twocatsmac

11 hours ago, sandyf said:

Of course it had dropped, it had dropped 4 years previous when I retired but credit card companies take it that everyone will have a reduced income on reaching state retirement age.

The original point of trying to increase your credit limit prior to retirement just doesn't hold water.

I’ll be honest here sandyf, I think you’re clueless on this subject.

I HAVE (not tried) increased my limits as thousands of others have prior to retirement.

I gave an example of Barclaycard reducing credit limits, even more reason to up your limit now in case they strike. (I’ve just read this morning that reductions of £4000 are not uncommon).

As you stated in your previous posts, you had outstanding balances on your cards. Shrewd people pay up immediately and avoid interest charges.

If you had a poor credit rating, your problem, don’t assume everyone else has.

Your 5 credit cards might have looked flash in your wallet but worked against you, with only a few bob credit limit on them. Less cards is better here.

Ill also ask you to stop butting in on matters you clearly know nothing about and Ill say one more time, myself and many thousands of older retirees have increased limits on cards prior to retirement.

17 minutes ago, pookondee said:

I hear you, but half the amount would hardly be worth sending, even by cheap Charlie standards.

Id spend more on a decent night out in Bkk and she knows it.

 

Money aside, Its actually more to the point of how long will all this  BS go on?

 

If they turned around and announced:

"no farang tourists to enter Thailand for 2 years"

OR indefinately..

 

Or they keep these entry conditions so tough that it becomes out of the question for the average punter to go..

 

Then how long can one keep up this dance of just video chat and messages up before it becomes just to futile and frustrating?

 

As an earlier poster mentioned, it is nice to have the gf contact, to keep up hope and good spirits about missing Thailand and your peeps

 but at the same time, at some point, the whole thing must become pointless.

 

With what seems like absolute Covid paranoia and fear rife in Thailand right now,

AND the crazy xenophobia about foreigners, it really is hard to imagine things EVER getting back to a kind of normal where we can go and visit gfs again.

 

Only your injection of baht sustains this “relationship” 

Thats very clear now after your last post. 

1 hour ago, Pilotman said:

Why do some people feel obligated to share this kind of guff? Someone else trying to get advice from entirely the wrong people (TVF members)  on entirely the wrong forum.  OP, grow a pair and make your own mind up.   

As I write this you (Pilotman) are the first follower of this thread. 

Can the op tell us how much is “chump change” in this instance and I agree many now face the same issue.

How about the family, are you the sole provider?

10 minutes ago, warcy said:

This goes to show that Thailand don't teach Buddhist values and karma.

 

First rule of law -- Do not kill!

First rule of life in Thailand - - Money number 1

Second rule - - You can’t change rule number 1

26 minutes ago, sandyf said:

I take it you haven't reached retirement.

Shortly after my 65th birthday the limits on all my credit cards, had 5 at the time, were reduced to the outstanding balance and as the balance reduced the limit was reduced until they got to about £3000.

I’m retired but some way off official retirement age.

You can have too many cards regardless of whether you’re using them,  then you’re viewed as a credit risk (reneging on loans etc becomes popular in older people).

Barclaycard are in the process of informing certain customers that their credit limit has been reviewed and is being lowered, compensation has been paid in some cases.

Possibly on retirement your income dropped and this was considered regarding your credit limits.

Clicked the link and switched off when the violin music started. 

I suspect this revolves around prostitutes begging for money. 

On 7/24/2020 at 8:18 AM, tilaceer said:

Too bad..suck it up.
Leeds are back, and we are staying up.
We will pack every away ground and sing our hearts out, drowning out all opposition.
MOT
 

Aye, thuck it up and thing your hearts out.  ????

19 minutes ago, nausea said:

Here we go, here we go, here we go, here we go, here we go'er. Subject ad infinitum. Like, if you go with ladyboys are you gay.

Yes, if by “go with ladyboys” you mean having sex with men, that qualifies you as gay.

Regardless of whatever else you might chuck it up.

2 hours ago, kingofthemountain said:

20 years in Pattaya and hundred of short times with girls and ladyboys

i never had anything stolen, maybe i have been lucky?

Surprising that the ladyboys didn’t take your ring. 

Anyone for a surgical spirit? 

17 minutes ago, tgw said:

 

Zolpidem and similar pills are not highly addictive (much less than benzos anyway), my doctor already checked three times for addiction, simply by stopping the pills. never had a problem doing that, except difficulties sleeping.

 

I took a small dose every evening (5mg) and stopped from one day to the other. I have been off for over a month already.

Ok Doc, you’ve probably been taking them for too long already and are suffering from the side affects if you don’t think they’re addictive.

Heres some info included in the packets.

One of the best clinical drugs ever invented but classed as a narcotic in Thailand.

I understand it helping sleep under stressful work situations (you could sleep soundly knowing a firing squad awaits in the morning).

Highly addictive, hence few practices in the uk prescribe it. You can buy generic versions online but again, not legally in Thailand.

If you have enough, start weaning off them over 2/3 months reducing slowly, not easy when your in the work/stress position. 

Khon Kaen Tuesday. 109 kph.

Tilac say camela too mutt.

14 minutes ago, Greghuntleyuk said:

 

I do not have relatives in Thailand anymore.

 

When you go for a visa do they ask for evidence of stay ?

As stated above book a suite/room with a free cancellation policy for your first couple weeks (obviously don’t forget to cancel after arrival).

Print this off whether you think you need it or not, it’s costing you nothing. You’ll probably need to give card details for the accommodation.

28 minutes ago, Sundown said:

You are comparing a single burger offer Vs a combo offer and that's not even a standard price, it's a special discount.

 

You can find special discounts on McDonald's Thailand as well. As you can see below 304THB 2 BIGMACS 2 COKES 2 FRIES 2 NUGGETS (x8)

Yes, my post mentions the 50% discount and my price comparison regards set meals also versus single Big Mac burger. 

Vettel is a poor loser and a cheat much the same way Schumacher was a cheat although Schumacher was also a supreme racer.

Lewis is talented, no question. 

As as for the best of all time, we’ll never know, the fastest and most reliable cars usually produce a winner.

 So the Mercedes team are probably one of the greatest ever teams.

Now if somehow we could have a season of races using identical cars that would be awesome and I’d forecast Vettel to finish 6th.