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The Fat Controller

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Posts posted by The Fat Controller

  1. The app certainly has more offers than the website.
    There are also discount coupons available, coins to collect for free which can be redeemed for discounts.
    They also have some daily flash offers which are very good.

    You will get quite a few notifications which put off some but I find the benefits outweigh the annoyance.

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  2. The non-o married to a Thai document requirements have been slimmed down now, I applied a month ago.

    You need to apply online and can only get a single entry.

    Financial details are required, either a sum in the bank or regular income but cannot remember the exact figures.

     

    They have removed the need for copies of your last entry stamps and invitation from your wife.

    You need proof of UK residence (I used my tax bill), a recent photo and copy of your marriage certificate.

    In my Visa folder I also have my wife's ID card but cannot remember if that was needed this time.

    @QballQ Kay at the Glasgow consulate was a pussycat if you stayed on the right side of her. LOL

     

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  3. We have two cheap Chinese pumps.

    One is surface mounted and pulls water up from the bore hole and we use that to water the garden with no issues, no settling tank or any other treatment.

    This one has been in place since before I married 10 years ago and is switched on and off with a breaker.

    The other one supplies water on demand to our house from a tank that is filled by government mains water.

    It has been working fine for 6 years, not even had to replace the pressure switch yet.

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  4. The only issue could be boarding at your departure point without a visa if your exit/return flight is beyond the 30 days granted on a exempt entry.

    Some airlines are stricter than others, KLM and Emirates in the UK for example.

     

    You could always get a Non O visa based on your marriage if you can stick 90 days with your wife, alternatively a 60 day tourist visa is cheaper and less hassle than an extension at immigration.

  5. @piston broke EDIT due to mistake.

    You can buy back years as far as 2006 until the July deadline.


    The final two years between your current age and 66 will be more expensive as the price is only fixed until 31st July and will then increase.

    I have never seen any reference at all regarding purchasing missing years at anything else other than the Class 1 rate of around £800.

    Each year purchased increases your pension by £5.29 a week (IIRC) 

    You are the same age as me and I have done a lot of research on this, but as a higher rate Scottish taxpayer due to my company pension I will pay 42% of my state pension back to HMRC, therefore buying my missing 8 years will take a lot longer to recoup.

    EDIT IN https://www.moneysavingexpert.com/savings/voluntary-national-insurance-contributions/

  6. 3 minutes ago, fulhamster said:

    Yes, but I have no way to get it.

    I have been in Thailand 20 years.

    I have a Gateway account set up, but the number does not show anywhere

    See my previous post and the link to the Moneysavingexpert forum, all the information as to how to obtain the reference number has been posted by numerous people on many topics, happy reading !

  7. 12 minutes ago, Denim said:

    Yes. I cant get mine until I'm 66 in September. Why does the OP think he can get his at 64 ?

    He doesn't, he, like me, has missing years that he is considering purchasing to increase his pension when he reaches state retirement age.

    However, he will not be able to buy any missing years prior to (I believe) 2016, I stand to be corrected on that.

    To find out what is available you have to contact the Future Pensions department directly or use your Government Gateway account.

    After that you can either send a cheque in the post if you have a UK bank account or if you wish to pay electronically you require an 18 digit reference number which can be obtained by calling HMRC.

    There are many topics about these issues on this forum

    https://forums.moneysavingexpert.com/categories/pensions-annuities-retirement-planning

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