Obvious pros of using an agent are not having to let the 800k sit in a Thai bank at almost no interest, and having the agent do all the paperwork and standing in line.
Obvious cons are the agent fee, but that would be more or less covered by investing the 800k in a better way than the Thai bank account.
Am I missing something?
I know the agent solution is not according to the rules, but it seems to have been going on for a long time and I have not read anything about the government doing anything about this.