Hi guys
Opened 3 accounts many years ago at Bangkok Bank HO for me, wife and joint. I only had a tourist visa.
The joint and wife's accounts could be seen and used on the internet but not mine as I'm a farang.
Recently Kasicorn bank across from BB wouldn't let me past the door to open any kind of account unless I had a work permit..
Incidentally, my joint debit card expired whilst staying in Hua Hin and the BB branch couldn't replace it as it has to be done in the province where the account is, notably Bangkok in this case. They were very helpful and the point was true, luckily we had more cards.