fruitman

2 hours ago, rhodie said:

I think you will find that you were not scammed by the Thai bank. Either it was the intermediatory bank that gave you the option to use a rate or, it was your bank in Holland. The Thai bank got 220 Baht and that is all.

Well in my opinion i should pay that 220 baht surcharge and for the rest i should get that 34.40 baht for a euro. That's what Krungsri states on their website as the exchange rate for buying euro's.

Everything else is a scam in my book. And i don't know who the intermediatory bank should be but i did an exchange deal with Krungsri and nobody else.

1 hour ago, Andy from Kent said:

 

I fully understand your frustration and annoyance.    The same thing nearly happened to me but in  a slightly different way.     The ATM asked me if I wanted the currency   exchange to be done by the local bank or by my home country bank.     It clearly stated the local bank cost for the transaction would be just over ฿1700. for the 30K baht withdrawal.     I opted for my home country bank to do the transaction.

 I was using a debit card and  am  now much more aware of such things when using an 

ATM.    Caveat emptor.

 

I'm impressed your bank would take interest in an individual  customers complaint about a single ATM transaction.    Sounds like a very good and responsible bank.       Can a foreigner like me  become a customer of such a bank?

It is ABNAMRO bank in holland...you can try...

I can't remember if i got that conversion question...i think not...only about that 220 baht is what i remember...

This is the last time i used a Thai bank....never and never again! And i will tell this to all my friends family, don't come to thailand, i will meet them in Malaysia where they don't have these kind of scams...and my big money i will also spend outside of Thailand, bunch of scammers they are.

25 minutes ago, scubascuba3 said:

The last thing you should have done was accept the ATM exchange rate, it's the worst option, they might as well ask, are you a mug? if you say yes you get that rate. For future withdrawals you need to check with your netherlands bank what exchange rate you get (such as Mastercard) and what % they charge. As for the Krungsi website I've never seen them quote the ATM exchange rate

Well i checked my bank in holland they write that the exchange rate is 35 baht today....

And why would an atm ask me loads of questions in thailand? I told the thing i wanted 10.000 baht from my account...that works in every country i've been. This bank scammed me as far as i know and i want to warn all others for it. Also that 220 baht surcharge is a scam on top of it.

22 minutes ago, Upnotover said:

If you accepted the rate on the screen sounds to me like you accepted DCC.  In which case the result is no surprise.  They do deliberately make is ambiguous which option to select in order to avoid DCC.  Always let the conversion be done by Visa or Mastercard not locally.

Look i just wanted to get 10.000 baht....and if they print me a rate than i accept it..how should i know that this was a scamming rate which differs from the one they have on their website? Can't we even trust large banks like Krungsri in thailand? I will report this to my own bank as a scam...let them deal with Krungsri.

1 minute ago, Upnotover said:

You didn't by any chance accept DCC (Dynamic Currency Conversion)?  That is certainly a way to give money away.

No i just took 10.000 baht out of the atm...i wanted 20.000 though but the atm thought that was too much so i took 10k....

The rate was printed on the screen, 32.74 baht which i accepted...but when i checked the website from Krunsri at home it said the rate buying rate is 34.38 so i got scammed. I wonder if you guys also get scammed by Krungsri and other thai banks or what is going on? 

6 minutes ago, Peter Denis said:

Withdrawing money from your foreign bank-account using a thai ATM is a very expensive method.

And there are quick, easy and cheap solutions.

> At today's exchange rate of 34,90 to receive 10.000 THB in your thai bank-account using TransferWise, would cost you 286,- Euro + approx 3.- Euro to cover TW's service fee.

In majority of cases the money will be next day on your thai bank-account, and taking that amount out of your thai bank-account using an ATM will cost you something between 0 and 15 THB.

 

 

Thanks but that was not my question...i want to know why Krungsri uses another exchange rate for using their atm...32.74 for 1 euro is extreme low...on top of that i paid 220 baht surcharge plus 2.5 euro to my dutch bank. I'm being scammed.

Today i took 10.000 baht out of an atm from Krungsri. 

On the receipt was printed the following:

Access fee : 220

Exchange rate 32.74

tran. currency: 311.81 EUR

I had to pay the 220 baht access fee, that's ok and i understand that.

On their website right now is 34.38 buying rate for 1 euro, which is much more than the 32.74...So why did i get this very low exchange rate when they even mention a much higher rate on their krungsri website?

I called Krungsri and they say they don't know the exchange rate for using atm...the price on the website is only for exchange cash euro billiets at the counter. If i want to know the exchange rate i have to call my bank in the Netherlands.

So my question is: Is this normal? Why don't they publish the exchange rate for using atm on their website? Is this low rate caused by my Dutch bank? Do you guys also get this ultra low exchange rate when using a thai atm?

18 minutes ago, mr mr said:

dr dr give me the news i got a..... bad case of wuwu flu.

Doctor give me 2 mg zinc asap plus hyrdoxy-chloroquine and for sure you'll be allright. That's how it works, Zinc is the magic word.

Many western doctors agree that the corona tests don't work good and are not reliable...

4 hours ago, ezzra said:

Any one with cash at hand can make a killing now buying properties at rock bottom price and when things will look up, and they will, will at least double their money...

I don't think so, the baht has to collapse first....

42 minutes ago, BTB1977 said:

bangkok highso go to the village and get feelings hurt, should be the headlines.  

Many restaurants upcountry are absolutely filthy....those people have never heard of hygiene i bet.

In Asia region, Mahidol ranks 122nd among the top 500 universities from 30 Asian countries.

5555555555555555????

18 hours ago, samsensam said:

 

i've used the apple stores in the uk, hk and singapore, all excellent service. i'd certainly recommend going in person and dealing face to face for any high end item in any country, and especially in thailand. though to be honest i probably wouldn't buy a high end item in thailand.

I would buy it taxfree on Changi airport....you get worldwide service anyway...And in Singapore they give you a western service...the taxfree discount you get there can pay for the airfare.

20 hours ago, pineapple01 said:

Its so hard. Walk into Apple Store. Pay. Walk Out. Parking can be the difficult bit.

I've been in the Apple stores, they can't even speak english in there...

But if i wanted to buy one i would go into an apple store, put the cash on the counter, point at the notebook i wanted to have and tell them, leo leo kab...

1 hour ago, overherebc said:

All very nice but where is the litter?

dunnow mate, it also isn't here...https://duckduckgo.com/?q=promenade+spain&iar=images&iax=images&ia=images

1 hour ago, anchadian said:

The whole filthy nightlife of Walking street should be removed.  Now that's better.

 

or to expand, the whole filthy nightlife in Thailand should be removed.....now that's even better.

Can you mention one place in thailand which is not filthy, crappy, messy, broken, underdeveloped? I can mention hundreds of good  places, it's EVERY single big city in Europe.

Well here's some pictures of examples...mind you these are cheaper, closer to home and much better than anything in asia so far.

https://duckduckgo.com/?q=promenade+italy&iax=images&ia=images

"police have been told by the suspect that he will surrender to their custody in one or two days."

Are there more countries on the world with such a laughable policeforce? 

57 minutes ago, scorecard said:

Why can't they design and install a continuous catchment system which in several locations, removes the rubbish into a continuous trucking or similar system to take it away for deposit where it does no harm, or perhaps to dry and then burned to run turbines to fuel electricity generation?  

They do that with very large escavators parked on the sidewalk causing it to break everywhere....mai pen lai krub...we don't need no sidewalks.