Brave-Fart

why the feck do these people not have " INSURANCE " it is no different than putting your seatbelt on when driving , using a parachute when jumping out of an aircraft or wearing a helmet when on a motorbike and so forth , just the bleeding obvious. True , they cannot suffer brain damage after the accident because they were already intellectually impaired.

As long as you have a prescription for them , I took tramadol for over 12 years in Australia

only a rock to you with the intellect of cave dwelling knuckle dragging neanderthal`s

ignorance

IMHO people should start off with , " IMHO" then proceed with their written diarrhea

obviously like bodywash, soap, shampoo, razors, scissors ,aftershave and perfume

no doubt because it is the cheapest it has been for while here especially due to slow season , it is obvious they do not like spending money otherwise they would not have the reputation of being tighter than " Scotsmen " with short arms and deep pockets or tighter than a Scotsmans a##e

for all of those that are inclined to state that this guy being a retired banker , should have been more financially secure than he is see below a few examples which could lead to anyone being in his position. Insufficient savings or investments Not saving enough during working years. Living expenses outpacing savings rate. Poor investment returns Bad investment choices (too conservative or too risky). Market downturns at critical times (especially right before or after retirement). High cost of living Living in an expensive location. Inflation eroding purchasing power faster than anticipated. Unexpected expenses Major health issues or medical bills. Family emergencies (supporting children, parents, etc.). Debt problems Carrying mortgage, credit card, or personal loan debts into retirement. Underestimating retirement duration Living longer than expected (great for life, tough for finances). Lifestyle inflation Increasing spending habits when income rises, rather than saving the extra. Lack of a clear financial plan No retirement budget or withdrawal strategy. No contingency planning for market crashes or emergencies. Unexpected economic events Severe recessions or financial crises. Currency devaluation (important if living abroad). Changes in government policies Reduced pension or superannuation benefits. Higher taxes or loss of social security supports. Divorce or relationship breakdown Legal costs and asset division can severely impact retirement savings. Bad financial advice or scams Falling victim to fraud or poor financial advice. Over-reliance on one asset For example, counting only on a house appreciating or a business sale. Health preventing work continuation Forced early retirement due to injury, illness, or disability. Poor insurance coverage Not enough health, life, or long-term care insurance coverage.

sorry for you, but I will endeavor to educate you , please read the following : Insufficient savings or investments Not saving enough during working years. Living expenses outpacing savings rate. Poor investment returns Bad investment choices (too conservative or too risky). Market downturns at critical times (especially right before or after retirement). High cost of living Living in an expensive location. Inflation eroding purchasing power faster than anticipated. Unexpected expenses Major health issues or medical bills. Family emergencies (supporting children, parents, etc.). Debt problems Carrying mortgage, credit card, or personal loan debts into retirement. Underestimating retirement duration Living longer than expected (great for life, tough for finances). Lifestyle inflation Increasing spending habits when income rises, rather than saving the extra. Lack of a clear financial plan No retirement budget or withdrawal strategy. No contingency planning for market crashes or emergencies. Unexpected economic events Severe recessions or financial crises. Currency devaluation (important if living abroad). Changes in government policies Reduced pension or superannuation benefits. Higher taxes or loss of social security supports. Divorce or relationship breakdown Legal costs and asset division can severely impact retirement savings. Bad financial advice or scams Falling victim to fraud or poor financial advice. Over-reliance on one asset For example, counting only on a house appreciating or a business sale. Health preventing work continuation Forced early retirement due to injury, illness, or disability. Poor insurance coverage Not enough health, life, or long-term care insurance coverage. so as you can see there are many reasons which could lead to an individual not being financially well off later in life , and perhaps stop showing a lack of wisdom and maybe just show more empathy and understanding.

jesus christ , is someone twisting your arm and forcing you to read this post, just don't bother reading it or commenting, just troll on past sorry scroll on past if you have read similar before, Remember new farangs are arriving every day so what is considered old news to you is new to them

Still doesnt equate to "owning" the land

The poster only asked the obvious question .

Precisely my line of thoughts , a publicity stunt to gain her Sik Tok account interest and no doubt it has done that and more.

IMHO this is just a publicity stunt and just imagine the amount of interest this ridiculous report has sparked for this narcissist. Why is this even newsworthy?

many due to no fault of their own may not have the 800,000 or the 400,000 plus pension , though if the agent deposits the 800,000 then the person can stay in Thailand on the retirement visa and every day/week/month he or she spends his/her pension , lets assume there are 3500 people using the visa agent and happily continue in the LOS spending their pension on average 50,000 a month which totals about 600,000 annually per retiree and if there are 3,500 x 600,000 = 2,100,000,000, now supposing they did block the loophole and perhaps 1,000 can pay the 800,000 but if the other 2,500 cant and they go back to their home countries,Thailand then would lose out on approximately 1,500,000,000 annually. feel free to correct me its highly possible I have my sum`s wrong .