Barley

Hello,

I have to decide this week if I should have my prostate operated on in Europe, CM, or India (I will go to all three areas this year for a few months).

I wonder if anyone had a TURP, TUIP, HOLEP, or ThuLEP operation done in Chiang Mai and could tell me the approximate cost and a recommended Doctor/Hospital.

Thank you very much for your help.

2 hours ago, rough diamond said:

Any chance of providing a precis of what these new rules are?

I cannot watch tiny little videos.

+1

Thank you for all your insightful comments and advice!

Now comes a little surprise:

I also have an account with Western Union.

So just for interest I checked their rates. Slight problem: Transferlimit of €16000 per transaction (Bank to Bank option).

So I tried for 500.000 Baht.

Here is the result:

I assume I will receive the €3.99 fee rebate only once, so in the middle you see my calculation for 2 transfers one rebated the other including €3.99 fee > total cost €27338.65 for 1 Million, or 13667.33 for 500K.

Now I check with wise:

€27493.95 (including fee 189.23€) for 1 Million, 

€13751.32  (including fee 97.24€) for 500K

Which makes WU save me €155.30 or 5680 THB.

I am quite surprised that WU beats Wise!

9 hours ago, topt said:

You can do a comparison if you check both at similar times. 

You should know what your bank will charge to send - make sure it is in Euros. SCB will charge you 500 baht plus 20 baht if your branch is outside Bangkok . Look at the rate online 

https://www.scb.co.th/en/personal-banking/foreign-exchange-rates.html 

but not at the weekend when it generally is lower.......Calculate what you end up with doing it either way.

Is it the Bank Sells > D/D & T/T Rate > Euros that would be applicable?

I just looked at the fee from Wise for sending 1000000 THB: 190 Euro - wow! 

How can I get an indication for the rate that SCB gives when doing a SWIFT transfer in Euro? 

You can transfer an esim to a special SIM card and then use it in most phones that don't support esims natively by simply putting the special SIM card in the standard SIM slot of the phone. 

For example 5ber:

https://s.lazada.co.th/s.FKR0g

Then via a special app from 5ber you can activate different esim profiles on the card. 

There are usually two versions of this card: one with limited changes allowed and thereafter you need to pay for changes and another with unlimited changes allowed for free. 

Hello,

next week I have to transfer 1 million bahts to an SCB account of a Thai national. The money is now in Euro.

I hold standard free accounts with Wise, Revolut, and various European banks or brokers.

Is there any one way that lets me save a significant amount of money?

Thanks for our help.

As you can guess from the posts, we went ahead and bought two of the robot vacuum cleaners.

If anybody is interested to buy one or two (for bigger discount) on their own, please see the links above.

I would be interested.

I would add  Auf der Au restaurant buffet, since it can make almost anyone happy.

Just discovered that it was sold on Amazon and there it has 4.4 rating:

https://www.amazon.com/dp/B0CSFSH5Z1

Hello,

I have had my eyes on the global version Laresar Mars01 Robot Vacuum Cleaner with LDS Lidar Navigation App and Mop for hard floor and thin carpet.

https://s.lazada.co.th/s.I2GT0

This unit has been reduced now to 4839 THB and I my trigger finger was itching.

But then I noticed that Lazada and the store have a special discount which reduces the price to 3824 THB IF I BUY *TWO* UNITS!

So I am looking for someone to go in with me. I live in the Chiang Phueak area.

This is a very well equipped uni - I think something like this has been sold for 20000 THB just two years ago. Please check out the video and the unit's specs at https://s.lazada.co.th/s.I2GTO

The store selling is a LazMall certified Flagship store, which is according to my knowledge the highest rating a store can have on Lazada. Plenty of replacement parts like brushes etc. are available for very little money on Lazada as well as on Ali.

Please send me a PM soon if you are interested, since the deal finishes tomorrow and tomorrow I will be most of the day at immigration to get my extension.

Actually if you didn't need to show lease, you don't need to pay anything. I kind of remember that I didn't have residency certificate, so I showed them the lease. But all this was a long time ago well before Covid.

But by the book every landlord is supposed to stick those tax stamps on a lease, but noone does. So when they see a lease without tax stamps, they stick them on and then you pay what supposedly the landlord has to pay.

Probably when you have a residency cert they don't ask for a lease.

You go to the tax office and say you want a tax id. If they ask why, then you say you want to get back withholding tax from fixed deposit account.

Bring signed lease, passport, and I think tm30 and resident certificate (not sure about the last 2). Be prepared to pay a little bit for them to validate signed lease by sticking tax stamps on the lease, which I am sure your landlord forgot.

So who is right: @CallumWK (Thai citizen online only) or @sometimewoodworker ("No, that isn’t required, you may be able to get 1.5%") ????

28 minutes ago, sometimewoodworker said:

No, that isn’t required, you may be able to get 1.5%

but you can get 2.2% on a time deposit 

 

@sometimewoodworker

Oh wow, 0.9% were a little bit disappointing. 1.5% sounds much better.

I have a Krungsri savings account. Can I just apply for it in their app? EDIT: I just saw that there is a separate site where you can apply for Krungsri accounts: https://www.krungsrionline.com/BAY.KOL.WebSite/Common/cplus-app/how-to-apply-en.html

And of course the big question is: Would CM immigration accept the online (I assume no passbook version) of this account for the 800k proof?

Thank you for your kind replies. 

I just want access to my money even when I am not in Thailand and still get a reasonable interest on the account, no need to pay international bills.

It's enough if I can transfer part of the 800k when I am overseas from the interest bearing account to my savings account. 

I thought the Mee Tae Dai account of Krungsri can only be opened with a Thai ID card? 

Hm, maybe some things I took for granted have changed in the last few years?

I have savings and fixed deposit accounts.

A few years ago, my bank (Bangkok Bank) told me that I have to appear in person with the bank book to transfer money out of the fixed deposit account.

Has that changed now? Can I do it via the app? Or do some other banks allow to do this by the app, even when I am overseas?

That would take care of what I want.

I have just always been nervous that some day for whatever reason I cannot come or don't want to come back and then the money will not be available to me any more.

So you mentioned SCB and LH Bank.

SCB has given me a very bad experience in CM when I tried to open an account: I gave them the paperwork, they said they have to check back with their head office and will call me back, but it never happened. And when I visited them to ask about it, they said they have  no record of any of this. So this incident has diminished my willingness to deal with them again.

This is the first time I heard of LH Bank, and Google helped me to find out a little bit more about the Land and Houses Bank, though I would like to ask our members to share their experiences with them, particularly if they can give me a 1 year statement on the spot in Chiang Mai - which is something Bangkok Bank cannot and that is what I really loathe about them.

Thanks for your comments. I hope to kindly hear more from you.

Thank you very much.

Just to recap: Of course @Pattaya57 is right, 45 days before Dec 15th is in Nov.

So if I apply on November 10th f.e. (extension expiry is Dec 15th), then the 800k must be in the account by Sept 10th. Correct?

Hello,

could you recommend to me a bank account, that pays decent interest and where I have access to my 800k even when I am overseas?

On my current interest bearing accounts, I have to come in person and transfer the money to my savings, before I can transfer it out or use it to pay bills. But I don't want to do that.

Thanks for your advice.

Hello,

let's say my Non-O extension expires Dec 15th. I can apply up to 45 days early, so let's say I apply for my extension October 5th.

Does the day where I need to have the 800k in my account differ depending on the day when I apply?

Thanks for your help.

Yes, I can order it from Lazada. It's already in my cart.

My question was more related to the second part: under my name and then activate under a Thai friend's name

And of course: can I upgrade any time from 99 to a bigger YEARLY plan?

If I want to buy a Gomo 99 THB yearly, can I upgrade at any time to a bigger YEARLY plan.

The monthly plan here changed from 149 to 259 THB, as far as I can see on their website.

Can I order the SIM from Lazada under my name and then activate under a Thai friend's name?

Just connecting it to the PC via USB may start FileTransfer on the phone so that she can see her file system on the PC and then transfer the data to the PC:

If you have a simlar of identical phone, you can also connect a mouse and keyboard via USB hub to the phone. Then try it on the working phone first and write down the steps you need to take to get USB FileTransfer working - but usually it works out of the box - and then repeat the steps blindly on the broken phone, so that the phone shows up in the Windows file explorer.

Also ask her to sign-in to her google account on her PC, maybe all her contact info and photos have been automatically synched before. Check the google contacts and check what is on her google drive.

Also maybe MyPhoneExplorer can help her:

https://www.fjsoft.at/en/Versions/

Install the software on your PC and connect your phone to the computer by usb.

If she is lucky (depending on ADB debug settings) one can connect and sync/transfer the data from the phone. One can also remote control the phone like this. Also there is a file explorer in this software.

If you do top-ups with Lazada, you can do up to 5 top-ups in one day of 10 THB each, which means you will get the full 10 baht as credit and an extension of validity by 30 days for each top-up. So 5 x 10 baht means 5 months validity. Then when you come back you use the credit to buy a data plan or make calls.

This is the cheapest way to extend validity on AIS, and I think it works for the others too.

On True you can also use your credit to buy extended validity:

Extend validity up to 365 days (from TODAY ONLY!!) for 2THB/month:
*934*30# 30 days extension 2 Baht
*934*90# 90 days extension 6 Baht
*934*180# 180 days extension 12 Baht

This codes also work from overseas as long as you have enough credit.

Some True plans give you free data when you top-up a certain amount in a 30 day period, f.e. my True Myanmar SIM gives me free 300MB/30 days + unlimited free Line, Viber & FB texts (only) for every 50 Baht top up.