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Hammerite

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Posts posted by Hammerite

  1. 51 minutes ago, richard_smith237 said:

     

    Thats awful and I sympathise...    Were you aware your insurance company had an age cut off policy ?

    IMO - its wholly wrong that an insurance company is permitted to behave in this manner. 

    I believe it is Thai based insurance companies that can get away with this behavior, where as overseas based insurance companies (i.e. based in US or UK etc) are under more strict regulation. 

     

    Health insurance in old age is one of the concerns I have as a long termer here... 

    Retirement is a long way off, but I worry about being in a similar situation - either priced out of insurance, or unable to secure insurance in the first place - we have access to the national health care if something very serious arises. 

     

    Not only Thai based insurance companies. Most companies have an age cut off regarding standard insurance  Mine is cheap until age 70. Then when 70 you have to get an individually assessed polilcy. If you have a number of health conditions this is likely to be unaffordable

     

     

     

     

     

     

     

     

     

     

  2. I personally turned up at a Thai private hospital with acute appendicitis and they would not admit me at all until they had a deposit from my credit card!! All my subsequent treatment had to be claimed for cup front on my card as the Insurance Company were so slow!!! (I got it back later). 

    I assume public hospitals are different??

    So Mr Penson and all his mates seemingly couldn't dummy up this amount between them for him to pay back later??? But they can all afford a holiday in Phuket???

    Draw your own conclusions!!

    That's against medical code of practise and against Thai law, it doesn't sound like it was very acute.

     

    Against medical law or not ,it happened. 

    Not very acute ...they operated immediately and found I had a burst appendix, with GANGRENE and APENDIX CANCER showing up on biopsy. !! 

    An emergency hemicolectomy was then performed to prevent spread of any cancer. After 3 weeks  when I was fit enough to fly I returned to blighty on a business class flight(paid by insurance for chemo as I didn't want to work away from home and be treated in Thailand which although the treatment would have been the same ...would not have been funded by my insurance)

    Happily I fully recovered ☺ 

     

  3. I personally turned up at a Thai private hospital with acute appendicitis and they would not admit me at all until they had a deposit from my credit card!! All my subsequent treatment had to be claimed for cup front on my card as the Insurance Company were so slow!!! (I got it back later). 

    I assume public hospitals are different??

    So Mr Penson and all his mates seemingly couldn't dummy up this amount between them for him to pay back later??? But they can all afford a holiday in Phuket???

    Draw your own conclusions!!

  4. Confuscious.....my father took a ruler and hit me again on my hands.
    "If the monk has hit you, he surely had reason for it and you should not complain."

    Ah memories... I went to a similar secondary school in England. In rhe 70s. My dad once asked me if the monks ( the Brothers) had ever hit me ( this was with the Tawse: a thick reinforced leather strap). 

    When I said yes , he was at first outraged but after a couple of seconds said "well you must have deserved it"!! Fortunately I was not whacked again by my dad

    To be honest in those days  most students preferred  school discipline  to having parents informed as the consequences would have been far far worse ....punishment not only for the misdeeds but for having brought shame on the family and being reminded of this at every opportunity  by your folks!!! 

    • Thumbs Up 1
  5. 6 hours ago, Leaver said:
    15 hours ago, Hammerite said:

    It was explained to me by a delightful young lady ,(after I got a bit peeved about the daft stories) ,that it was her job as a bar girl to ask for as much as she could get away with and my job as a farang to try and get away with paying her as little as possible (while keeping her happy)!!

    We got on fine after the rules of the game were outlined !!

     

    Did the rules of the game change after you married her? 

    We never got to that stage although I did meet her family and remember her fondly 25 years later!!!

  6. It was explained to me by a delightful young lady ,(after I got a bit peeved about the daft stories) ,that it was her job as a bar girl to ask for as much as she could get away with and my job as a farang to try and get away with paying her as little as possible (while keeping her happy)!!

    We got on fine after the rules of the game were outlined !!

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