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kokopelli

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Posts posted by kokopelli

  1. The insurance company I used was up to 99 years old. Can't recall which one it was but it was mentioned frequently in postings. Recently got rid  of all my T&G info (by mistake) so can't provide any details.  It was a hassle.

  2. 17 hours ago, aussiexpat said:

    Is that a PCR and ATK with certificate and done quickly for flight as it just looks like a normal test?

     

    I had a PCR test at Jomtien Hospital a few days ago and the results were presented within 8 hours or so.   The Rapid Test is most likely an antigen test and I assume would have very quick results.  I am not personally familiar with anywhere that does Rapid PCR test in Thailand but did have a PCR test done at the airport in USA for $250. Took about 30 minutes.  Jomtien Hospital is affiliated with Bangkok Pattaya Hospital and is on Sukhumvit Road a few km further down the road from B-P Hospital, near intersection with Pattaya Tai (South Pattaya Raod).

  3. 16 hours ago, mahjongguy said:

    My U.S. has a mobile app that features the ability to scan both sides of a check then make an immediate deposit. Then you can put the voided check in your filing cabinet.

     

    Might be true for your bank too.

    I do have that app on my phone but if I am in Thailand with my phone and the check is in USA it doesn't help me. I thought of having my friend use that app but not practical.

    Possibly he could scan the check and send to me in an email and I could then scan and deposit it?  

  4. 5 hours ago, ericthai said:

    I believe when you retire that most likely you'll have a supplement plan, also referred to as a Medicap policy.

    Advantage plans aren't typically used as an employer benefit. 

     

    Which if you're employer is paying most or all the costs of the Medicare supplement plan then this is a great benefit. 

    With this type of plan you can go anywhere Medicare is accepted, giving you freedom to see any doctor you wish without 

    needing prior authorization.  

     

    Just a note for when you're getting ready for Medicare. 

    You will get bombarded with mail and phone calls when you are about 6-9 months out from turning 65.

    If an agent contacts you directly via phone or in person without your permission then that is against Medicare rules. 

    It's not uncommon for them to show up at your door saying they have an appointment or some other lame excuse.

    If this happen, please get the agent's name and company info and report them to Medicare. (so many bad agents out there)

    This gives all agents a bad name. I hate agents that are just for the sale.

     

    Also, if you ever have an agent trying to talk you into a change dont make any changes until you speak to your

    HR person at your former employer.  Your HR department can advise if it's a good move or not. 

    98% of the time an employer benefit is best!

     

    If you have any questions on Medicare you can PM me.

    I dont need any personal info, no name, contact info, nothing just a zip code and your question.  

     

    I did check my Plan information and it is an Aetna Employer Group Medicare Plan (PPO). Not sure why I thought it was a Medicare Advantage Plan.

    My employer pays for coverage thus I don't bother with all the solicitations received from others. One big downside is after I submit a claim via a FAX, they pay me with a check.

    If I am out of the country I must then ask a friend to deposit the check for me.

    A previous health care provider would deposit the money directly into my bank account.

    Thanks for your information.

  5. On 3/9/2022 at 11:20 AM, it is what it is said:

     

    sounds like you were mis-diagnosed and given unnecessary surgery... my mother and several of her friends have had cataract surgery and all have been amazed by the improvement in their vision and lives.

    There were cataracts but not to the extent that many others have reported. Colors are brighter is one plus.  Today I finally got my new glasses and that did make a significant improvement in vision so all in all, better off now but a big hassle.

     

    As for Medicare Advantage, I do have that upon retirement from a State job in USA, and they do pay most claims including non-emergency claims when I am in Thailand. Not sure if they pay  for cataract surgery. 

     

     

  6. I recently had cataract surgery in both eyes in the USA and not sure if it was worth the effort.  Complicating matters is I have wet macular degeneration in both eyes!  It has been 5 to 7 weeks since the surgery and still using eye drops for at least another week.

    Had to get new glasses but the doctor made an error on the prescription so had to have the glasses redone in one eye. Hope they come soon as I leave for Thailand in 4 days.

     

  7. 4 hours ago, Enzian said:

    Couple of points: it was your friend not you, but the essence of the policy was presented in a way that he could load onto the TP system with little difficulty, correct?

    A broader point, this company will insure for an odd or small number of days, but it seems the safe thing for the TP system is to get 30 days. Any thoughts?

    And I could google it, but the company seems American, right? 

    Thanks.

    I did find the website and gave it to my friend who used it to get the insurance. It was accepted by ThaiPass. You can go to the website and put in your info and you will get quotes based on your info.

    You can specify 30,60, 90, etc,etc days.  Age is one factor, length of stay, departure country,  amount of insurance, deducibles, etc. The  company  is American, but a number of insurance companies with quotes will be listed. I intend to use this company on my return to Thailand in March 2022.

     

    For me at 81 yo, the quote for 31 days was about  $400-$500. for $50K,  depending on deductible.

    I also entered info for an assumed person from the UK, age 70 yo  for a duration of 30 days  for 50K USD and there were 9 quotes given for about $200.  One of these underwriters was Lloyds.

     

     

    • Thanks 1
  8. Here is a website that provides health insurance coverage including Covid. You fill in the info and you will receive quotes even for an 82 yo. 

    A friend used this site and was approved. My interpretation is that you must have a policy that covers $50,000 for health  including Covid. I also believe you must have coverage for the length of your stay as shown on your travel document. 

     

    https://www.insubuy.com/travel-health-insurance/

  9. 16 hours ago, Peter pop said:

    I am planning to go to UK  and return with 9 months remaining on my visa  [Non O with marriage extension],  Will I need US$ 50,000 general health insurance inc. Covid for 9 months?  I am 80 yrs old, that may be difficult to find and afford.

    Here are some websites that provide Health and Covid Insurance for returnees to Thailand. Age not a problem from what  I see. 

     

    https://www.lumahealth.com/travel-insurance/covid-insurance/

     

    https://www.insubuy.com/travel-medical-insurance-quotes/

  10. 9 hours ago, kokopelli said:

    When I left Thailand it was 3 days from the time I received the test results. The test was done on Day 1; I picked up results on Day 2; I flew from Thailand on Day 3.

    For clarification, I was told I had three days from the date I picked up the results .

  11. 6 hours ago, dlclark97 said:

    Not sure I understand what was meant with the mention of Medicare.  Medicare does not provide any medical insurance or coverage of any kind when in Thailand.  

    Some Medicare Advantage programs do provide for medical insurance while out of the USA.

    The insurance plan I have is administered by Aetna and prior to that it was administered by Blue Cross (which was very good).  I must pay out of pocket and submit a claim to Aetna for reimbursement. Generally they do pay  the claim, but for certain procedures they pay nothing.

     

     

  12. A friend is flying Qatar from Bangkok to USA on 4 Nov. and he believes a Covid PCR test is required. I had forwarded this post to him.  

    The following is posted on Qatar website. For USA bound passengers.

     

    • At this time all air passengers travelling to the US, regardless of vaccination or antibody status, are required to provide a negative COVID-19 test result or documentation of recovery.

     

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