
Etaoin Shrdlu
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Everything posted by Etaoin Shrdlu
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Insurance for newborn baby (1 month old)
Etaoin Shrdlu replied to Joejoejoejoe's topic in Insurance in Thailand
Proper medical insurance for a term less than one year is generally not available from insurers in Thailand. See if your current insurer has a solution first before looking elsewhere. -
I also received the letter yesterday from SCB about this development. Reading between the lines of the public relations spin contained in the link the OP provided, it seems that SCB is looking to go downmarket in reaching out to the 20 million Thais they claim don't have access to formal credit. They also seem to be expanding their digital footprint as a means to do so, but details are scant. SCB must see this as being a somewhat risky venture since they state that this is being done to "export CardX from the banking business." Perhaps this move ring-fences this risk from the core bank balance sheet. For the most part, it does not look like major changes are in store for most existing SCB credit card holders, but time will tell. Perhaps someone in the banking business could help interpret this change and explain why SCB felt it necessary to do this.
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If you only have IPD coverage, it is unlikely that cryotherapy will be covered. For IPD cover to kick in, you would need to be admitted to hospital. There are exceptions to this, but cryotherapy for AK is probably not one of them. Check your policy. Usually the exceptions to the admission requirement are specifically mentioned. If not, ask your broker or the insurance company. Good luck.
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It seems that every time the country goes through a rough patch politically, either foreign land-ownership or the Foreign Business Act becomes a political football. This lets them beat up on each other a bit but at the same time point a finger at the dreaded foreigner as being the real bogeyman, allowing them to compete to see who is the biggest nationalist or xenophobe.
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It may not have been that the pink card was compulsory, just that they needed two forms of ID stating my address and the the TM17 residence book somehow did not make it on their list of acceptable documents. There aren't that many PR holders, so it could just be an oversight when they implemented this new requirement. The red police book does not show my address.
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throttling your internet when connected to IPTV
Etaoin Shrdlu replied to Froggybanrai's topic in Pattaya
I understand that it isn't uncommon for an ISP to throttle access to downloads or streaming from overseas websites in order to manage international network traffic. I've experienced True doing so when I re-installed MacOS a while back. I called True and after the call center employee spoke with a tech person, the throttling stopped. The call center employee acknowledged that my download had been throttled. But perhaps this was because it was a download and not a stream. Maybe True does not throttle streaming. I don't know. I think a VPN makes it more difficult for the ISP to determine the nature of the data passing through and possibly avoids the throttling if it is based upon the type of data. I also agree that the issue may be the lack of bandwidth on the part of the IPTV provider, but I am not aware of a solution if that is the problem. -
throttling your internet when connected to IPTV
Etaoin Shrdlu replied to Froggybanrai's topic in Pattaya
Some ISPs will throttle large downloads or streaming from some websites. Using a VPN can get around ISP throttling in some cases. -
"Russian Tourists Flocking To Koh Samui" Flocking Russian Tourists.
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Rental Exit Strategy
Etaoin Shrdlu replied to Padthaigoong's topic in Real Estate, Housing, House and Land Ownership
Some rental contracts will state that the full amount of the rent is payable at the signing of the contract or upon receipt of the keys by the tenant, but the landlord grants the tenant the ability to pay on a monthly basis as long as the tenant abides by all terms of the contract and pays on time. Failure to pay monthly rent would then be breach of the contract and the entire remaining amount would become due immediately. Even if the contract is not this explicit, the rent is still due for the entire term of the contract. The reality is of course that it is difficult and expensive to go after deadbeat tenants, so you may get away with absconding. I would recommend trying for a negotiated exit, but It might not be advisable to tell the landlord that you find the unit terrible. -
Flying Foxes (Fruit Bats) in Samui
Etaoin Shrdlu replied to phetphet's topic in Koh Samui, Koh Phangan, Koh Tao
This does not justify handling bats. -
Earlier this year I went to the DLT to get an IDP for upcoming international travel. I had my Thai DLs, passport, blue tabien baan, red police book and PR residence book and signed photocopies. This was sufficient in the past, including back in 2019 when I got an IDP at the same DLT office. This year they wanted my pink ID, too. This was the first time I had been asked by any Thai official to present the pink ID card and I was a bit surprised when asked for it. Now it makes sense in light of your explanation above.
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Flying Foxes (Fruit Bats) in Samui
Etaoin Shrdlu replied to phetphet's topic in Koh Samui, Koh Phangan, Koh Tao
I don't know specifically about flying foxes, but according to the CDC, bats are the leading vector of human rabies cases in the US. -
Flying Foxes (Fruit Bats) in Samui
Etaoin Shrdlu replied to phetphet's topic in Koh Samui, Koh Phangan, Koh Tao
I have seen them from time to time here in Bangkok. I think some live in or near our mooban. -
You would probably be best served by finding a good insurance broker that can get you quotes from a couple of different insurers and provide advice on which one may best suit your needs. That said, there are many insurers in Thailand that offer public liability and employers' liability insurance. Some have multi-line package policies for SMEs that bundle those and other covers together in one policy. I know AIG Thailand and AXA Thailand offer such products, but so do others. Find an independent broker and discuss your requirements. Good luck.
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From time to time Villa Market runs out of the type of Cheetos my daughter craves. They may be gone from the shelves for days, weeks or months, but they re-appear eventually. I suspect the same happens to Crunchips. It is most likely a supply/logistics issue.
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By 1962 I had already moved from the country and continent where I was born.
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HYDROGEN cars are here ! - Hyundai
Etaoin Shrdlu replied to Social Media's topic in Thailand Motor Discussion
Can't wait for the Benz-Hindenburg. Oh, the humanity!