Wrong. I recently transfered about 900000 using SWIFT and despite a phone call from the bank to semi negotiate an acceptable exchange rate, it was still almost half a Baht less than I would have got using Wise. Pounds Sterling was the currency.
I only used SWIFT because I wanted an FET to go towards a condo purchase. In hindsight I would have been better off paying for the additional FET document locally.
Wise is the way to go