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STD's?

7-11 was the one glaring holdout, not accepting QR payments when nearly every other establishment in Thailand did, in order to keep their parent company's True Wallet relevant. Not a great business decision IMO, it only caused me to avoid 7-11 in favor of Family Mart/Tops, Mini Big C etc who all accept QR. The 10k digital wallet was the last straw, 7-11 couldn't get a piece of the action without accepting QR payments. The timing is clearly related to 7-11 wanting a boost from the digital wallet scheme. That shows nothing about who's running the country, except that perhaps CP isn't quite as powerful an influence as some thought, being unable to own the most popular digital payment platform. The government has acted pretty responsibly RE cashless payments IMO, not allowing banks to profit from the major platform with fees, or CP to dominate while earning profit by holding "top up" balances in True Wallet accounts.

"We" - the 5.5B mobile banking useres - are are a pretty large group. And we're going to outnumber your group of fear mongering technophobes soon. In Thailand more bank account holders use mobile banking than not, and usage will likely increase again with the digital wallet scheme. You're swimming against the tide. RE scanning QR codes, as has already been pointed out that doesn't relate to Prompt Pay. I'll spare you the technicalities (which have already been explained on this thread) and leave it at this. Not using Prompt Pay due to fear of malicious QR codes is roughly equivalent to fear of on-online computer banking (which you claim to be comfortable with) because emails with malicious links are sent to computers. You may want to look for a new place to live soon. Thailand is way ahead of the curve on becoming a cashless society. And the vast majority of Thais don't care what a handful of technophobe fear mongering farangs think about it.

Damn shame that made it harder to cheat people out of money you owe them.

Yes, there are risks associated with mobile apps. There are also risks associated with taking cash from ATM's and carrying it around with you. I take precautions and have never had any issues with either but prefer the convenience of mobile banking. I do acknowledge that guys who struggle with technology are probably better off using cash though, if nothing else for peace of mind. And as some have pointed out, guys who struggle with mobile phone usage probably would slow down check out lines attempting to scan QR codes. We can only hope they've mastered their coin counting skills.

According to a Google search 5.4 billion people worldwide use mobile banking apps. Do you distrust them only in Thailand, or not realize that countries other than Thailand have banks? Meanwhile, Thailand is a nation with one of the highest percentage usage of mobile banks, with 68.1% of Thai bank a account holders using mobile banking. But we're all wrong and you're right.

Ok, I'll admit it. I, along with the other 5 billion people who do banking on line are wrong, in spite of the fact that I don't know a single person who's had a problem with it. To me it's no more or less secure than doing transactions on a computer. RE Thai banks, as mentioned I have 3. I also typically have less than 50k baht spread across the 3, with 99%+ of my financial assets held in US institutions. If all 3 Thai accounts were emptied at the same time it would be a minor inconvenience. I'm far more concerned with international transactions set up from my computer than the perils of scanning QR codes at Big C or to buy 20 baht BBQ sticks from a street vendor.

I have accounts at Krung Thai, Bangkok Bank and TTB, with all three apps on my phone. When I last changed phones I was able to achieve that by.....calling the bank for 2, although I did need to visit a branch for the 3rd; I believe Krung Thai. Upon calling the bank the first menu choice was Thai or English language. The English speakers were very professional and I can't believe they wouldn't have canceled my debit card and QR scanning ability if I asked for that. So you're okay with using computers to make large transfers between banks, but not phones?

Access to my phone is protected by biometrics and pass codes. But if it was stolen I'd still call my banks and inform them, and change pass codes on all accounts I access via computer. How do you protect your accounts, which I assume you don't access via phone or computer, from being accessed by an identity thief? Identity thieves search out accounts not registered for online banking and set up access on their own devices. Exactly that happened to a sibling who was trying to "protect" herself by not setting up online access. To me the best protection is have real time notifications of what is going on on your accounts. All of my accounts and credit cards offer that via messages.

I'm sure on Thai language apps they're complaining about waiting in queue for technophobe farang retirees to fumble through their pockets digging out coins at 7-11. If you know how to use the app correctly (have the phone ready to scan when you approach the cashier) QR scanning takes 1 second, much faster than any cash transaction involving change. But if you have trouble with technology, please continue using cash, which is still an option. I've been managing all of my retirement income accounts via computer and phone for decades. I've never had an issue. And if I did I'd know about it nearly instantaneously. If you don't connect your bank account to your phone, you're enabling someone else to connect it to thier phone. I consider not having immediate digital access to my accounts a huge security risk.

I accept donations of haunted land on Sukhumvit Rd in downtown Bangkok.

I remember when I used to buy petrol. I charge at home instead now.

Illegal activities can be resumed after paying the appropriate authorities.

The country that can't get the portal to do online 90 day reporting to work, aims to be a tech hub...