CharlieKo

According to this, Monkeys are more clever than students.

Only if your insurance covers the cost of car rental. You could sue the other party but I doubt that will get you anywhere. 

9 minutes ago, Stocky said:

Is this normal and will it be a continued requirement going forward

If this is your first 1 year extension stamp in the new passport then yes, it's normal. You shouldn't need to show it for the following years  stamps. However......

Has someone tapped into your water supply, without you realising it? Do you have access to all the pipework to/from your condo. 

It works. Have used it myself.

3 hours ago, Chongalulu said:

As another poster pointed out that is not APR (true interest rate) Briefly by halfway through the repayment period you've repaid half the capital but still being charged interest on the whole sum. It roughly works out at double the quoted sum. But at 4% real rate that is still good and beating inflation,so you are actually ahead ! 

That isn't actually correct. My understanding is that you pay off the interest first before the capitol amount is reduced. interest is not calculated on an amount outstanding. It is calculated on the loan amount. I Know the amount I borrowed and I also know the amount that will be paid back over the period of the loan.  

49 minutes ago, vinny41 said:

Government has set rules for new car interest rate at max 10% per year

Not sure where you get 10% from. Bought a new car for the wife and paying under 2% per annum interest on the loan.  

Do you have a wife or long term Thai girlfriend who might be willing to stand as surety for a loan on a vehicle? If so you could get finance for the car. 

16 minutes ago, Yagoda said:

how do you know he was a Yank

Watch the video! I hope they arrested that a hole! 

Why would you use 40 year old foundations and pipes etc on a new build. Just knock it all down and start from scratch. 

3 hours ago, JeffersLos said:

 

One of those bar stories that I've never once seen any reality to. 🙂 

I wouldn't know, I don't hang around in bars. But I'm talking about what I see to be true in so many cases. 

On 4/3/2024 at 12:48 PM, BarraMarra said:

Most countries around the world are placing sanctions on Russia

Yes and look where it's got them. They are all suffering the consequences of their folly, while Russia is doing just fine. And incase you hadn't notices the global south is 100% behind Russia. Only the west have been stupid enough to impose sanctions that don't work.

1 hour ago, scott1999 said:

Good question. Let's start with the miners you're gonna need S21s 200 hash,  Each miner is about 150,000 baht times 5 miners 750,000 plus the electric at 7,000 baht a month = 35,000 a month times 48 months = 1,680,000 plus the miners total 2,430,000 times 2 = 5,000,000 baht for 2 Bitcoins. Now after 4 years you can still mine and if you have solar again that's clear profit. But let's keep it to the next cycle 4 years for now. Bitcoin is $70,000 = 2,600,00 baht times 2 = 5,200,000 baht. So if Bitcoin doesn't go up in the next four years you will just about break even now here's the gamble some people (Blackrock and so on) estimate in four years time it will be between 250,000 to $1.5 million dollars. I'm taking that gamble. Conservatively let's say$300,000 each 600,000 dollars = 22,000,000 baht 

That's assuming you actually get to mine a Bitcoin. You are up against some very big mining farms. With hundreds of miners. It is the power of these miners which assure they can actually solve the calculations to mine BTC. Dare I say if you DCA'd into BTC with your 750,000 baht and then took that 7000 baht electric cost per month and bought what you could the price would average out over time. So when, say in the next two halving's and the value is $1,000,000.00 plus. That would be a greater return I thing. 

You should also take into consideration that after about 18 months or so BTC enters into a bear market. So in a couple years from now the price of a Bitcoin could be 40-50% or more lower than the ATH of this cycle. Assuming History repeats itself and so far with BTC, it has. 

Either way it's a gamble but with Dollar Cost Averaging you are accumulating BTC. There is no guarantee you will actually mine any BTC over a 4 year period. Also your S21s maybe enough for now. But as the tech is forever moving forward will they be enough for next year or the year after?  If it was so easy, everyone would be doing it!

1 hour ago, scott1999 said:

5 miners will get me to 1 bitcoin in the next 4-year cycle. 10 miners = 2 and a bit Bitcoins

How old are your miners? If you aren't using the latest type of miner then as mentioned you are unlikely to mine much BTC. Also as the tech moves forward will you renew those miners in a year or 2. How much is each miner going to cost? I have read that the break even cost to mine 1 BTC is about $37,000!

I wish you luck, But even with 10-13 miners I'm not sure if it will be enough to mine BTC successfully. With the halving of BTC supply on the 18th of April It's going to be even harder. You'll need up to date miners to even have a chance.  

24 minutes ago, youreavinalaff said:

You don't know me so can't possibly justify that comment. Same goes for the comment about "most" police

Likewise, You don't know me either so justify your comment! "most police" being the bobby on the beat. 

2 hours ago, youreavinalaff said:

You must spend your life talking to the police, or not.

 

You must be either a criminal or you are exaggerating.

To come up with that reply, you must have the same brain power as most police!

4 hours ago, TorquayFan said:

Hi Charlie. Sorry but UK Govt. debt is approaching £3 trillion equating to £44,000 approx for every man, woman and child. More than £150,000 for every 4 person family. Financed by borrowings and the printing of money.

 

 

 

 

I thought it might be higher, but wasn't sure to the amount. 

17 minutes ago, noobexpat said:

 

Not sure about diminishing ...maybe GDP is useful data for this??  

Imagine oil and banks and our giant service industry has a great year - bumper corporation tax, for example.

 

All into one big pot. As long as the books balance, the status quo can largely continue.

 

Maybe the younger generation won't feel so entitled to state pensions and then something can change.

Judging by what is happening in the EU and UK, I would say GDP hasn't been as good as wanted the printing of money etc doesn't help. I understand the UK is in dept for over 1 trillion GBP. This all has to be paid back. Higher taxes, cutting back of services etc. At some stage it will all come to a shuddering halt. Governments are the worse managers of finance.  

59 minutes ago, noobexpat said:

Largely irrelevant.

Its just re-shuffling of government revenue

Which is basically diminishing funds. Which in turn means it can't go on indefinitely. Sooner or later funds run dry and the only way to keep  funding is through insurance for NHS and Pensions. Or money printing! But the UK government still thinks it is an international player, so is funding lost causes like Ukraine and yes throwing money at illegal immigrants rather than turning the boats around. Or pissing money away on things like the HS2 or what ever it's called.

43 minutes ago, noobexpat said:

The level of entitlement that old folks have towards it is also quite extreme.

Understandable when all some have is the state pension. Yet the UK provides the worse pension compared to some EU countries. Not to mention the triple Lock on pensions is buying the vote!