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Brave-Fart

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  1. As long as you have a prescription for them , I took tramadol for over 12 years in Australia
  2. I suggest you visit a dog rescue group and I assure you that your fears and hatred would soon disappear once spend time their seeing these loss souls just pleading for a home , since being in Thailand 2 years I now have 2 rescue dogs and 3 rescue cats and they are all beautiful creatures.
  3. the so called dogs { hounds } are there because of humans , not just Thais or farangs but because mainly the Thai government by allowing this to escalate to the numbers it is now at, yes they are spaying as many as they can now but it is like closing the gate after the horse has bolted
  4. dont worry about the dogs just concentrate on finding out his nationality. oh you must be a Benidorm Brit or draft dodging Russian.
  5. you seem to be ignorant of the fact that it is also ILL-FECKING-EGAL in Thailand to eat dogs or have anything to do with the live dog trade transportation . Nothing to do with pot calling the kettle black fact is all are illegal and this fat feck deserves to be buried.
  6. Nationality is totally irrelevant , I want to know when someone is going to bury him from toe to neck and walk away , but ensure his hands and legs are bound.
  7. only a rock to you with the intellect of cave dwelling knuckle dragging neanderthal`s
  8. IMHO people should start off with , " IMHO" then proceed with their written diarrhea
  9. obviously like bodywash, soap, shampoo, razors, scissors ,aftershave and perfume
  10. no doubt because it is the cheapest it has been for while here especially due to slow season , it is obvious they do not like spending money otherwise they would not have the reputation of being tighter than " Scotsmen " with short arms and deep pockets or tighter than a Scotsmans a##e
  11. makes a change from the never-ending whining from POM`s 😛
  12. it may not be schlong it may very well be schtiny 😛
  13. for all of those that are inclined to state that this guy being a retired banker , should have been more financially secure than he is see below a few examples which could lead to anyone being in his position. Insufficient savings or investments Not saving enough during working years. Living expenses outpacing savings rate. Poor investment returns Bad investment choices (too conservative or too risky). Market downturns at critical times (especially right before or after retirement). High cost of living Living in an expensive location. Inflation eroding purchasing power faster than anticipated. Unexpected expenses Major health issues or medical bills. Family emergencies (supporting children, parents, etc.). Debt problems Carrying mortgage, credit card, or personal loan debts into retirement. Underestimating retirement duration Living longer than expected (great for life, tough for finances). Lifestyle inflation Increasing spending habits when income rises, rather than saving the extra. Lack of a clear financial plan No retirement budget or withdrawal strategy. No contingency planning for market crashes or emergencies. Unexpected economic events Severe recessions or financial crises. Currency devaluation (important if living abroad). Changes in government policies Reduced pension or superannuation benefits. Higher taxes or loss of social security supports. Divorce or relationship breakdown Legal costs and asset division can severely impact retirement savings. Bad financial advice or scams Falling victim to fraud or poor financial advice. Over-reliance on one asset For example, counting only on a house appreciating or a business sale. Health preventing work continuation Forced early retirement due to injury, illness, or disability. Poor insurance coverage Not enough health, life, or long-term care insurance coverage.
  14. sorry for you, but I will endeavor to educate you , please read the following : Insufficient savings or investments Not saving enough during working years. Living expenses outpacing savings rate. Poor investment returns Bad investment choices (too conservative or too risky). Market downturns at critical times (especially right before or after retirement). High cost of living Living in an expensive location. Inflation eroding purchasing power faster than anticipated. Unexpected expenses Major health issues or medical bills. Family emergencies (supporting children, parents, etc.). Debt problems Carrying mortgage, credit card, or personal loan debts into retirement. Underestimating retirement duration Living longer than expected (great for life, tough for finances). Lifestyle inflation Increasing spending habits when income rises, rather than saving the extra. Lack of a clear financial plan No retirement budget or withdrawal strategy. No contingency planning for market crashes or emergencies. Unexpected economic events Severe recessions or financial crises. Currency devaluation (important if living abroad). Changes in government policies Reduced pension or superannuation benefits. Higher taxes or loss of social security supports. Divorce or relationship breakdown Legal costs and asset division can severely impact retirement savings. Bad financial advice or scams Falling victim to fraud or poor financial advice. Over-reliance on one asset For example, counting only on a house appreciating or a business sale. Health preventing work continuation Forced early retirement due to injury, illness, or disability. Poor insurance coverage Not enough health, life, or long-term care insurance coverage. so as you can see there are many reasons which could lead to an individual not being financially well off later in life , and perhaps stop showing a lack of wisdom and maybe just show more empathy and understanding.
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