JontS

Good point, thanks for the information 🤗

Interesting, I didn't know you get insurance that covered pre-existing conditions. Any idea what they cost?

Which company do you use and what is your age?

What does Austria have to do with Thailand?

From here and other forums, happy to hear that not everyone has this experience. May I ask which company you use for insurance?

I have high cholesterol, but no heart issues or high BP, but I'm pretty sure insurance companies would use that as a pre-existing condition excuse. Other than that, I'm pretty healthy. I do plan to get insurance for accidents at least. I have gotten a very comprehensive and useful answer from one of the members in a PM.

I have thought about that actually... it is a scary thought indeed

Planning a move to Thailand, most likely next year and it looks like health insurance is a complete waste of money, as almost every claim will be denied due to pre-existing condition, even if there is none. For those of you that self insure, what amount have you put aside? Thanks, Jon

Been going back and forth, but Thailand won because of food, accomodation, infrastructure and stability of things such as internet and power, but I'm sure I could find a nice spot in the Philippines 🙂

Thanks, Philippines start looking better and better. It was my original plan to go there anyway 🤗

I'm pretty sure the selling of my apartment will not be stated on my tax documents as it is not taxable here in Denmark. I will evaluate the situation once there is more clarity on this and if it's an issue I will simply start my expat life in Philippines. I'm sure they will be happy to receive my monthly spendings and tax on gains for stocks.

I guess I have will have to wait and see. There is always the option go to another country in SE Asia and live there, plenty of options if the Thai government doesn't want my money 🙂

Perhaps a solution is to invest the money from the apartment (as I'm planning on investing about half my money anyway), and leave it for years. I'm happy to pay taxes on any gains from the stock market.

Thank you Mike I guess I will have to wait and see, but there is no way they are getting a penny from me selling my apartment. We're talking about 10 million baht which is only the increase in price that happened in 2020. Then I will go back to my original plan and head for the Philippines insted. But I also wonder, how can they find out where my money comes from? My plan was to keep my bank accounts here and just transfer regularly. I also have a considerable amount besides the money from my apartment.

Done some more reading and I have a more specific question now. I've read the guide and if I understand this correctly, as long as the increase in price on my apartment took place before 2024, it will not be taxable in Thailand. There was a huge price jump in about 2020 when the appraisal process was changed. I would be able to document this with reports from the "cooperative apartment" complex I live in. I have not yet sold my apartment, but plan to do so later this year or early next year. This is the uncertain part for me, i.e. whether it needs to have been sold before 2024 or not. Any comments appreciated. https://aseannow.com/topic/1324294-intr … e_vignette 48) The proceeds from the sale of a capital item such as overseas property, where funds are remitted to Thailand, is one popular source of expat funds, the sale of some investment products such as stocks, shares and bonds is another. Those proceeds typically comprise two parts, capital and profit (or gain). If the capital and/or gain was acquired before 1 January 2024, it is free of Thai tax. If they were acquired after that date, they are potentially subject to Thai tax at PIT rates.