Your twisting the statements to deflect. First off this isn't 2016. You go ahead and let wise send it thru 10 banks and every bank after the first transfer, if not 1 of there 3 source banks, shows it as a domestic transfer and you need your bank to get a FET document for the transaction.
It has nothing to do with the exchange rate but i guess that too confusing for you to understand. Not the same with Swift, its bank to bank direct. Have a good day im done with you on this.