuinely believe that a woman has no business saying, "I'm not in the mood".

    These are the kind of guys for whom such utterances are an affront to their "manhood"

    These are the kind of guys who actually believe they're being altruistic by not demanding sex while a woman is menstruating. (Yes, I know a lot of women feel libidinous at that time, but just as many don't)

    These guys are here because - to a large extent - they can buy female deference and pliancy.

    If you look for advice in the trash, you're going to get garbage.

    Sounds like most of these guys are your best buddies, you know them so well

    • Like 1
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