nigelforbes

Yes it was possible for consumers to open mutli-currency accounts at that time, accounts that included USD, several of the banks offered them including HSBC. The rate they would have offered on USD would have been similar to the rate offered by US banks, probably slightly less. There would not have been a premium just because the account was held in Thailand and the Thai economy was going through the crash, if that's what you are thinking. By offering USD/multi-currency accounts the banks are offering a service to customers and making a profit at the same time, the banks could buy USD on the open market anywhere, without a problem so it's not a case of banks trying to attract USD, in exchange for THB.

I've given up on you.....over and OUT

Which part of my previous post (below) is unclear? You want to try and reduce everything down to simple yes and no answers, the world doesn't work that way, the argument is more complex and the issue is more complex. I'd smile but at this stage it would be a forced smile, I'd laugh but it would be a forced laugh! "All silliness and jocularity aside.... There is no escaping the realities that it was the prospect of the Brexit vote that forced the hand of many valued EU workers into moving out. There is no other subtle reason hiding behind something else that has not been mentioned, the Brexit vote was the reason. There was no government edict that said they must go, it was merely the uncertainty and human nature that was the catalyst, those things plus the desire of those workers to live and work within the EU framework. I mean, that's what happened, they saw the vote coming, they saw the results and they left. We didn't demand that, we didn't ask for that and we don't like that, but that's how they acted. So when we look at todays shortages of workers in so many areas, the Brexit vote is the reason why that shortage exists. Yes of course, those same workers could come back and apply for visa's and get probably get their old jobs back again but that is too much hassle for too many people, all of whom have grown accustomed to living and working in a borderless EU that included the UK. I think I'd probably behave the same way TBH. All that has happened to those workers is their world has become a little smaller. What has happened to us as a country was entirely foreseeable and predictable and we're now paying the price".

Consumer bank account interest? Fed rate of interest? Which rate of interest and where? Perhaps this will be a useful starting point for you. https://tradingeconomics.com/united-states/interest-rate

The way that you interpret the implications of something is hardly my fault! Look, I'm very much afraid that if the debate is going to be held at this level and descend into an interpretation of English language usage, rather than anything of substance, we can't play together any more. I can't be much clearer on these things than I have already set out in my earlier post.

For grown ups you lot are doing a fine job of hair splitting! He was forced to leave because of circumstance................he was forced to leave because of his wifes views on the subject...................he was forced to leave because he no longer agreed with the approach....take your pick. Please tell me that you're not going to drag out this point and insist that by using the word "forced" in a sentence, you think it means there must be a third party who insisted on a particular action.

I presume English is not your first language so I'll give you a pass on this point.

As Britman said earlier, what people say publicly and how people behave in the polling booth can be very different. I'd love to see that theory tested by Penny Mordaunt getting into the race and it coming down to the vote. PM for PM I say.

It seems odd that Boris would rush back from holiday, get massive support and then pull out. Perhaps he has a trick up his sleeve, a new breakaway party perhaps, that would certainly solve lots of problems and simplify things...dunno.

This is the part that's more interesting, the foreigners who were there apparently decided not to stay and simply left: "failed to control the over 200 revellers who all pushed their way through the cordon and escaped, TV Channel 7 said today"

All silliness and jocularity aside.... There is no escaping the realities that it was the prospect of the Brexit vote that forced the hand of many valued EU workers into moving out. There is no other subtle reason hiding behind something else that has not been mentioned, the Brexit vote was the reason. There was no government edict that said they must go, it was merely the uncertainty and human nature that was the catalyst, those things plus the desire of those workers to live and work within the EU framework. I mean, that's what happened, they saw the vote coming, they saw the results and they left. We didn't demand that, we didn't ask for that and we don't like that, but that's how they acted. So when we look at todays shortages of workers in so many areas, the Brexit vote is the reason why that shortage exists. Yes of course, those same workers could come back and apply for visa's and get probably get their old jobs back again but that is too much hassle for too many people, all of whom have grown accustomed to living and working in a borderless EU that included the UK. I think I'd probably behave the same way TBH. All that has happened to those workers is their world has become a little smaller. What has happened to us as a country was entirely foreseeable and predictable and we're now paying the price.

The question now must be whether the remaining MP's will flock to Penney Mordaunt or not and make a real race out of it.

Oh yes they were. :)) If two were forced to leave (because of circumstances etc, rather than by demand of the government) then my statement is correct....I'm certain at least two were. "U.K. Lost 200,000 EU Nationals as Brexit and the Pandemic Struck Official statistics show the scale of migration in 2020 Loss of workers is creating staff shortages for some sectors By Andrew Atkinson September 17, 2021 at 5:52 PM GMT+7" https://www.bloomberg.com/news/articles/2021-09-17/u-k-lost-200-000-eu-nationals-as-brexit-and-the-pandemic-struck?leadSource=uverify wall https://www.bbc.com/worklife/article/20170330-the-foreign-workers-leaving-britain-because-of-brexit Please use the sharing tools found via the share button at the top or side of articles. Copying articles to share with others is a breach of FT.com T&Cs and Copyright Policy. Email [email protected] to buy additional rights. Subscribers may share up to 10 or 20 articles per month using the gift article service. More information can be found here. https://www.ft.com/content/a37c2aee-565f-11e7-80b6-9bfa4c1f83d2 "A survey by Baker McKenzie, a law firm, also found last month that more than half of the skilled EU workers employed by companies on the FTSE 250 stock market index are likely to leave Britain before the Brexit negotiations end. A separate survey of 2,000 non-British workers, by Deloitte, the professional services group, found that 47 per cent of highly skilled EU workers were considering leaving the UK within the next five years". https://www.ft.com/content/a37c2aee-565f-11e7-80b6-9bfa4c1f83d2

I agree with the previous poster. Despite popular bar stool opinion to the contrary, Thai divorce law does offer most of the protection that everyday people need and the system does work, even for foreigners.

Thank you for posting that, I may need to rethink my plan! I had assumed the DTA covered the UK State pension, now I know it doesn't. It's not that I want to declare it to the Thai tax authorities, the fact is they already know because the pension is direct deposited into Bangkok Bank each month and BBL reports it to the Thai tax folks. It looks like I shall need to stop the direct deposit and continue to accrue the pension back in the UK again, I changed it because it was just so convenient and handy, damn!

It's possible (but unlikely), perhaps future doctors and nurses, maybe.

Amen brother, aint that the truth.

I think most people fall into one of the following camps when it comes to blood tests: 1) Vast Majority - want piece of mind that they've checked some things periodically and the reassurance that they're not overdoing things. (liver panel, kidney function, stool test, urine etc) 2) Have some vague symptoms and want to rule out some of the obvious big ticket items in the hope it may point somewhere. 3) Specific health issues or a history of them and want to ensure they're under control. (diabetes, cholesterol etc) I'm guessing the OP is in group 2 and really should go see a doctor instead of playing at being one.

You don't join a DTA as an individual, either your home government has one in place with the country you are resident in or they don't. If they do, you can take advantage of all the facilities the DTA offers. I for example will start paying tax on my UK state pension that is remitted here every month but under the DTA I should be able to reclaim the Thai tax back on my UK tax return.

What you say about rental income is true but landlords can join the non-resident landlord scheme and have the income paid free of tax, I did.

I just provided guidance on the issue, I expect others to do their own searches! I personally use a University lab in Northern Thailand for all my blood tests and it's very very cost effective, but the lab is accredited and the technicians are certified. I have however consulted with doctors at their own clinics here who have insisted on doing blood tests via their contracted private laboratories and the results have often varied hugely.

https://www.whatclinic.com/doctors/thailand/pattaya/mtinter-lab https://ccsmedicallab.com/ https://www.health-tourism.com/medical-centers/bangkok-hospital-pattaya/ http://pattayacityhospital.go.th/en/node/54 If you want prices, you email them.

You would have had to have over 500k on deposit with Santandar paying 2.5% per year before there could potentially begin to be problem. Given the very low rates of ban interest for the past few years I suspect you are not even close.

You're 'avin a larg, aint ya? Endless flow, taking all the jobs, there's now a chronic shortage of nurses, doctors, service staff, agricultural workers and goodness knows what else. All the EU workers were forced to leave and Jonny Brit is not stepping up to the plate to fill the gap because he/she's either not trained/qualified or not interested in that kind of work. Every country has people from other countries it relies on to fill labor gaps, in Thailand we rely on Myanmar and Cambodia, the UK used to rely on the Irish, in the 50's/60's we relied on India and Pakistan, until recently we relied on the EU. Today we don't have anyone although it looks like illegal Chanel crossings may soon solve that problem!

There's no problem I can see from what you wrote, you are allowed to have a UK account that pays interest regardless of where you live. You told HMRC you're living in Thailand so you're fine with them. Your UK State pension is frozen so you're fine with DWP. All Santandar has done is to inform you that your account information will be passed to HMRC, just like everyone else's is. Stop worrying, there isn't a problem. FWIW I have moved my residency back and forth between Thailand and the UK a couple of times since 2018, sometimes I tell my bank, sometimes I don't. I have a flat in the UK and currently they have that address but as far as HMRC is concerned I am not UK resident for tax purposes.