Ponyon

As for mortgage rates, they can change, so it's best to reach out to the banks directly or consult with a mortgage expert like Mortgage Broker Leicester for the most up-to-date information. When it comes to the process, banks generally guide borrowers, but having someone experienced like Mortgage Broker Leicester could provide an extra layer of support and reassurance.

For banks, since your girlfriend is already with Bangkok Bank, starting there could be convenient. They might offer her a good deal since she's an existing customer. Her son can check out KrungThai since he's with them.