OzFlyer

Latest update:

*6 cheques bounced to the total of around 10MB which was all investor money hoping for a 5% return from her company. Cheques written from a 6MB line of credit account from Bangkok Bank that was closed due to repeated loan repayment defaults (6MB credit all used up). About 50% of that money was used to purchase a house .... surely the bank will repossess that. Ok so there's another 3MB spent on other activities. 

*Bangkok Bank loan was approved based on her using money from investors to cook the books. Charge of obtaining a loan with false information is waiting to be laid as well.

*Arrest warrrant due in a few weeks. Police giving her every chance to pay creditors back their money. Doesn't look like there's any cash left. 

*Pled guilty a few months ago to writing bounced cheques. Given almost 2 months to work out loan repayment schedule. Hasn't approached any creditors. Waiting for public prosecutor to take the case and plead for leniency, i.e. not go to jail. Police in their discussion with me said it's a slam dunk as she's already pled guilty. Their position is that her company is a ponzi scheme, the word "fraud" was used.

People are wondering where someone could steal 12-15MB from investors in a ponzi scheme and not pay them back? Surely not everything went into the company. Car purchase, land purchases....people including me are scratching their heads as to where the money is.

Police did say we'll subpoena all her records and learn of the money trail.

Does anyone have a sense in Thailand of how this money can be spent? From what I can see the only "extravagant" purchase was a 4WD worth about 1.3MB.  Possibly money bought with land. However if she had the money to pay back surely all the assets would have been sold which leaves me to think the money has been spent.

A few holidays but not over the top, domestic travel, pay staff, bills, rent etc....doesn't get you close to 10MB. Perhaps a few failed investments. 

Does anyone know how this money can be spent in Thailand? Assume it hasn't left the country. Given to parents and friends? Surely they would have given it back to her to keep the police at bay.

Everyone is at their wit's end trying to figure out where the cash all went. Anyone have experience in this? From our estimation close to 16MB has been spent.

1 hour ago, Iaan said:

Don’t allow her to get her way. When she’s starts acting crazy ignore her. Do not give to her business. 
 

im in the same boat but here living in the states with 2 kids. It’s difficult to Leave my Thai wife with 2 kids. I still live with her. Now that she works and have an online business she chats with supposedly customers to 3am almost every night. 
 

I know for a fact that she cheats and lies and is very dumb at lying. I’m just waiting gathering more evidence that she hits our 15month son. She’s always on her phone not watching the kids for hours when I’m at work. 
 

When and if the time is right hopefully I win custody of my 2 sons. 
 

Thai women are not tech savvy especially if they are from Isan. You should buy a present for her, flowers and a new iPhone 11 or Samsung and set it up with monitoring software. You will have a better piece of mind. 
 

dude when you leave back to Australia. She will have her Thai boyfriend. Facts! It happened to me.

Someone in mountains of debts which are unimaginable, police arrest warrant in waiting, 2 kids being looked after by grandma who is also needing some money as she isn't working.

Good luck to the next sucker. If he wants a single mum, he's going to have to pay for it. Who would want to pay for that when you can get a younger and fresh one with no kids, debt free (or little debt).

As soon as the new guy starts getting asked for ridiculous amounts of money like I did, he'll put up with it until he gets bored or her to a point then dump her. She is also a starfish in bed also from the age of 23 when I first met her to 29. She also can't perform (if you know what I mean) due to her C-section from 2 kids which still gives her pain.

28 minutes ago, steven100 said:

I had a case recently, and the first appearance was a no show ... which p_issed me off because it cost me 16k to fly upcountry with Lawyer and a couple of support friends. 

My lawyer told me it's 50-50 as to whether she appears in court. In his experience they do a runner as they simply don't have the money for a lawyer.

3 hours ago, steven100 said:

aha .....  

the thing is you have to look at this from a practical perspective ....  no feelings ... no angry ...

your options are limited.

You need to divorce to move on with life ?  if so ... discuss with her .... get out ... pay minimal amount or what she is entitled to. 

as I said, sit down discuss ....  no additional money  ... your out .....  

send money for kids 

you want to see kids whenever .

say bye bye ....

As mentioned before, will not be paying a cent for her debts. These debts are life crippling. At best she'll be bankrupt. At worst she'll be bankrupt and behind bars.

She will be sorely mistaken is she thinks I'll pay her debts to get the kids. The most I will pay is monthly child support to ensure visitation rights.

I do want this to go to court (at more cost which is fine) to put tighten the financial screws on her even more and I do want the courts to dig into her bank accounts to see how much she has and what she owes. She's in so much debt she would have to borrow even more money for a lawyer. My attorney said that if she's a no show at court then it proceeds as usual. 

8 minutes ago, steven100 said:

You can't live in a house in Issan.

She won't live in a condo in BKK

She wants a divorce

 

Your situation is unacceptable for you and as such you really only have the divorce option.

Discuss the divorce option with her but tell her you are not parting with any cash.

Tell her you want to give child support and you wish to see the kids whenever you want.

 

At least this way you can move on with your life as now that's impossible.

Right now she is staying in a condo in BKK which is something she really doesn't want to do. I've never known her to like BKK. She is having cocktails in Sukhumvit and what not but I thought Issan girls loathe BKK and if they could not be there they would?

Every Issan person I know hates BKK.

Tbh she hasn't even mentioned the word "divorce".

9 minutes ago, BritManToo said:

At 30 years old she ain't getting much from online dates.

Not many customers at the moment, and every 20 year old go-go girl to compete with.

 

The bounced check will jail her, nothing else.

Then when she's in jail, you can collect your kids.

Here's her explanation about the bounced cheque.

The investor (also a minority shareholder in her company and former best friend) who gave her the 3MB under contract signed before 2 witnesses "made me do this cheque, it was an old chequebook, he made me write this cheque, we do together"

I then told her, I've never heard this story in my life. She said he made her do it. But the chequebook wasn't old at all, the cheque was still valid. The police have looked into it already, statement from the Bank saying it's a bounced cheque with a code and full investigation. If it was an old cheque the bank would have said the cheque has expired but no, they said it's a valid cheque with no funds to pay 3MB.

The investor is irate, everyone who loaned him money is irate. There are 15 investors who have given him all this money. It isn't entirely his

Sorry the 3MB for the bounced cheque is all his money. The other 10MB is from 15 investors around Thailand. They all know each other and they are hammering him every day for their money back.

3 hours ago, BritManToo said:

In Thailand ........

Owing people money = no problem (unless they pay to have you killed).

Bouncing a cheque = jail.

Cheating on you = normal female behaviour.

Offering to sell her kids = normal.

 

Do not send any money to grandma, it won't be spent on the kids.

How much money are you sending?

I'm betting an enormous amount (by Thai standards) which mom and grandma will share.

I have been gone almost 3 months and have sent about 13,000B a month. When I was there milk for the 2 kids, nappies, wipes and food was costing about 10,000B so the 13,000B is nothing over the top. The milk is expensive.

She likes to think she is this high flying corporate CEO but the reality is that she's from Issan, her house is in Issan, she hates BKK but is there now to make money for the company, and she's saddled with all this debt + has to front at the police station back home with a lawyer. She begged me for 100,000B for legal fees. Also as mentioned before, bail set at 1MB which she doesn't have and dad will need to foot the bill. Also dad can't sell his property because it's already mortgaged up to help his 2 sons out with their university studies. There isn't that much free cash floating around. She could find an old farang guy in BKK but you think he'll want to stick around once he figures out she's more trouble then she's worth? He'll have his fun and toss her aside.

So she could be making 5k-10k baht here and there from online dates, western union transfers and what not but that is a drop in the ocean compared to the debt she is facing. 

Yes she can file for bankruptcy but these investors are angry and will be confronting her dad. It wouldn't surprise me if they have threatened the father already while the daughter is in BKK sipping Cosmopolitans on Soi 11 with her new buddies.

1 hour ago, Mister T said:

I feel for you, but I think you are doing all the right things. Stay out of the country until she gets locked up, keep sending just enough to support grannie and the kids. Most importantly, block all contacts with her and her friends. Knowing what she is up to will eat at you night and day.

Best wishes and good luck.

That's the part that makes me angry. I can't leave Australia to confront her about her affairs.

Technically I can leave Australia with an exemption and if flights are available but then I am stuck there and potentially in legal trouble myself if they begin proceedings against her and I am in the country. They could very well come after me also even though I have nothing to do with the situation. It's Thailand, anything is possible. It's just not safe for me to be there right now until her debts are resolved and/or she's locked up.

The attorney I spoke to strongly advised me to not think about getting on a plane to Bangkok until they have an idea about her legal situation. I was advised to also run a police check on my name to make sure I wouldn't be detained at the airport.

38 minutes ago, rhodie said:

You are not the first and you won't be the last guy to go through this, but I'm sure you know that already. What she is doing is pretty normal for a lot of Thai women when their other half is out of the country and not supporting them. If you can, just keep doing what you are. It obviously helps you mentally to look after your kids. But it sounds like you are struggling with it so get some help if you can. Good luck.

The part I am struggling with the most is that she has put her business debts above keeping us together. It's not as important to her have these 2 kids raised together by their biological parents as it is finding someone to pay her business debts which are enormous.

So right now while married she is whoring around, putting herself on a path to self-destruction. Or does she see it differently?

All jokes aside, can anyone shed light into the mind of this lying sociopath?

Story is 100% true.

I can share a redacted screenshot of the police warrant if you'd like from a police station in Issan dated May 2020 for a bounced cheque for 3MB

2 minutes ago, Lacessit said:

It's unlikely you can get out of Australia, or back into Thailand, for quite some time. Could be several years.

It's unfortunate you don't have a DNA test on the kids to prove paternity. For all you know, another farang could be involved. If she's sleeping around now, she probably has done it before.

 

Under the circumstances, in your shoes I would continue sending money to grandma to look after the kids. As for the rest, it is the family's problem, not yours. Let the chips fall where they may.

Yes it's a good thing I am here because if I was there I would have lost the plot.

We hacked her account and figured out that the first week I was in Australia under the 14 day quarantine, she signed up for the dating site. I was shocked and naturally heartbroken.

Her debts, well she doesn't have a visa to come to Australia as we never did that even though she is married. Her passport has been blocked as the Issan Police have requested her to appear for questioning at the station which so far she has refused to do. My understanding is that if you ignore the 3rd letter they'll put out an arrest warrant. 

I simply don't want to be in Thailand while all these debts are being negotiated. The 3MB bounced cheque is a criminal matter but the balance is civil and let's just say, there are a lot of angry people who want their money back. They are corresponding with me in FB, not asking me for money, but keeping me in the loop. They understand I have nothing to do with her company and have said this is her problem.

Can someone go to jail for such a large amount? Does anyone know? I would have thought it's such a huge amount, she's in the poo. 

I was thinking that perhaps she's cheated on me in the past, hard to say though. I wasn't always in Australia during this time. I am pretty sure they are both mine as they basically look like me but when we hit the divorce courts I'll request a DNA test through the Bangkok Police Hospital.

The reason I am posting this is because I am really confused as to what to do. I couldn't possibly take her back. Right now she is partying in BKK with these friends I've never seen before. She's completely lost the plot. Meanwhile 2 kids are back with grandma in Issan. How can someone be so brazen to cheat, reckless with money and take pictures of cocktails and poolside dinners? I am out of words

Hi all, thought I should update you since this the last post about a year ago. 

I did go to Australia for a while, didn't pay for her 3MB house. We have 2 kids.

My wife sunk herself into more debt by private investors. No joke, close to 16 MB owed to various people. She is the owner of this company which is on the verge of bankruptcy. She did ask me to bail her out in April which I point blank refused. I then left for Australia in late April as the borders were being shut. Things were quite testy in the final weeks leading up to my departure during Australia, begging me for money and what not, but I was adamant I had to go back and earn some money in Oz and Thailand was in the pits. I was under no impression that things were ending as she was still asking me for money while I was in AUstralia. Around end of May, from Australia I hired a private investigator to follow what she was up to in BKK. We found that she hit the online dating sites while married and 2 kids back in Issan with grandma, dating a few guys around Sukhumvit Soi 11 and Soi 13, and to my knowledge slept with a few also. Naturally I am devastated. I did confront her about her, she just said she wanted her life back and was only "dating guys" and taking to them, but wouldn't say if she slept with any. To cut a long story short (and I have spoken to an attorney already about the 2 kids), this is what I know:

*She failed to pay back a private lender 3MB which was under contract. The cheque she presented to him bounced. He then went to the local police station in Issan and served her papers for a bounced cheque. To my knowledge the first letter she ignored, ignored the second letter and is now on her third letter. Does anyone know about the process of bounced cheques? As she is flat broke she'll need her parents to bail her out and nobody as that kind of money.

*Btw the reason she can't pay that back is a mix of things: didn't run the company properly, bought her dad a 1.5MB toyota 4wd, bought a bit of land with her mum. She didn't really buy anything else from what we can see so people are naturally curious where all the money is hidden. We suspect the 16MB has been spent and misused and she probably has mental issues and as the walls were closing in, doubled down and spent more, slept around behind my back. 

*The money given to her by private investors, about 70% of the 16MB was under a contract and 30% was given stupidly without a contract. Is that sufficient enough to ensure she ends up behind bars?

*She cheated on me but the attorney said unless it's intercourse you can't prove it's adultery. Apparently kissing and holding hands isn't enough. Furthermore, if she ends up in jail for more than 1 year I can divorce her on those grounds. Has anyone divorced through the Thai courts to explain this process futher?

*Our 2 kids, she did offer to sell me the youngest one to pay off some of her debt which I refused.

How do you think I should play this? As I am in Australia, I am only sending money to grandma to look after the 2 kids in my absence. I am not sending her any money as I am worried it will go to her debts, dating or whatever else and not the kids.

I will not be returning to Thailand unless I have some clarity on how her debts are going to be paid. As it's such a large amount, her folks do have so money but nowhere near enough to pay that back. They'll have to sell everything and we'll still be quite short of the mark, especially during COVID-19 where people are simply broke.

Hi there,

I had a Thai company provide me a SCB cheque to deposit into my Bangkok Bank account. 

The cheque didn't go through and the lady in the Bangkok Bank branch couldn't speak proper English. On the "book bank" there are two entries

showing the money went in and immediately went out, it says:

CODE = NBL , Dep No. =03    <+ AMOUNT>

CODE = COR, Dep No = 03    < - AMOUNT>

Does anyone have an idea what these codes mean? I don't think the cheque bounced as they are a legit company on the surface. However I am worried about what the hell is wrong with the cheque. Did the person writing the cheque forge a signature, is it a fake cheque, are they going bankrupt? The cheque was written into my name (consistent with my Bank Account Name and Passport - no issues there with the name).

it would be good if someone knows what this means before I approach the company for an explanation.

Latest update as at midday 16 July 2019:

Having spent very little in the last 3 weeks in particular, she asked for 50,000 Baht which I refused, then 35,000 Baht which I refused, then 15,000 Baht which I refused. This was to help pay off the 3MB Loan. I said to her, if you have all this money from your business, why do you need my help to pay off the loan? She then said "you are not a good husband, I regret marrying you, I made a mistake". She also accused me of cheating even though I don't go out. She said "you are probably talking to girls in Australia when you go back so you can see them?".....this is coming from someone who has a lot of female and male friends which I don't bat an eyelid to.

As of today she told me in an email (not spoken even thought I was next to her), "I want to divorce you in court". As of right now I have taken a cab to Khon Kaen and stay in a hotel for a few days to let the dust settle. If there isn't a reconciliation I am on the next flight out to Melbourne.

Even if there is a reconciliation I can't predict when the next outburst will come.

7 hours ago, PingRoundTheWorld said:

I think you've already answered yourself. It sounds like she's in it for the money and doesn't love you - if she loved you she wouldn't be milking you for cash nor threatening divorce.

 

Was she previously a bar girl or working girl? It sounds like she is quite good at milking and that's not a skill you learn without experience...

 

Serious question: are you absolutely sure the kids are yours? In your situation I would get a DNA test done before making any real decisions. Don't let her know you're doing it of course.

 

If there weren't kids involved it would be a no brainer - get out of the country and let her drown in her crap. With kids though (assuming they're yours) it gets complicated and there are no good answers, unless she lets you take them with you - which is unlikely. Maybe tell her you want to take them with you, and offer her money in return? It sounds like that's what she really cares about so who knows...

Haha, not a BG or WG and unless she is sleeping with another farang who looks like me, than potentially the kids aren't mine. They don't look Thai at all and have celebrity status already which is quite annoying as I hate Thai's approaching and taking pics of them with their kids.

There are upper mid/wealthy Thai families in Issan you know (I'd say about 10-15% of Issan) and from what I've seen, they can get credit from private lenders / loan sharks like it's going out of fashion.  The more I think about it, what % of the fancy items they wear/drive are owned outright...who the hell knows. The overwhelming majority of Issan are on low funds but they do own land. 

Kevvy is HI-SO ! 

12 hours ago, AlexRRR said:

 

Yep, be carful seems she is a smart girl...seems like she has acces to funds and if she knows anything about the Australian system she could fly back and start proceddings...with 2 young kids she would get 60 to 70% of your assets easily plus child support till there think 18 based on your income. On top of that likley to pretty much keep what you two have in Thailand though your entitled to 50% getting it is another story and she dont seem like the type that will negotiate.

 

Best if you want out to plan it...start moving assets out of your name, take a trip home and do it....

The assets are OK in Australia as locked up in family trust. Yes she can take a slice of it of course but that's fine. Like I mentioned before, it's more the kid's I am worried about. I just don't want them speaking broken English or having a Thai education.

One of our family friend's lives in Phuket and his 12year old son speaks perfectly English with an American accent. He speaks live a native and so do his friends. It's an international school. Contrast that with 12 year olds in Issan who can barely count 1, 2 3 in English. I know where I want my kids being educated and it's not Issan.

Get back on track ....

Kevvy - see an accountant if you don't know how to minimise your tax through a trust with family members. Needs to be parents, brothers or sisters. Can get your tax right down if they structure it right.

Kevvy again - Melb property prices in the 2000s. You must have been living under a rock in Melbourne for 50 years or speaking to the wrong people. 

You are clearly a troll trying to spoil this thread. The vast majority of posters here have offered good advice and has got me thinking of what to do next.

2 hours ago, kevvy said:

As I said western suburbs .. where did you live , sunshine , st Albans .If you ever lived there , you are full are shittee

Total muppet. Check out inner north back in 2007.  Get your facts straight. Melbourne isn't Sydney.

My sister lives and bought a FREESTANDING HOUSE in GLEBE in 2003 for $330K. Don't tell me that is shiiitee as well? Know what that is worth right now?

Anyway, back on track. I wouldn't buy a house in Issan for more than 1MB. Absolute garbage here.

16 minutes ago, kevvy said:

Houses were not affordable in melbourne , unless you are talking about the western suburbs.

If you have .500k ?? then go back and stop all this BS.

 

Update Melbourne and Sydney led house price gains across the country in 2010 although the pace of the increase tapered off towards the end of the year, according to a real estate research group.

Among the major cities, Melbourne’s median house prices rose 8.4 per cent in 2010 and 1.1 per cent, seasonally adjusted, in the final three months of the year, to $505,000, RP Data/Rismark said.

That's simply not true. The median house price in Melb 2007-2009 was under $500K. If you shopped around and did your homework you could easily pick up a detached house for even $400K in a reasonable suburb.

Sydney is another story.

1 minute ago, Skallywag said:

How does your wife have a business in Thailand, you run a business from OZ, and you live together?

Best be sure those "2 kids" are yours.  DNA testing for around 10,000 baht

My business incorporated in Australia. It is a SEO/SEM business so I don't need to physically be in Australia. All my clients are SMEs in Oz and UK. However I do need to keep up appearances if I want my business to stay alive for 5-10 years. She runs a B2B company selling industrial grade cleaning products, made locally but distributed all over to Thai companies/businesses. Her supply chains are already well established, having business contacts through family/friends.

The kids look like me and don't look Thai at all.

21 minutes ago, davidst01 said:

but many do for the precise reason you describe. at least as a farang one can get back 50% if things go pear shape. the law helps farang / thai men in this case

I am more worried about the debts than the assets at this point. No clue how much debt she is racking up. She has a few business "debit" cards apparently but I don't have a means to figure out if they are "credit" cards. I might need to get a private investigator to identify which private lenders she is liaising with. Surely the big banks here wouldn't lend a satang to a burgeoning business for fear of it going belly up rather quickly?

8 minutes ago, davidst01 said:

keep in mind the parents probably also have big loans. they all do. 

 

It would be the parents hounding the daughter... 'why isn't your husband helping to pay back the loan'...

They would have been talking sh*t the day I set foot in Issan anyway. I am sure I'm not the first farang nor the last to be b1tched about. I'd hate to think how much money is changing hands from a farang to a Thai lady in Issan. 

8 hours ago, 473geo said:

Off you go, you are too entrenched in your ideas to carry the flexible, less vociferous and critical approach required in Thailand

Too many voice their opinions openly regarding Thailand, without really understanding how it came to where it is today

 

For example I have a little respect for your in laws opinions that education is not the be all and end all!

I would rather my son had land, and a home to return to, where, he could survive without having to work for somebody else, than push him through an expensive school into corporate slavery

 

Thailand is not all bad and constant criticism, warranted or not, will always be disconcerting for a Thai wife, pushing them more towards the 'get all you can' attitude for fear the obviously disgruntled farang dumps them!

 

In my opinion large volume of marital problems are caused by the inflexible approach of the farang and their constant stream of disparaging remarks about the Thai, Thai women in particular, and Thailand!! But to the farang this is normal, they cannot appreciate the damage and uncertainty they cause with their 'honest appraisals' until it is way too late.

 

An inflexible approach would be acting as an ATM spitting out 1000 Baht notes. When the ATM machine is out of operation, the true colours come out. Without money what is a relationship between a Thai and Farang in Thailand? I am starting to figure this out for myself. I don't have anything bad to say about the cities in Thailand but I don't want to live out my days in Issan. I've been to most areas in Issan and they all look and feel the same. Issan is tough for a farang to live in.

5 hours ago, kevvy said:

My eyes are wide opened. My wife and I built a 38 home village down near Rayong 4 years ago . She has never taken any money from the company which she owns , sometimes if you open your mind and eyes you can find many beautiful, trustworthy Thai ladies .I came hear 10 years ago to be with my wife.How the years go so quick , but the love is better now than w first met . I have friends who feel the same . You should open your eyes . He does not have a loving relationship , he says he lived in Melbourne , how could he afford the rents in Melbourne , or the home if he brought one .Oh , that's right he properly lived with his parents.

In 2020 someone else will post the same boring post which we have all heard for years . He is A drama queen. Maybe next years one will get over 10 pages ..

You are obviously clueless about real estate prices in Melbourne going back a decade. Very affordable. I know I would rather be spending $500K on a place in Melb rather than 3 crummy overpriced houses in Issan. Absolutely worthless.