Cardano

I am due to receive my state pension in October 2028 so yesterday went to the Gov.UK site and checked my NI qualifying contributions and forcasted pension amount. The information provided shows that I have 30 qualifying years and can pay voluntary contributions for a further 4 years (so 34 years in total) at a total cost of £3,244.80. The pension forcast figures are as follows; with 30 years contributions pension of £10,528.07 per year; with 34 years contributions pension of £11,541.90 per year, I must point out that the forecast figure is in reality the amount that would be received based on todays pension rates. Based on the fact that the UK state pension has over the last 20 years increased on average 4% per year and one assumes this will continue my dilemma is do I do the 4 years top-up or do I stick with the £10,528.07 pension and use the £3244.80 to invest in a stock holding paying (today) a 8% dividend assuming that dividend will grow by 2% per year and the stock value will grow 2.25% per year. I'm sure others have looked at this scenario and would be interested to hear your thoughts.

mytello accepts credit card payment

Erm...think that might be the same thing as underground!!

Duhh.......I was referring to the part in the post that said "Solve the problem with all smoking and make it very expensive.. People will stop, and the tabacco industry will die out"

People wont stop it will just go underground

Don't blame the machine, blame the human quality controler.

One also needs to bear-in-mind that your IPTV provider is uploading via ISP's and most certainly through VPNs. Many times reception issues can be at your providers end.

Yep agree Nvidia or Formuler, you get what you pay for.

Whose opinion....yours?

Well done you if that's the case, and if true is a very rare exception rather than the rule. Which company is this so your claim can be verified against their T&C's?

You mean you don't use certain forms of social media such as FB & IG etc. But what you post here is media and sharing that media with others is called socialising.

So why are you using this social media site then?

Duhhh....... Dictionary Definitions from Oxford Languages · Learn more so·cial me·di·a /ˌsōSHəl ˈmēdēə/ noun websites and applications that enable users to create and share content or to participate in social networking. Social media is made up of websites, apps, and other platforms that allow users to share information and ideas with virtual communities through text, photos, videos, and more.

The original contract will state pre-existing conditions are excluded, at renewal of said contract any pre-existing condition is excluded. So yes if you had a heart attack or was diagnosed with cancer prior to renewal those conditions will be excluded from cover at the renewal.

says the man posting on a social media site!!