Hi all, thank you being a member now.
As I'm new in this forum and also in Thailand I'm looking for an affordable Health Insurance. On Facebook and other social media, I found many adverts of NRG or WRLife.
However, I realized these companies are of same origin and only brokers but no insurance company.
What is YOUR experience?
Anybody got a contract?
Does anybody know who is the insurer at the end?
I'm very confused. Of course, the broker offers a good rate, but who will pay the hospital bill? Will it be me finally? And monthly payments are going down the river?
Please don't send any troll posts. I'm ask for your opinion and advice. Maybe even for a better real insurance? Pacific Cross?
Regards
Newbee