Etaoin Shrdlu

Prudential is a life insurance company, so the coverage is life insurance on you, not property insurance on your home. I think it is common for banks to require this, but I do not have personal experience. Banks may also require property insurance on the home, but it is often limited to fire and related perils only, making it fairly inexpensive. UOB and Prudential most certainly have an agreement to work together and have agreed policy wording for the claims payment clause which would pay the bank first for the amount of any outstanding loan. There will also be communication protocols between UOB and Prudential in the event of non-payment of premium. The bank won't want to have to negotiate these items with another insurer on a one-off basis. The premium levels for the life policy are influenced by your age during the tenor of the loan making direct comparison with others more difficult. Good luck.

Have had good experience with Asia Cab, the one with the London-style taxis: https://www.asiacab.co.th Call them in advance and they will come to your residence or office at the appointed time. Clean cars and polite, well-dressed drivers. Certainly worth the modest additional cost compared with regular taxis.

Just received this from Citibank: At present, Citigroup Inc. and United Overseas Bank (Thai) PCL have officially obtained the approval of the Bank of Thailand and other relevant authorities for transfer of Citi's consumer business in Thailand. Citi hereby informs you that such business transfer will effect on 1 November 2022 or such other date as notified to you. All banking products and services provided to you by Citi will be transferred to UOB and Citi will continue to be the service provider for such products and services on behalf of UOB. Citi would like to express our gratitude to our customers for the trust. I wonder how it will work with Citi providing services on behalf of UOB and for how long that will last.