
Etaoin Shrdlu
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Everything posted by Etaoin Shrdlu
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I just completed this quiz. My Score 30/100 My Time 157 seconds
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America Is Already Great Innit Mates
Etaoin Shrdlu replied to Lewie London's topic in ASEAN NOW Community Pub
America is far from perfect and there are areas that cry out for improvement, some of which you have mentioned. I doubt that many of them are on MAGA's agenda, however. In fact, it seems that MAGA is actually against seeking workable answers to most of them. -
BREAKING NEWS American Cardinal Robert Prevost Elected Pope Leo XIV
Etaoin Shrdlu replied to webfact's topic in World News
And to think he was elected by the Cardinals! Edit: Turns out his brother is stating that he's a White Sox fan. Makes sense. Cardinals would never elect a Cubs fan. He grew up on the South Side, so that explains it, too. -
BREAKING NEWS American Cardinal Robert Prevost Elected Pope Leo XIV
Etaoin Shrdlu replied to webfact's topic in World News
The real issue regarding the new Pope comes down to this: Which team will have God on its side, the Cubs or the White Sox? -
America Is Already Great Innit Mates
Etaoin Shrdlu replied to Lewie London's topic in ASEAN NOW Community Pub
Exactly. And those who say "make America great again" are implying it isn't great now. What losers! -
Our son needed to go to the DLT to get his 5-year license while he was briefly back home a couple of years ago. The only appointments we could get at Bang Chak were well past the date he needed to return to his university in the US. Other DLT offices in Bangkok were also booked solid. We drove to the DLT office in Samut Prakan, walked in, and were able to get the new license. Not sure if this would work in all cases, but it did in ours.
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Crime Shocking Underage Sex Ring Busted: Teen Arrested in Bangkok
Etaoin Shrdlu replied to snoop1130's topic in Bangkok News
The picture on the right. Were they furries, too? -
McDonald's suffers worst U.S. sales decline since 2020
Etaoin Shrdlu replied to placeholder's topic in Political Soapbox
Drop in sales must be due to increase in cost caused by the tariffs imposed on McDonald Island. Those pesky penguins ripping off the US all these years by sending burgers and fries without importing anything in return. -
Cheapest Car Insurance for an old beater Honda?
Etaoin Shrdlu replied to ThaiNoobie101's topic in Insurance in Thailand
The difference in premium between insurers for basic third party liability cover for a vehicle won't be much. Last year I think I paid about baht 2,000 for basic liability cover for a pickup truck that is over 20 years old. That's in addition to the compulsory Por Ror Bor scheme. -
Trump wants his own parade - literally
Etaoin Shrdlu replied to ronnie50's topic in Political Soapbox
He'll commission a film to memorialize this event. It will be called "Triumph of the Will". Oh, wait! That title's already been taken and Leni Riefenstahl is long gone. -
Trump wants his own parade - literally
Etaoin Shrdlu replied to ronnie50's topic in Political Soapbox
This thread isn't about Joe Biden. It's about Trump's desire for a self-aggrandizing parade at taxpayer expense. Let him take up a collection from his MAGA cult members to pay for it. -
When I first came to Thailand to work, I obtained a reciprocal license based upon my US license. I never used it, but it was a bit of a novelty having a Hotel Sierra callsign. After I obtained PR, I suppose I could have sought to get a proper Thai license, but by then I had lost interest in the hobby, plus the hassle of importing a rig, etc. was more than I was up for while I was working.
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Anyone use ACS or Morgan Price
Etaoin Shrdlu replied to global expat's topic in Insurance in Thailand
Pacific Prime is a reputable insurance broker, at least from what I can gather. -
Anyone use ACS or Morgan Price
Etaoin Shrdlu replied to global expat's topic in Insurance in Thailand
A policyholder does not normally have direct recourse to reinsurers, so if the insurance company that issued the policy becomes insolvent, the policyholder would not get paid directly by the insurance company's reinsurers. If the insurer that issued your policy goes bust, there may be a guarantee fund run by the insurance regulator that would step in and pay the policyholders' claims, but not all jurisdictions have such funds. Thailand actually does, but it was not adequate to address the claims made against some Thai insurers that became insolvent due to the Covid policies they issued. I do not have much insight into offshore insurance brokers that deal primarily with expatriate health insurance. Other AN members may. But it is usually best to find a broker in a jurisdiction that has strong regulatory oversight and good consumer protection laws. Many EU jurisdictions, the UK, and some US states like New York would fit this description. -
Anyone use ACS or Morgan Price
Etaoin Shrdlu replied to global expat's topic in Insurance in Thailand
There are several large, multinational insurers that offer health insurance to expats.These insurers will have strong financial strength ratings from AM Best or Standard & Poor, which means that a policyholder does not need to worry too much about the insurers becoming insolvent. Nothing is guaranteed, of course, and AIG, once one of the world's largest insurers, almost bit the dust back in 2007/2008 despite excellent financial strength ratings just prior. Cigna, AXA, Allianz, and insurers at Lloyds, among others, carry good financial strength ratings and if you take out a policy with them from one of their offices in a well-regulated jurisdiction and through a reputable insurance broker, you will at least have a proper regulatory environment and reasonable consumer protection to go along with financial strength. My suggestion would be to find a good insurance broker outside of Thailand who deals with the Europe-based operations of major insurers. Discuss your needs with the broker and let them provide you with indications or quotes from major insurers. Others may be able to suggest an offshore broker. -
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Anyone use ACS or Morgan Price
Etaoin Shrdlu replied to global expat's topic in Insurance in Thailand
Morgan Price is an insurance broker, not an insurance company. MP acts as a managing general agent for Antea International Insurance Limited and this is the company that actually bears the risk of loss under the policies issued by Morgan Price. I cannot find any financial information on Antea International Insurance Limited using AM Best and Standard & Poor websites. Antea International Insurance Limited does appear as a "Licensed International Insurance Entity" under the heading "Captive Insurance Companies" on the website of the Financial Services Regulatory Commission on the island of Nevis in the Caribbean. (Where have we seen something like this before?) I would not feel comfortable having a policy backed by an insurer that appears only to be licensed and regulated by a regulator in a tax haven country that may have lax oversight and few consumer protections. While Morgan Price is regulated in the UK by the FCA, I don't think Antea International Insurance company Limited is. Brokers are not usually responsible in the event an insurer goes bust. My preference would be to have a policy issued by an insurer with a satisfactory AM Best or S&P financial strength rating and is based in a jurisdiction known for strong oversight and good consumer protections. -
We don't know what the mother wanted. She wasn't allowed to contact her family or a lawyer. She may have wanted her children to remain in the US with relatives. https://www.theguardian.com/us-news/2025/apr/28/women-children-citizens-deported-honduras
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Economy Thailand May Be Spared from US Tariff List
Etaoin Shrdlu replied to webfact's topic in Thailand News
"Leading the charge is Thailand's cat and dog food exports, capturing 38% of the US market share with 30.2 billion Thai Baht last year." Most of this is probably product made by Mars, Inc. an American company. Mars owns the Pedigree, Iams and Royal Canin brands. Wouldn't be surprised if an American company got an exemption to the tariffs. Mars also makes Snickers and Mars Bars, presumably in a different factory. -
Why so many conspiracy theorists and what to do about them
Etaoin Shrdlu replied to kwilco's topic in Off the beaten track
Your tinfoil hat is on crooked. -
ALL VACCINES WILL KILL YOU - The evidence is overwhelming
Etaoin Shrdlu replied to Red Phoenix's topic in Covid/Vaccine
Vaccine Choice Canada is an anti-vax organization that continues to peddle debunked claims and conspiracy theories regarding vaccine safety and effectiveness. -
7-Eleven No Longer Gives Receipts - What Happened?
Etaoin Shrdlu replied to SeaMike01's topic in General Topics
Not sure how that works.