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steve73

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Posts posted by steve73

  1. 9 minutes ago, khunPer said:
    5 hours ago, steve73 said:

    What about the "usefruct" option?  This usually get a mention.

    It's a lifetime lease as I understand it.

    How would you expect OP to get a usefruct when OP don't have a Thai spouse..?

    I was under the impression anyone can register a usefruct on any land......with the owners approval obviously.

     

    I've not seen mentioned that it can only be registered by a Thai, or someone with a Thai spouse....  

     

     

  2. 22 hours ago, berybert said:

    I am one of the many who used TransferWise to move money to Thailand earlier this year.

    I use Kasikorn bank which shows the money as coming in as an internal transfer from Transfer Wise Bangkok bank account.

    I have printed off documents proving I sent the money to Transfer wise and also have proof of the Transfer. 

    I did a one off transfer and will be doing the 800.000 baht in the bank method.

    Will that be enough proof or not ? If not is there anyway I can prove it or should I buy a ticket home ?

     

    If you set-up your TW transfer to Kasikorn, and then telephone their support quoting the transer reference number BEFORE you actually send your cash to them, they should be able to manually route your transfer via their local Kasikorn branch, and then it arrives in your account correctly coded as international.   In this way it's suitable for "income" method.

     

    I've done it successfully a couple of time this way.  They will hold the rate for 24 hours for you before you need to pay, so you've got plenty of time to call them to get them to set it up. 

  3. 10 minutes ago, yodsak said:

    OP.   

    1.  Plonk 800k in your bank 3 mths before your next visa and hope they don't check previous. risky

    2  Plonk 800k in your bank 3 mths before your next visa and pay an agent to smooth the transition to legitimacy.

    3 Leave and start again.    exempt  > non-o > retirement. 

    4 Carry on using an agent.

    5. Stick 800k into your own account as soon as the agent get's your extension this year, and abide by the 800k/400k/800k for 3/6/3 months in preparation for next year.  

  4. It's much easier to learn in the sea as you're much more buoyant... but pick a really calm day with no waves.

     

    Take a very deep breath, lie on your back with your head right back, and try to keep your stomach just under the surface... Get someone to help give you a little support at the small of your back if you need help to get there, and then slowly remove the support as you relax.  By keeping your head right back, your mouth and nose will be the highest points, and allow you the breath... but just breaths out a little, and then back in again, in regular short little puffs.  By keeping your lungs as full as possible, you'll maximize your buoyancy... OK. so now you can't float..!

     

    Next gently sweep your arms back and forth like making snow angels, and by rotating your hand "into" the motion, you can get a little extra "lift", and this will allow you the breath more shallowly.

     

    Next keep sweeping your arms, but alternate your hands between horizontal & vertical, and you'll start to make movement through the water.  Now you're actually swimming - congratulations.

     

    Slowly move your lower legs up and down with your feet stretched out - but keep them just below the surface.  Move each leg opposite to the other - just gentle little kicks from the hips, knees, and ankles, don't move too quickly or aggressively, or you'll upset your balance and your head could dip under water.

     

    And only when you're confident doing that should you try to swim on your belly, since you need to keep moving to keep your head sufficiently out of the water to allow you to breathe, (unless using a snorkel, which is actually another good way to build confidence, especially with goggles or a mask so you can see properly).

     

    If you are all skin and bones you may need some extra buoyancy to get started; a couple of empty small plastic water bottles shoved down the front of your shorts should provide enough extra you need.  But anyone with a "healthy" amount of fat should be fine without... Remember full lungs, and head right back.

     

    I've used the technique for both kids and adults and it's rarely failed to get them started, usually in less than an hour or so... It really is all about confidence.  Only then think about "proper" strokes.  Good luck.  

    • Like 1
  5. So for those using the TM-30 on-line system, both individual or hotel...

     

    Do you have to report when you leave or check-out, or does the system simply assume that when you pop-up on another TM-30 at a different address?

     

    If you stay permanently at your own address, do you have to keep self reporting, every week, month, year, or just until you get registered elsewhere?

  6. 1 hour ago, jacko45k said:

    I did get positive statement from a friend wrt TW into BKB on this.

    Of course that is the route most likely to succeed wrt getting FTT label, whether it is  100% guaranteed, I am not sure. For him, so far, so good.

    Yes.. and I've had 2 /2 successes via Kasikorn, the most recent arrived just 10 day ago, but since then someone posted that they could no longer guarantee it would always be routed as requested... 

     

    • Thanks 1
  7. 4 hours ago, jacko45k said:

    ..

    B) I agree, I used TW 3 times and 1 of the 3 went via TMB and was not labelled as international, BUT, since then some communications with TW have brought this issue up and apparently now one can request of them which bank they will use to clear the funds.  

    Alternative. Use SWIFT transfers and lose a bit on charges and the exchange rate. 

    Beware... I've seen a couple of threads recently that are not so encouraging.

     

    1. Someone transferred via TMB to his own TMB account but it was not coded as International...

    2. Apparently TW have said they can no longer always manually route via your own bank...

    Sorry, but I didn't keep a record of the thread titles..

     

    So TW may not be suitable if you're planning to use the "income from abroad" method. 

    • Like 1
  8. 18 hours ago, Sunmaster said:

    Dying is not always like switching an on/off switch. Many times it's a process where consciousness gradually leaves the body. 

    I agree that's it's not a simple on/off switch.. 

    In many cases it's probably more like a dodgy light switch/connection; the occasional flicker, a period of dimming, and perhaps a final brightness, before it's extinguished forever.  In other cases the light barely get's above a flicker for its entire existence. 

     

    Then just the physical remains to be redistributed back into the melting pot.

     

    I read somewhere that every living person today contains a few Carbon atoms from every person that's ever lived before them, although I'd assume there'd be a time lag to incorporate all most recent additions.

    • Like 1
    • Haha 1
  9. Of course Man created God... he even did it in his own image.

     

    Man then shifted all his imperfections (and sins) onto this God, and this excused man from taking responsibility for his own actions.

    He could wage war (and kill) in the name of (his) God.

    He could persuade other to follow in his footsteps (provided they pay a tithe for the privilege).

     

    Trouble is too many other men created their own personal gods, and tried to get others to follow them....  so war is encouraged.

     

    The honest man is happy that he shares his own god with no one else, and is content. 

    • Thanks 1
  10. 31 minutes ago, Naam said:

    only if CPR is carried out by Santa Claus or the Easter Bunny. CPR can fill lungs with air but the transfer of oxyden can only happen by blood circulation and that means heart pumping.

    The main aim of CPR is deep "massage" of the chest to manually pump the heart to keep the blood moving around the body - principally to the brain..  Resupplying the oxygen to the blood by re-inflating the lungs occasionally is of secondary importance...  Anyone with basic first aid training should know this.

     

    I agree that it is often only of limited benefit though..

     

    https://en.wikipedia.org/wiki/Cardiopulmonary_resuscitation

  11. I see a few posts here have strayed onto the subject of death...

     

    But what exactly is death? The heart stopping or the brain losing consciousness? Either can occur and be reversed and life can continue largely unaffected.

     

    A heart attack often proves fatal when the blood (or more accurately, the oxygen supply) is cut off to the brain, which then loses consciousness. CPR can keep the blood circulating and the brain supplied with oxygen for quite some time, and if the heart can be restarted, then life can be extended.

     

    Strangulation kills either by preventing breathing when death can take a few minutes, or by trapping the carotid artery, depriving the brain of blood and consciousness is lost within a few seconds, and if continued death follows soon after, perhaps even with the heart still pumping for a while....

     

    But what about those unfortunate to be killed by the guillotine? Would they remain "conscious" for a few seconds as the head rolls into the basket? Or would the shock render them unconscious immediately?

     

    Just when you think it's safe to die we read about recent research on pig brains that show "signs of activity" many hours after they've been removed.

    https://www.bbc.com/news/health-47960874

     

     

    • Like 1
  12. If the pulsing bothers you when showering (eg. if the resultant temperature varies too much) simply open a tap slightly, and the combined flow should allow the pump to run continuously.... but of course you will waste some water...

  13. Pumps produce both pressure and flow... the higher the flow rate, the lower the discharge pressure, but as the flow is choked back by throttling the outlet somewhere, the pressure increases, until there is no flow and the pump is what's called "dead-headed".   This pressure vs. flow relationship is called the pump curve.

     

    The pressure switch is designed to shut off the pump when it operates at a low flow to prevent it dead-heading since it will continue to run but with no flow to cool it, it will rapidly overheat and damage itself.  

     

    The difference in pressure between low flow and no flow (say 5-10% or rated capacity) is usually very flat, so the setting of the pressure switch to shut off the pump is very critical.  Set it too low and the pump will cycle, set it too high and the pump will never switch off (and damage itself).  But you can usually improve the factory settings, and allow cycle free operation at lower flowrates than "as supplied".... but you do risk damaging the pump.

     

    One problem especially here in T/L is that the supply voltage can vary a lot.. higher voltage make the pump run faster (and so generate a higher pressure, which makes it more prone to cycling), or if the voltage drops a little. the pump will run slower and can never generate enough pressure to shut itself off - i.e. overheat and damage. 

     

    If you do suffer with low voltage, you can adjust the switch setting to make it shut off at a little lower pressure, (but it will tend to cycle more when the voltage is normal). 

     

    If excessive cycling does bother you, and you can't increase the set pressure due to occasional periods of low voltage, you can install a flow switch on the pump outlet.  This will then shut off the pump when it detects no flow regardless of the pressure, and will switch the pump on when it detect a falling pressure (such as when you open a tap).. But they are expensive (c. 2-2,500 bt) and can easily be damaged with voltage surges (I got through 3 of them in a year before I replaced them with a simple pressure switch.)  

    • Like 2
  14. 8 hours ago, swissie said:

    As my attention span is only 3 1/2 minutes, I haven't read all those posts. Sorry.
    - I only remember my Granddad telling me some 50 years ago: "You pay for them one way or the other". Or: "You can pay them now or you can pay them later".


    I always thought that this was some "timeless-wisdom". In case something should have changed in the meantime (and I missed it), I would greately appreciate it, if someone would introduce me to the new "modern times", so I can adapt and find my way in the new Universe. In case I missed something, that is.
    Thanks.

    The new modern approach seems to be to convert to the fairer sex and then you become the one getting paid...  Thailand is well ahead of the west in this regard...

  15. Easiest is to adjust the pressure switch setting (with an insulated screwdrivers as others have said) a little so it shut's off at a slightly higher pressure (I.e. it'll keep running at lower flowrates - to suit your shower).

     

    Need to ensure it still shut's off when all the taps are closed or the pump will never shut-off and damage itself... It can be quite tricky getting it set just right, especially if your electricity supply voltage is prone to variation (a lower voltage will make the pump run slower, and it will never shut off - and damage itself on no flow).

     

    If the bladder tank does fail it'll cycle very rapidly (less than 1 sec).  You can easily add a little more surge capacity with a 2m length of 2" pipe mounted vertically with a valve at top and bottom to drain it occasionally... no need of a rubber bladder.

     

     

    • Like 2
  16. For Kasikorn account holders, TW will route the funds via their Kasikorn local banking partner if you phone or e-mail them with the transfer reference number once you have set up the transfer. 

    Although I would recommend you hold off sending the funds to them until they have acknowledged your request.

     

    I've tried this (11 days ago) and it worked fine (ie. recorded as an international transaction).

     

    I've not seen any reports of TMB account holders trying this approach as yet.

     

  17. 1 hour ago, scubascuba3 said:
    On ‎3‎/‎14‎/‎2019 at 11:28 AM, steve73 said:
    Unfortunately I'd missed the high when I logged on, but I was happy with what I managed to get (@ 9:30 Thai time), only to watch it turn back up again...

    Did it turnup correctly using Kasikorn as local partner?

    Yes.. I was just about to create a new thread... but you've prompted me to reply here.

     

    I set up the Transfer on Thursday, then once I'd got the reference#, I emailed TW (I could equally have telephoned).  By the time they replied, the 24 hour "fixed rate" period had expired, and the rate was fluctuating, so when the rate was virtually the same as when I'd set it up, I sent the funds... On receipt of the funds (almost instantaneous) the rate was immediately fixed. Since this was Friday, they advised that the funds would be sent on Monday.

     

    So yesterday morning Thai time, they sent me an e-mail advising that the funds had been sent to T/L, but since they were not at that time using their Kasikorn partner, it may take a day or 2 extra to reach my account.  

     

    Funds normally arrive around 1pm, and nothing showing at that time, but when I checked later, the funds has arrived at 16:28, correctly coded as:

    INTERNATIONAL TRADE AND FACTORING CENTER TFN05027

     

    So, a complete success, and is similar to that reported by Bangkok bank users.

     

    Just need someone with a TMB account to try now.... any takers?

     

    But unfortunately, there seems no way around this for people holding accounts in the other Thai banks.

     

    • Like 1
    • Thanks 1
  18. Foreigners buying property (condo's directly in their own name, or other types in some other "arrangement") in Thailand might be good news for the property developers & middle classes (who already own property) but it does little to help the majority of the population (the rural poor, especially the youngsters) who are then forced to pay much more to secure their own dwelling.  For this reason I largely support the restrictions put on foreign ownership (although it would be nice to buy my own place). 

     

    Rental provide continuous income for the thais (although again it is mostly to the benefit of the developers and middle classes). 

     

    The expected spend of retirees at 65k/mon is 6.5 minimum wages, or around 3-4 "average" salaries, depending on province, but it support's many more than that number of locals.  Some (including immediate/extended family) may benefit directly from a "cash contribution", and the rest into the local economy, but ALL of the retirees spend gets re-spent by those who receive it, and again, and again.  The 6.5 minimum wage direct "beneficiaries", probably allow a further 15-25 locals to benefit. 

     

    Buying a property and saving the "rent" would benefit far fewer over the long term, although buying land, and building "your" own house does benefit the local economy, at least in the short-term.

     

    I can understand why Thailand does not allow property to be used as part of the "cash" requirement, unless it can be mortgaged.

     

    I suspect if they encouraged the banks to offer <50% mortgages to release the 800k funds required, many would end up having their houses repossessed, through overspending their sudden "windfall". 

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