PatchinExPat

10 minutes ago, BritManToo said:

define failure?

define success?

 

i rather like this definition of success .....

'to lie with the wives and daughters of my recently dead enemies and ride their horses.'

but that's a bit old fashioned these days.

So you live in a world full of enemies, and your reward for that is

taking advantage of women , used as your masturbation devices, sad for you.

I have friends, I have people who are not friends, but wish me no harm, as I wish

none for them. But I don't think either group feel they need to worry about me

taking advantage of them, I have tried to show through my actions that is a

trait of my makeup.

Sex is a very important part of being human, I have been fortunate to enjoy it

a lot, but never as revenge. 

3 hours ago, GinBoy2 said:

Ugh, there is no good answer to this.

 

I've got an old college bud who works for CDC.

 

In talking to him he describes it like this.

 

The virus is like a forest fire, and needs fuel, of which we humans are the fuel.

 

Now if you contain the fire but there is still fresh fuel around, it only takes one spark for it to flare up again.

 

I thought that was a pretty apt analogy for the virus.

 

We either let it infect enough of us so there is no more 'fuel', or we lock ourselves down but when we come out it'll only take one infected person to restart the whole deadly cycle again.

 

Neither are very palatable choices

Well no, they are working very hard on vaccines, and I hope I live long enough to

have one, then I can relax some, knowing I have pretty good odds of not having it 

and return to some things I enjoy.

For me a better option than dying.

With out vaccines I could have very well been dead of many diseases long ago. 

13 hours ago, rvaviator said:

Very true ... and very many of them around is it not ? ????

And I expect you really like when one of the lessors of the world bring you another cold beer. Or you get over on some lessor female, you can use for the moment.

I have not known very many who try and make this argument  who have shown their self

to be one of the bright lights of the world.

Most I have known were more or less failures, who were mad at the world because

they feel they were never given all they wanted.

14 hours ago, nausea said:

Agree, that's life. It's a Darwinian thing, survival of the fittest and all that. The more we rely on artificial aids the more devastating the real thing will be. And this is just a precursor. We have developed a society where the weak and the old can survive, and many of them give us significant benefits, Stephen Hawkings being an example. But this thing, where stupid, middle class, genetically weak, kids enter positions of power, based purely on money and psychopathy, ain't so good. Ha!

So if are just in it for the fittest and fastest, and culling the herd, why wait on viruses to do the dirty work? By your thinking all laws against murder should be suspended as that it a quicker and less costly method of reaching your ideal population numbers.

Sorry, but you could be culled much sooner than you hoped for, but it is the world you

want to live in. 

I expect and hope you visit a dentist , but why do you do that, in your world we have

no need for dentist, let nature decide what happens in your mouth.

And while we are at it, what great need have you spent your time here trying to

alleviate, are you and have you just been a parasite all your life? Inquiring minds

want to know.

3 hours ago, thaibeachlovers said:

You obviously don't get that it's not about continuing a privileged life, it's whether we'll have any sort of life other than poverty after.

How many people is it worth reducing to penury so grandparents can spend more time with grandchildren? People die of poverty too.

What happens when people with normal health problems can't be treated because the health services will be broke after this ends?

Oh, I think your bar stool is safe until this is over

Looks like a whole bunch of Alcoholics are going to shaking like a leaf for a while.

I have been moving my money from my USA bank to KBank using a 

SWIFT transfers. No problems. I usually make one per yr of a million

baht. 

The only thing is you need someone in the USA to go to the bank and make the transfer.

I have 2 nieces who have a power of attorney to do that .

It cost about $35 USD each time.

Very quick , in my HBank  bank account in 3 days.

10 minutes ago, Jingthing said:

If you started in Thailand, you started with an O visa, not an O-A visa. O-A visas are never issued in Thailand. 

 

Have you signed up for U.S. Medicare and Part B? Assuming so, why are you paying for additional U.S. health insurance or are you talking about a long term care policy which is limited coverage on Medicare?

I have kept my medicare part A and B , plus I have the medicare gap coverage for my employment as a fire fighter in home city. United health care.

Part B cost about 135 and my extra coverage cost about 160

I could just keep the Medicare and hope I never need it.

Lots to think about.

I got my Visa in Thailand , I was on a 90 visa issued in the USA.

It was my 3ed such visa and it after my wife and I got married.

So I am on an O retirement visa.

Thanks.

4 minutes ago, Sheryl said:

Oh dear.

 

Make sure you have your affairs in order and if not, do so now before your memory gets any worse. By which I mean, wills (financial and Advanced Directive)  and powers of attorney (Financial and Health Care). Most people need 2 sets, one for home country and one for Thailand.

 

If you do not have people in Thailand you can rely upon to look out for you/make necessary arrangements  if things worsen then maybe now is the time to consider returning home.

Yes, I have most of those things in place. 

I have a wife and her family that really care for me here.

Good people, I try to pay if forward to them now.

I don't need anything extra right now , kicking along pretty good.

Returning will not be easy, as I have no children or others who have an

interest in caring for me.

I do have brothers and sisters, but you know they are as old as I am.

Sure they would feel they had to take me in or get me situated in a nursing home, but neither of those appeal to me in the least.

I had hoped to live out my time here, trying not to be a big bother to anyone.

This the end I had planned for, and yes I need some insurance here for an emergency.

I will take all your advice into consideration and thank you so much Sheryl.

4 minutes ago, Sheryl said:

Don't cancel your US insurance (by which I assume you mean Medicare Part B? - lifetime penalty if you drop it and later need to re-enroll)

 

You can  get a policy from Pacific Cross with not too bad a premium if you take a high deductible, and they have confirmed that taking a deductible won\t affect issuing the needed Imm certificate.  They guarantee cover through age 99. Expat staff in their office so communication is easy.

Thanks Sheryl,

I will try to connect with them this next week.

Sounds like a plan.

I don't expect to make 99, maybe 75 if lucky.

My American wife was named Sheryl, I lost her in 2013 to Alzheimer's Disease.

My memory is getting so bad already, I keep paper and pens all over to make notes,

who knows where that is going.

31 minutes ago, Sheryl said:

Last report I saw was that Prachin was saying extensions (if entered on an OA) did require it but that was some time ago and at least one IO in the same division has since revered their stance so it would be worth asking again.

 

However imm requirements aside you really should not be uninsured in Thailand and from what you say your US coverage can't be used here.

 

Prachin is my Imm office and I get on well with the staff there,  who I find to be pleasant and polite (though strict).  But be sure to dress nicely, they are very status conscious.  They appreciate it if you bring them fruit or other edible treats...nothing expensive, I scored a lot of points with just a few papayas from my garden.   And aim for a time when they are not too busy.

I try very hard from my first visit to Thailand to be polite and respectful of all

the Thai people, I really like them.

Actually, I don't know exactly what kind of visa I am on. It says Retirement, so I think that is a type O-A. I don't speak Thai, I have tried. I depend on my wife and her sister to explain things to me, most of the time.

My first Retirement visa was through the help of a lawyer in Bangkok, he handled the paper work for me. So I would go back to him each yr and his staff would get me registered for another yr. He is David Lamb a TSL, he is a US/Thai person.

But I want to try and do it myself in Prachin from now on.

I have kept my USA insurance for any long term chronic conditions. And paid out of pocket here. My USA insurance does not cover me out of the country.

Mike Teavee Posted, 

""I know it's been discussed in many other threads & is pure speculation but I personally cannot see how they won't implement mandatory Health insurance for Non-O (Retirement) extensions as well as the Non-OAs so feel a strategy of converting to one is short lived at best, quite possibly a complete waste of time.

IMHO It's better to get Insurance as early as you can as the cost will only get higher the older you get, in the OP's case it seems that he's already paying for insurance in the US so could put whatever he's saving by ditching that towards getting insurance in Thailand (Seems his preference is to remain in Thailand anyway so another good reason to get insured in-country).""

Yes, I think trading visa types is no going to get you anywhere and I am not a backpacker wanting to cross borders all the time.

Mike, I would be willing to give up my insurance in the USA if I felt this would be the end of changes. I think the they are now wanting to work toward the more wealthy immigrants, with the longer visas they have now, and putting the screws to us guys 

who came on the 800,000 bank guys.

I have a retirement income  of a 1,300,000 Baht before deductions,and my house paid for and been living pretty nice. I have paid out of pocket for Dr visits and meds.

But any new regulations and they will close my out on staying here.

If I cancel my USA insurance and then have to leave, I will be in a bad fix.

The lady running Patchin office is not one to be overly friendly to

us old timers.

I expire in june and I am about ready to transfer 1 million baht here,

I have been doing once a yr.

But I don't want to do that if they are going to send me back to

the USA.

I have never tried any of the visa work arounds, by leaving and coming back.

Not sure how any of that would work.

Thank you Sheryl will download and read

I am 70, been here on a A-O , retirement visa for 6 yrs.

It is not easy or simple to keep up on exactly what they will 

want for each 1 yr extension. .. I need advice on getting legal on the health insurance requirement. Any names of health insurance companies you know personally about would help. I have complete coverage back in the USA, but it does not provide anything for Thailand. My plan was to pay out of pocket for medical needs unless I received a bad report like cancer or something else that is going to be very expensive. If so I would grab a plane back the USA to cover that.  If I can find good insurance here I could cancel coverage in the USA and stay here, if not it looks like my only choice it go back. Sure appreciate any advice and help in figuring this out. I will check often and try to respond to any helpful advice.