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niebla

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Posts posted by niebla

  1. Pump and dump stock scheme. They give you a stock tip and insist that you buy it on a specific day. Tell them you do not like the stock. "not enough volume".  Always a small stock that goes up briefly and then goes way down. Tell them you are going to short the stock although that may not be possible.

     

  2. A friend's daughter went there. I would suggest you consider Lanna International School if you can afford it. It seems to be the most cost effective school with high standards. I sent my kids there and I'm not British.

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  3. Thanks for this. Was not pulled over but I'll be surprised if I do not get a couple of fines in the mail. The natural speed on the road seems to be about 110. BKK's limit of 120 seems reasonable. Enforcing 90 seems excessive.

  4. 22 hours ago, doctormann said:

    Just to make a point, outpatient costs are not always as low as you might think.  i can speak here from personal experience.

     

    When I was having radiotherapy at Chula, in Bangkok, which is a Thai Red Cross hospital, each session cost 4000 Baht and I had 30 sessions over the space of six weeks.  The sessions were all done as an outpatient and the total cost was far in excess of the 40kBaht that would have been provided by the mandated insurance scheme.

     

    In the same year, I also had eight hormone suppression treatments, again as an outpatient, at a cost of 20kBaht  per session so the 40kBaht insurance cover would not have gone very far at all.

     

    I think that this points out two things:  outpatient treatment is not necessarily cheap and also the cover offered by the mandated insurance scheme might well be woefully inadequate in some cases.  I'm not defending the scheme in any way - seems like a nice little earner for the insurance companies and of little practical value.

    Would outpatient insurance cover these treatments? I agree outpatient treatments can be expensive but the Bupa and Aetna polices that I have had would only cover part, not all of these costs. My concern is the cost of the outpatient insurance vs. what they would pay for. Self insuring should be considered.

  5. 29 minutes ago, Call said:

    That´s it, they win!

    Me and my father 66 + 90 have to leave (as retired).  Myself have been here for 13 years, retired and investing heavily in Thai economy. Thanks for that!

    Facing the facts, visiting Thailand as tourist will be the future opportunity.

    The 2 x 800.000 Bath plus some insurance of over 200.000 Bath a year, gives a lot of dream travels possible. Maybe a settle down somewhere else, where they appreciate retired people, with money and efforts to take care themselves and some people around. ???? 

    You and your father should be able to get extensions with a single 800,000 and your birth certificate blessed by your embassy.

  6. Responding to post 89. I blew it by 13 days on the 800,000. CM Immigration said to leave the country and start over or overstay. I called three different agents hoping for ANY solution. Two said no. One was diligent and found an existing law that CM Immigration would accept. No one including CM Immigration suggested this but they may not have been aware of the son with the retirement visa. Total was 4900, 3000 for the agent and 1900 to imm.

     

     

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  7. A very crafty visa agent was able to convince immigration to extend the retirement visa as a dependant on the 55 year old son's retirement visa. 3,000 baht to the visa agent avoided tens of thousands of baht to travel to a border and or a consulate. I'm so grateful that we did not have to make the trip in the heat. I now know the three month requirement, before and after per the agent.

     

    Interesting note that as a dependent the 800,000 was not required but is required for the son's retirement visa that the visa is linked to.

     

    PM me for contact info as I don't know if forum rules allow me to post her contact info and prices.

     

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