many due to no fault of their own may not have the 800,000 or the 400,000 plus pension , though if the agent deposits the 800,000 then the person can stay in Thailand on the retirement visa and every day/week/month he or she spends his/her pension , lets assume there are 3500 people using the visa agent and happily continue in the LOS spending their pension on average 50,000 a month which totals about 600,000 annually per retiree and if there are 3,500 x 600,000 = 2,100,000,000, now supposing they did block the loophole and perhaps 1,000 can pay the 800,000 but if the other 2,500 cant and they go back to their home countries,Thailand then would lose out on approximately 1,500,000,000 annually. feel free to correct me its highly possible I have my sum`s wrong .