It all depends on the variable amount of funding available to each individual, in Pattaya or anywhere else. Some will happily get by on their basic pension and adjust their lifestyle accordingly. Others, with more available income, may run more than two homes, employ several staff, and will incur major maintenance costs re swimming pools, house maintenance etc. Then there will be those with substantial incomes but who prefer a modest life style, and others with less substantial incomes but who live beyond their means. Accordingly there can be no definitive answers to the questions put by the poster.