frollywolly
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Posts posted by frollywolly
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What's wrong with commercials on the BTS? Better than looking at graffiti or the dirt on the London Underground. Strange, but very "farang" thing to moan about.
What is wrong with complaining about it?
You pay to use the BTS to get from A to B. Why do you have to accept being accosted by advertising on your journey?
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Why do you want to give money away...?
Thousands of falangs give away billions of baht every year. Look how many threads are started here and how many posters defend the paying of sinsod.
How many clowns do you know that pay sinsod for their wife who has previously been married or has children?
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After 6 years together you would know if she expects sinsod.
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It stimulated only finance companies and car manufacturers. Stimulated for what though? For future disaster for thousands?
So what if 1.1 million people bought cars? What does that achieve if it send too many people broke?
I said 36,000 within a year. One year. Beyond that I have stated there will be 50,000-100,000 defaulters. That is conservative. There could be twice as many. A huge number by any standards. Most of these buyers have given no security for their loan. WIth interest rates comparitively low by international standards there should be significantly fewer defaulters than the US.
You have lied. It is not 50,000 to 100,000. You made up those numbers. It is 500. Security for a car loan the car.
The USA has a rate many times higher than Thailand. That's the fact jack!
I hope you don't own a business.
Your ability to close your eyes to the situation would make for some spectacular losses.
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Dont see the problem , why should they fix them ?
There a retailer not a repair shop.
They didnt sell them so its up to them.
Guess theyve lost you as a customer but then again they didnt have you as one anyway as you chose to buy your glasses elsewhere anyway before
Sent from my GT-N7100 using Thaivisa Connect Thailand mobile appThe OP was not asking for the glasses to be fixed for free
If they offered him good service and reasonable price he might become a customer
How do you think you a business gets new customers and builds their business?
Obvious you don't run your own business
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Likely the young bloke was abusive towards police and threatening all sorts of things.
Then he is found hanging in cell. He could have had his hands tied behind his back and been comatose but it would still be suicide in Thailand.
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My atheist friends always seem to gravitate to science as the answer to all man's problems...forget religion...it is for dreamers...
Yet...none seem to have an answer when presented the question...what has science ever created...?
Scientists fashion and manipulate resources which are already created...they can create nothing...which begs the question...who did create all substance and matter...?
Secular humanism...no God...humans are the center of the universe...is their answer...REALLY?
I love it when a poster really nails it like this. CHECK MATE ATHEISTS!!! 555
What the?????
Nailed what????
This post just reminds me to go and watch one of my favorite comedies: 'Dumb and Dumber'
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Do your maths again. If 36 000 default out of 1,2 million it will still be less than the average for vehicle finance in the country. It will be lower than the NPL on the banks books and would have provided 1,176 million people with the opportunity to own a vehicle, plus it achieved the goal of stimulating the vehicle industry after the 2011 flood.
It stimulated only finance companies and car manufacturers. Stimulated for what though? For future disaster for thousands?
So what if 1.1 million people bought cars? What does that achieve if it send too many people broke?
I said 36,000 within a year. One year. Beyond that I have stated there will be 50,000-100,000 defaulters. That is conservative. There could be twice as many. A huge number by any standards. Most of these buyers have given no security for their loan. WIth interest rates comparitively low by international standards there should be significantly fewer defaulters than the US.
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Too many people were buying cars because they thought they would get money back for free from the government. They were not looking at their repayments and whether they could afford the vehicle. We can sell sell the car later and make more money!!
I know people who cannot drive and they bought a car.
Plain crazy stuff.
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You must be Thai. Can't divide. Tell us what percent have defaulted? Now tell us what would be a bad percent? What would be a good percent? What would be a normal %.
Are you anti math or something? 500 or 12,000 out of 1.6 million is great. 1% is 10,000
In a big grown up country like USA........
The first mortgage default rate fell from 1.58 percent in January to 1.48 percent in February, while the bank card rate declined from 3.41 percent to 3.37 percent. The second mortgage and auto loan default rates showed margins increases, rising from 0.69 and 1.10 percent in January to 0.71 percent and 1.11 percent, respectively, in February.
Using your own spurious logic. The defaults have increased 25 X in one year! 25 times the number of defaults in one year!! That is a phenomenal amount by any standard. Has the US market EVER seen that increase? Of course not.
12,000 at risk defaults. Most of those will default. Then you have the thousands of at risk defaulters the banks are not reporting. Add to that all the people who are borrowing from family and loan sharks just to make repayments. Forget about servicing or new tyres or maintenance. People will expect the secondhand market to remain at its current bouyant levels, but that will not happen.
50,000 - 100,00 defaulters within 2 years. Guaranteed.
Fact 500 defaults. The rest is imagination. Only god could guarantee. Come back next year with facts.
Fact. defaults increased 25 times.
Next year 25 x 500 = 12500
year after 24 x 12,500 = 312 500
Facts
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Atheists sometimes ike to meet not to convert anyone because that is not possible, but often more out of a keen interest to stop the dangers of faith-which you have perfectly demonstrated really do exist.
An anti-religion religion of sorts.
Each to their own, but why would you bother?
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I'm atheist but see no need to meet up with other atheists as a group.
Belief is vital for some people so they can function day to day and draw strength and maybe make sense of life. Who am I to argue with that?
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Prime example of where regulation will help.
Department approved trailer should be mandatory for extra passengers
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I don't get some people. They go to a soi where there are dozens of bars where people are drunk and others are seeking out some pleasure or fantasy and touts line the front of every bar. There is fierce competition by the bars and clubs for your dollar. This is obvious once you step into the Soi
Then some guy takes offence to being handled by a ladyboy. Grow up!
I don't condone the attack, but visit any cesspit and you have to expect some dirt. Just flick it off and keep on walking.
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With 12,000 at risk of default!
Give it another 12 mnths and that figure will triple. Cars and repayments that cannot be maintained. A secondhand market that collapses.
You must be Thai. Not looking to the future, just the now.
You must be Thai. Can't divide. Tell us what percent have defaulted? Now tell us what would be a bad percent? What would be a good percent? What would be a normal %.
Are you anti math or something? 500 or 12,000 out of 1.6 million is great. 1% is 10,000
In a big grown up country like USA........
The first mortgage default rate fell from 1.58 percent in January to 1.48 percent in February, while the bank card rate declined from 3.41 percent to 3.37 percent. The second mortgage and auto loan default rates showed margins increases, rising from 0.69 and 1.10 percent in January to 0.71 percent and 1.11 percent, respectively, in February.
Using your own spurious logic. The defaults have increased 25 X in one year! 25 times the number of defaults in one year!! That is a phenomenal amount by any standard. Has the US market EVER seen that increase? Of course not.
12,000 at risk defaults. Most of those will default. Then you have the thousands of at risk defaulters the banks are not reporting. Add to that all the people who are borrowing from family and loan sharks just to make repayments. Forget about servicing or new tyres or maintenance. People will expect the secondhand market to remain at its current bouyant levels, but that will not happen.
50,000 - 100,00 defaulters within 2 years. Guaranteed.
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No surprise here, the scheme was always doomed to failure. - Gotta wunda about the mentality of some/most of the economists (hanging off the purse strings of the auto manufacturers (sic)) advising the government into such stupidity. Past performance proves they could not come up with such a far fetched scheme by themselves.
Anyway, great for the 2nd hand car market and those looking for a bargain.
EDIT: this does not only apply to cars. -- Here in Isaan there is a mountain of (mostly) Kabulta tractors being "snatched back" by the banks. Cannot say if there was a government subsidy but there has been some very aggressive sales by the tractor manufacturers.
Can't you read? 500 defaults. That is no where near a failure. It is a rousing success whose headline is meant to distort the truth and English language.
With 12,000 at risk of default!
Give it another 12 mnths and that figure will triple. Cars and repayments that cannot be maintained. A secondhand market that collapses.
You must be Thai. Not looking to the future, just the now.
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stopping same sex couples from taking babies out of the country is good.i have no problem with people having a same sex partner but do not believe they should come here looking to get children they cannot have naturally.basicly same sex partners cannot have babies with each other and therefore cannot have children.i am not religious at all but do believe in the natural order of life.
Do you also have a problem with infertile heterosexual couples having children? Or are you just a homophobic bigot?
keith101 has no concern for the future welfare of the children, nor who will make good parents.
Pathetic really
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The first car buyers programme was always going to end in disaster. There will be 50,000 - 100,000+ defaulters in this scheme
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They must have 1000s of clamps,and they are going to be very busy
Logistics and pre planning will be the downfall of this clamp down.
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OP,
IME, when a Thai lady says 'she is bored', the word can mean a dozen different things. Usually they say 'bored' just because their vocabulary is limited and 'bored' covers a wide range of emotions.
As for not communicating. her not talking is communicating with you , just you don't know how to read the signs
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1. It's about the money.
2. It's always about the money.
3. If you still don't get it, see 1 and 2.
Well clearly we don't need to ask what profession your Thai women are in, do we?
Anyway, OP, I'm surprised no one's rolled this one out yet because it's so obvious :
You're asking for advice on relationships and how you might better empathise with your woman on a forum that - FOR THE MOST PART - is home to a large number of men who've never had the first clue about women.
These are the kind of guys who genuinely believe that a woman has no business saying, "I'm not in the mood".
These are the kind of guys for whom such utterances are an affront to their "manhood"
These are the kind of guys who actually believe they're being altruistic by not demanding sex while a woman is menstruating. (Yes, I know a lot of women feel libidinous at that time, but just as many don't)
These guys are here because - to a large extent - they can buy female deference and pliancy.
If you look for advice in the trash, you're going to get garbage.
Sounds like most of these guys are your best buddies, you know them so well
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Sin Sod when parents have passed away
in Marriage and Divorce
Posted
But his GF is different!