Hi Tea

On 6/29/2020 at 10:30 PM, gamini said:

So what happens if you die. Your wife will have a real problem getting any money if it is in your account. That's why have a joint account

Although some don't, if a party to a joint account dies the other party, by law, has to advise the bank.  They can then make whatever arrangements are necessary to get access to the funds.

On 6/28/2020 at 1:34 PM, samtam said:

Staggered by the level of unprofessionalism, and irritated by the inability to make a simple transfer from my account.

"...irritated by the inability to make a simple transfer from my account..."

...from "our account", not "my account".  

At least you can rest assured that no one can transfer "your" funds out without your permission.

"Staggered by the level of unprofessionalism..."

Wow, some people are easily staggered.

23 hours ago, webfact said:

The Department of National Parks, Wildlife and Plant Conservation said on its official Facebook page that the elephant’s head and tail were missing

"...the elephant’s head and tail were missing..."

Judging from the OP photo, that elephant must have had two tails before it died.

On 9/17/2020 at 10:53 AM, Sambotte said:

Looks like 18 billion, not 180.

Still... interesting.

Still wild speculation, based on figures plucked out of the air!

Packages containing vitamins and supplements are likely to be opened as those items need to be approved by Thailand's FDA.

If the items are being shipped using FedEx, UPS or DHL (and probably others) the courier company will automatically charge any import duty/VAT, in addition to their own disbursement fee of a couple of hundred baht, as they are contracted to collect duty for the Customs Dept.  Any duty, tax, or fee will be listed on their shipping advice to you (if it gets through Customs).   The value of the items will be assessed by Customs.

A normal postal package is less likely to be intercepted.

1 hour ago, Thaiwrath said:

1 hour ago, Hi Tea said:

But Pol Colonel Roongroj Phuthiyawat was nowhere near "the very top".

I never said he was.

You did post this, "It seems the biggest pandemic in Thailand isn't any virus, it's corruption, starting right at the very top", on a thread about corruption in the rubber gloves case.  

That sure looks like you were suggesting that the Pol Col referred to in the OP (who has been shunted from his position for authorising a deal that he was not in a position to sign) was near "the very top".

25 minutes ago, rak sa_ngop said:

Now I don't know about life insurance companies ... Tread carefully.

OP, tread carefully when taking financial advice from anyone who does not know what they are talking about.

24 minutes ago, rak sa_ngop said:

Now I don't know about life insurance companies, but if there is a similar amount of charging do not expect to see the whole of your 3500 pounds a year wisely invested.

 

But if you put 291 pounds  month into a bank or other investments for 20 years, you will need an annual investment growth rate of 12 pc a year to reach a total value of 290,762 pounds (69,840 deposit plus 220,921 growth return).

 

On the face of it 3500 pounds a year Life Insurance for 20 years doesn't look too bad. But what's the catch?

 

Tread carefully.

"...do not expect to see the whole of your 3500 pounds a year wisely invested".

That is irrelevant.  He wants life insurance, not life assurance; there is no investment element in a life insurance policy that will affect the value of the pay out to the beneficiary.  The benefit is set at the start of the policy.

On the face of it 3500 pounds a year Life Insurance for 20 years doesn't look too bad. But what's the catch?

What "catch" are you warning him to beware of?  For life insurance an established insurer providing a specified benefit for a fixed premium is all that the OP needs to consider.

3 hours ago, unclegrenv said:

That had crossed my mind. Will they pay? I need to do more research first. Thanks for replying. 

"I wouldn't trust a Thai insurance policy for 1 second" - Nero Dog

Why on earth would you think that an established Thai insurance company would not pay a valid death benefit claim?  Just because Nero Dog said so and because it's a Thai company?

"...a quote for 300,000 British pounds over 20 years and the cheapest has been 3,500 pounds..."

How come a Thai insurer is quoting benefits and premiums in GBPs?

33 minutes ago, Thaiwrath said:

It seems the biggest pandemic in Thailand isn't any virus, it's corruption, starting right at the very top.

But Pol Colonel Roongroj Phuthiyawat was nowhere near "the very top".

On 9/16/2020 at 11:58 AM, Denisd said:

looking for a furnished rental house in Ekkamai. Budget 30 to 40.000 baths. How should we go about it ?

Google "house rentals Bangkok".

5 minutes ago, Rdrokit said:

Ceramic coating, also sometimes called nano-ceramic coating, is a permanent or semi-permanent solution to your worries depending upon the coating and type of polymer used. Due to its chemically intrinsic properties, it does not break down in normal atmospheric conditions like rain or summer.

"...it does not break down in normal atmospheric conditions like rain or summer".

So why do they all offer a re-coating service during the warranty period?  If it doesn't break down it shouldn't need re-doing.

16 hours ago, bbabythai said:

the sales guy is offering ceramic car color coating for 35,000 with 5 yrs warranty. . He says its to protect the real color of the car skin. 

Did he also say that he makes loads of commission from it and that factory paint doesn't need any extra protection?

1 hour ago, Optomist said:

I had just put the photos as an example, does not have to be a particular make , the size of van is what I am really looking for. Thank you.

There are a number of Thai magazines along the lines of Auto Trader that advertise hundreds of used vehicles including commercials.

Mercedes dealers sell Sprinters.

17 minutes ago, stouricks said:

21 minutes ago, Hi Tea said:

Good grief...Huawei upgraded your phone so you complained about it to the "CEO" of Toyota?  

No Mr Tea, read what I wrote. I complained to Toyota because THEIR radio cannot connect to any phone above Android 8 and their staff simply said 'buy a new radio'

I have no problems at all with the Huawei phone.

No, it's your phone that now cannot connect to the radio. 

The Toyota radio in the Toyota has not changed, the Huawei phone has and that makes it non-compatible with the Toyota product; that has nothing to do with Toyota.

Do you expect a new radio, gratis, from Toyota?

By the way, stouricks, my Thaivisa name is "Hi Tea", not "Mr Tea", please don't deliberately mis-quote it again.

17 hours ago, stouricks said:

This is totally unacceptable and I have emailed the CEO in Japan.

Good grief...Huawei upgraded your phone so you complained about it to the "CEO" of Toyota?  Some may say that would be really "totally unacceptable".

21 hours ago, simple1 said:

22 hours ago, Hi Tea said:

The members who normally rant furiously about compensation payments being made to victims here in Thailand and how wrong it is are strangely quiet on this one.

Compensation money is paid in Thailand to settle matters in order for the accused to avoid going to Court, corruption also involved.

Oh, yes? 

Did the compensation paid to the RTP officer's family in the Vorayuth case stop it going to court or was an arrest warrant issued for him regardless?

Did the compensation paid to the families of the two students killed by the speeding Merc driver stop it going to court or stop him from being jailed?

6 hours ago, Tug said:

Rather large brown envelope I hope it was funded by the idiot that signed off on a no knock warrant 

You'll be disappointed, it will be paid by the police department's insurers.

The members who normally rant furiously about compensation payments being made to victims here in Thailand and how wrong it is are strangely quiet on this one.

22 minutes ago, Lacessit said:

Today, i was making a right turn into a favorite coffee shop of mine. Somchai in his small car had been about 200 metres behind me for a few kilometres. Next thing, he's nearly up my clacker and had to swerve violently to avoid a collision. Either texting or half asleep. I think he only missed me because I could see him coming in my rear view mirror ( You know, the things Thais only use to apply lipstick ) and turned my flashers on to supplement the right turn signal.

Beyond question, Thai drivers are on the Olympic podium as the world's worst drivers.

 

So you were turning right and another car didn't hit yours or cause you to do anything different from your original plan, then.  Interesting.

10 hours ago, torturedsole said:

10 hours ago, Hi Tea said:

It's the number of deaths that matter, not the number of tests!

Surely one can't determine cause of death without testing.

 

Please elaborate as you've confused the heck out of me.  

Autopsy, postmortem, is how cause of death is determined, not Covid-19 testing before the virus has been confirmed in a person.

2 hours ago, mikebell said:

Forgive my errors - too early in the morning. 

'he targeted mostly drunk persons' was the practice to which I was referring.  The mamasan used to short change drunks (me) when they were paying for room hire.  I asked the girl involved & she agreed it was always 300 baht & her share was 100.  Again not a trace of a blush.

'shamefacedly' started out as 'unabashed' mutated into 'unashamedly' but lost its 'un'.

If you fancy a full-time job correcting me, go to   https://mwbell2000.wixsite.com/mikebell

 

No thanks.

3 hours ago, AndrewMciver said:

Watching the news this morning regarding covid in Thailand. 

 

To my surprise, it stated Thailand has only carried 749,000 covid tests. For international comparisons :

 

THAILAND population - 69 million - 749,000 tests

UK population - 68 million - 19,200,000 tests

UAE population - 9 million - 8,000,000 tests 

SINGAPORE population - 5 million - 2,280,000 tests 

 

There is the added threat in Thailand that if you test positive you will be taken to a quarantine centre, which is also making people reluctant to go to hospital for mild cases. 

 

Thoughts on such low testing ? Thailand has one of the lowest testing rates in the world. 

It's the number of deaths that matter, not the number of tests!

11 hours ago, lopburi3 said:

And you would really expect a bank to report such an attack? 

So how do you know about them, then?!..."There have also been major computer ransomware attacks this week".

On 9/12/2020 at 10:58 AM, MrMilk said:

"Transaction cancelled. Contact your bank"

If your account balance and the card is ok then that usually means that the ATM has run out of cash.