giogio

Dear members

for the past few months on the various platforms i have read about people being asked “verification documents” by WISE

i have ever only used WISE to transfer from my country bank to my thai bank. small amounts, on average 12.000 baht pm.

recently on my WISE profile, at the top, a red banner appeared requiring me to verify.

I followed the steps, requiring to provide selfies holding ID card. WISE rejected all my selfies attempts. Then i tried “help centre-verification” and i uploaded 2 perfectly clear selfies. I also emailed them attaching the selfies. I called the call centre in USA and the human operator confirmed that from their side i had complied with their requests.

HOWEVER, my profile still shows the red banner (implying WISE will soon block the account), and i still receive “automated emails” instructing me to provide the selfies on their live link, residency certificate, proof of funds provenience.

stressing that this is not a rant and i have only used WISE for the past 3 years to transfer small amounts, i am asking:

-what are the other methods to transfer living expenses money

-what are your current experiences with WISE “verification”

thank all contributors

hi

usually to enter countries (or to apply for a visa), one the requirements is "6 months validity on passport"

i am in thailand on "non O immi", italy passport.

do you think i would be allowed to enter overland either cambodia or laos, having 5 months validity left on passport?

(loads of thinking behind the question, but i am pondering on the idea of going to europe to get a new passport, hence stretching as much as possible my passport validity. my "non O extension" expires 5 months before the expiry date of my passport)

thank you for help

Thank you joebuzzz

what does he charge per session?

Dear members

In chonburi province, or pattaya area,

would you know of any chiropractor (or similar professional able to realign spine vertebrae)?

thnx all

dear all

wise asks for REASON OF TRANSFER"

if i want the transfer to appear in the thai bank account (bangkok bank) as coming from abroad in order to count towards the 800k baht "retirement visa", what reason of transfer  should i choose?

thank you

Thanx all for contributions

34 minutes ago, HappyExpat57 said:

I've used Wise for years. They've gone from good to great for me.

perfect. thnx.

Dear members

for transferring money , to cover living expenses in thailand , from my european bank to my thai bank SCB (roughly 1.000 euros which translates into 40/50 k baht),

is WISE still the best/cheapest option?

(Using either the bank2bank method or bank card method)

i have read about a recent transfer cap at 50k baht, correct?

and i read some complaints about WISE closing accounts etc (but i think it should not affect me as i keep no money into WISE, i only intend to transfer, correct?)

thanks to all contributors

7 minutes ago, CharlieH said:

If I understand you correctly, you move from Italy to Estonia to Thailand ? Not just Estonia to Thailand which adds the extra step.

I never said i transfer from italy/portugal to estonia.

read carefully

i transfet from portugal/italy to thailand: WISE asks to transfer to WISE estonia (the same for UK people, to transfer to thailand to execute a transfer to WISE UK.

As most users seem to be UK Bbased, drawing conclusion is difficult, but UK  transfer faster, so it seems to be down to the fact that the transfer is domestic, whereas from italy/portugal WISE ask to send the money to estonia

7 minutes ago, Dart12 said:

OP...I don't think they've ever not given the rate they advertised to me when i initiated transfer.
I do all mine straight from bank (cheapest) and should be fastest

card is instantaneous

the issue seems to be that from UK one transfer to WISE UK (domestic).

from portugal and italy WISE asks to transfer to an estonia bank within 31 hours, never managed because roughly it takes 36/48 hours. so they apply mid-market rates. i spoke to WISE and sort of they confirmed that some banks/countries take longer, THOUGH THEY remained vague.

having said that, the difference (money) is minimal as the rate does not change greatly in a day, and therefore i will keep using the bank transfer.

some of the guys mentioned a card, personally i will not put money into WISE, and if i have to pay a small difference (money) to stay safe, i d rather prefer as i only need to transfer money.

2 minutes ago, CharlieH said:

You are effectively adding an extra step, so yes, that is possibly the reason.

what extra step am i adding?

i choose the bank method, WISE asks to transfer to an estonia bank.

from UK one is following the same procedure, being the only difference that you transfer to WISE UK (almost certainly a domestic transfer is quicker than between 2 different european countries)

4 hours ago, CharlieH said:

Nope, bank transfer to Wise UK and wise Uk to Kasikorn.

i transfer from portugal and italy.

WISE ask me to send it to estonia bank.

could this be the reason why WISE claims they get my transfer outside the timeframe?

2 hours ago, CharlieH said:

 

Happy to say mine are always in seconds.

 

 

probably you used CARD METHOD (fast),whereas i use the bank transfer (slow), and maybe JAS21 as well 

hi all

WISE offers 3 ways to transfer money: card (fast), bank (slow), and online.

using the bank method, in order to get the GUARANTEED RATE, we have to transfer from our (european in my case) bank to estonia within a deadline (right now it s 31 hours. from my bank i can transfer using a SEPA transfer (2 days) or a instant (it costs few euros).

WISE claims that none of my transfers have reached estonia within the deadline, hence WISE has applied MARKET RATES.

the overall difference has been minimal. on 1.000 euro transferred, the bank method was still a couple of euros cheaper than the card method.

having said that, for a couple of euros difference, i d rather choose the fast method (card).

how can i take advantage of the GUARANTEED RATES?

if i open a WISE account, would that serve the purpose? (if true, i m reading bad reviews about WISE account, being deactivated with no notice and funds not returned unless legal action is taken)

thank you for your help and contribution

On 5/8/2021 at 6:46 AM, JohnOFphon said:

Can we close this tread? As usual, it's gone off track.

I was asking if anyone here had or was having a problem with Wise....

Apparently no one  (except me)on this forum...so thanks for the replies, helpful or not.

recently there are problems with WISE, mostly related to account.but also to the bank transfer method

On 5/7/2021 at 2:47 PM, Excel said:

No, 10am as I stated and what Transferwise confirmed as I previously said. Apart from that it is around the same time as I always do my transfers, which have all arrived same day, until today and also irrespective day of the week, full moon, or any other obtuse explanations that may be put forward.

may i ask you some info regarding WISE account?

On 5/6/2021 at 6:46 AM, JohnOFphon said:

Since no one else has responded about having this problem

on facebook : TransferWise Wise Scam Victims.

on top of the usual culprits, there are typical european surnames.

it only refers to wise account

2 hours ago, OneMoreFarang said:

it's

Fair enough

good point

in the spot yesterday i was just doing the law abiding european, but this culture does not seem to like it! Ahah

anyway, i got the police report and greenbook copies at hand if stopped

thnx

1 hour ago, OneMoreFarang said:

ited to get a new one the following year. Problem solved

thnx.

9 months left..........

9 hours ago, richard_smith237 said:

Sometimes people are total ayholes, you may have just dealt with a  total ayhole at the DLT.

I criticize myself too, i dont simply blame others for whatever happens.

having said that, IN RAYONG, immigration charges 100 bt for address registration (local farangs have always paid what they consider a standard “fee”, but  it s free anywhere else in thailand). I have eye witnessed, still at immigration, farangs storming out of the cubicles because they were asked bribes, and farangs shouted back that the service was free.

DLT. I had approached DLT in a previous occasion, i can usually get by with my poor thai plus google translate plus photos, but in that occasion they had the same approach (ask a thai friend to come with u). In that specific occasion, i was only enquiring and a thai person who spoke english came to my rescue. Yesterday i had a practical aim to get a  copy of the taxes i had already paid. I put up with their usual corrupted approach, but i come from a pragmatical culture and i clearly show it in whatever i do/say/think. Having said that, i never used rude language but seeing that they were clearly abusing, i made them “lose face” by insisting that i have paid taxes as shown in the greenbook (i hanged around DLT for 3 hours), just gimme a receipt/sticker so that i can place it on the bike, that s why i am here. U want Residence certificate? Why? A res cert is needed to register a bike to a new owner, not to get a copy of my already paid taxes. U say i m a tourist? I gave u copy of my “ret visa”, u spoke over the phone to my thai friends in phuket/chiangmai, i live here.

and by using a combination of the previously mentioned methods, i clearly got this message across, and by insisting in doubting their point, i was making them lose face.

They r crooks, at least in rayong.

The solution i m going to try is what many guys suggested: copy of greenbook, copy of police report, copy of receipt taxes paid, try to make a sticker out of the police report, but this is gonna be difficult (i use a software to translate docx in thai)

31 minutes ago, jackdd said:

When I lost mine I took the green book to the DLT where the bike was registered (*), told them I lost it, was asked to pay 20THB

so maybe it s down to province.

As i stated , in rayong dlt asked then insisted for residency certificate. They refused to talk to me because i was not accompanied by a thai

10 minutes ago, sapson said:

ID DRIVER near you which is a yellow cog driver center

Thnk u

from a quick maps search, ID DRIVER is in pattaya. I m in rayong city, tomorrow morning i will ask in my condo about this yellow cog (mot), if any in rayong. Anyway, feedback from fcbk groups where i posted: the most reliable suggest to copy relevant bits of greenbook, add police report, make a sticker with police report to attach on bike

8 minutes ago, The Hammer2021 said:

Some people use cylinder shaped containers or 'tubes' for such documents. Perhaps  try this next time instead of a stick

in fact i wrongly call it stick, but it was a cylinder, poorly fixed to plate by honda shop. next time i scotch it to bike. now i am researching how to fix the current situation until renewal time (unfortunately in march,so 9 months to go)

in a similar post i made on fcbk pattaya, some guys suggest to go to YELLOW COG. others suggest to make a copy of greenbook and show to street cops if stopped (together with police report)

thnx ozmeldo

the public schools i contacted: term starts monday 30th oct.

best and thnx