JohnnyBD

Yes, I got 20k per transaction in 3 transactions for a total of 60k. My bank reimbursed me for the 3 - 220b fees.

Just because one uses a foreign card, that doesn't mean the person is living month to month. Many prefer to leave the bulk of their assets abroad earning money compared to leaving it in a Thai bank earning zilch. I find it pretty cost effective to use an ATM since my bank refunds me the 220b fees.

No. I used my Chase debit card at SCB ATM this week, and it was 220 Baht.

When I came in Dec 2016 it was around 36 THB to USD. Sure was nice when it was 36 to 37 around 15 mths ago.

Yes, he explained it quite well. I guess one day, we may encounter similar problems. The wife also made 2 MM xfer from SCB using her app. So, we are not having any problems with Kasikorn, Bangkok Bank or SCB. We both had to do the facial recognition to change our limits, and to make those large xfers.

I don't know why some people seem to be having problems. I closed my Kasikorn in Dec. because I didn't need it anymore, but my wife still has her Kasikorn account, and she was able to increase her limit to 1 MM and make a transfer. I have Bangkok Bank, and I was able to change my limit up to 2 MM, and then made a transfer to SCB.

I get cash from SCB ATM with my foreign bank debit card. I always use the "continue without conversion" button. I check the Visa exchange rate online before I make withdrawals and it's correct every time. SCB charges 220b fee, not 250b fee. My bank refunds the 220b fee. The difference in the Visa rate and spot rate is about .10 THB, not bad. The Visa rate changes around noon BKK time, so I watch the spot rate, and if it drops overnight, I will go get cash before Visa lowers their rate. My Chase debit card uses the Visa rate, not SCB’s rate. I use my foreign bank CC for everyday purchases and I always pay in THB, which means the Visa rate will apply with no conversion fees. Yes, it's quite expensive to let the Thai banks and the retail stores do the conversions.

Chase reimbursed me for the 220b fee. That's a bargain.

I used foreign debit card in SCB ATM this week and the fee was only 220 Baht. Not 250 Baht.

Seems to be a lot of different issues being discussed in this thread, none of which have affected me yet. This week, I got 60k from SCB ATM with my Chase debit card on same day (3 x 20k), and Chase reimbursed the 220b fees. I withdrew 30k at UOB ATM using my UOB debit card. Last month I raised my transfer limit to 2 MM at Bangkok Bank and made 2 MM xfer to my SCB acct, then lowered my limit back down. My facial recognition works fine with Bangkok Bank. Maybe I will have problems with next big xfer, but so far it hasn't been a problem.

Thanks for the info. I wonder if all the banks will be doing the same.

I wonder if all the Thai banks will be required to do the same. My Thai wife recently changed her Kasikorn limit, and made a 1MM Baht xfer to SCB, so it may be only foreign accts. I changed my Bangkok Bank & UOB xfer limits up to 2MM recently to make some xfers, so they haven't restricted me yet.

I meant to say "match names on foreigner's Thai bank accts with the names on Thai SIM cards".

I've been lucky. I haven't had any problems with my 3 bank's mobile apps, BBL, SCB & UOB. I received text messages earlier this year to come into the banks to verify the name on my accts, and phone before a certain date. I brought my AIS bill, passport & marriage certificate, signed a few docs, and was done. My phone SIM is in wife's name, so she had to come sign too. I think all the bank's were required to match foreign accts with a Thai SIM. Apparently, there's been an effort to cut down on scam accts. There was an earlier thread on the forum notifying everyone this was coming.

Was 220 Baht at SCB ATM yesterday in Phrom Phong EmQuartier mall.