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Dah fahrang

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About Dah fahrang

  • Birthday 04/29/1951

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    Photharam, Ratchaburi

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  1. Thanks for this. Having decided to 'try the system' it was important to me to openly establish that a deduction was being made. I'm no accountant, so my method of doing this might be wrong. But at least the 'dam has been breached'.
  2. Thanks for this. Good to know a mistake was made in my calculation method. Still, its better to have tried and failed than never to have tried at all.
  3. Apologies for omission. The pensions concerned and aggregated are: UK Teachers Pension (deemed private pension scheme by HMRC) a Prudential Annuity (private scheme) and a small UK State Pension. HMRC add all these sources of income and then deduct UK tax accordingly. It is the UK Tax assessment for 2024/25 which I printed out to present to the TRD as evidence, and, until told otherwise, claimed as Tax Credit which I unilaterally deducted from my total remittances. I did not remit the total amount of pension income in 2024; only enough to keep me below the threshold for Thai Tax. In the absence of any clear ruling by TRD on this, and the lack of appropriate space on Form 90 to declare foreign tax paid, plus the fact that I am obliged by law to file for Thai Tax by the end of March, I unilaterally claimed a tax credit by deduction. Should 'TRD Eagles' decide to come to my door to make an example of me, so be it.
  4. That is how I treated it. As a tax credit against Thai tax, until I am told by the RD otherwise. I declared the full total of two inward remittances on my spreadsheet, then deducted the Baht equivalent of UK PAYE tax deducted on my UK pensions (42.30 exchange rate). I (my wife) explained this to the RD clerk, and gave her to keep, the (English language) title page of the Thai/UK DTA signed in 1881.She had no idea of any DTA, but accepted my reduced figure.
  5. Already had. so i could show Krungsri, who then stopped taking 15% withholding tax at source. Even that only took about 20 minutes.
  6. TRD 2024 Tax Year Filing Report. Photharam, Ratchaburi. Tuesday, 21 January. Knowing what was coming, for the year 2024 we have lived off savings already brought into Thailand in preceding years. Due to unforeseen hospitalisation I also had to bring in two inward remittances totalling 450,000 Baht. Today I went to my local Revenue Department Office (with wife) this morning to file for Tax Year 2024. Took: My UK Passport; My Thai TIN (obtained easily years ago to prevent Krungsri Bank auto-taking 15% withholding tax off interest payments); A partly completed English Version of Form 90 (filled in as far as I understood it); the TRD attachment for Allowances for Taxpayer 60,000 Baht (and spouse with no income 60,000 Baht); the TRD attachment to claim exemption of 195,000 Baht for over 65 years old; my own Excel spreadsheet in English (with Google Translated Thai) showing MY calculations; a print-out from Gov UK HMRC web-site of UK tax deducted from all UK pensions for Tax Year 2024-25; a print-out of (only) the title page of the Thailand - UK DTA made in 1981 (from Gov UK HMRC web-site). My spreadsheet declared the two large payments brought into Thailand (with dates) and, on my own initiative, unilaterally deducted Baht equivalent of UK Tax paid, about 39,000 Baht (proof above) showing new reduced total of inward remittances. Then deducted 100,000 Baht 'expenses' allowed against income. The lady officer was very polite, chatty, cheerful, and extremely helpful. (Thailand Immigration would benefit taking training in Customer Service and efficiency from her, and I told her this). She worked entirely from my figures on my Excel Spreadsheet, put all the information into her computer, then entered all the numbers (which I didn't fully understand and omitted or pencilled-in) on my Form 90. She returned this to me , AND helpfully completed a Thai version for my wife to follow in the future, should we need to bring in larger sums of £ and so separate filing with separate allowances and exemptions. I knew we should do this, but the officer told my wife, in clear terms, this is what to do! She knew nothing of the Thai/UK DTA, but accepted my 'evidence above' along with my figure for claiming credit for tax already paid in UK. She asked to keep my Excel spreadsheet (presumably to show to those upstream of her in the food-chain). All computations made, she then asked me to sign her computer generated (Thai only) Form 90, and the Attachments for Exemption and for Allowances. Nothing to pay, but she printed out an official TRD receipt in my name, showing zero tax due. Time taken: about 45 minutes, including peripheral chatter with my wife. Job done for another 12 months. Hope this eases some anxieties, and clarifies some issues.
  7. I hold two K Bank accounts. One in my name, one in joint names with my Thai wife. Today, armed with passport, both bankbook(s) and Thai Tax TIN, walked into a Kasikorn branch in a shopping mall in rural Ratchaburi - not my own branch! Showed the email on my phone to the Customer Service lady. She read it, still wasn't sure, but with a quick call to her head office, sat us down. Asked for my passport and bank book(s). Confirmed I'm not American, then downloaded just the FATCA Self Certification form, with "no" ticked in all the boxes, printed it, copied the bank book and passport ID page, and asked me to sign all. Job done. For good measure, as my wife is a dual national, we asked that she complete the same FATCA form to cover our joint account: no issue, same process. Wife showed Thai ID card, foreign (UK) passport and bankbook in joint names. Very easy, and politely done within 10 minutes. No worries about e-mailing completed forms. Branch will upload them. We did have to wait 10 minutes in 'sub-zero' air conditioning before being attended to by a smart-ass giving the staff a hard time setting up the K banking app on his phone. Hope this helps!
  8. I just completed this quiz. My Score 70/100 My Time 129 seconds  
  9. Hi, UK State Pension recipients. You will never get a P60 from HMRC! Don't hold your breath! Reason is that the UK State Pension is not taxable. It is considered by HMRC as a state benefit. Example: if you are lucky to receive the full basic UK State Pension - about £200 per week, that is about £10,400 a year. It is below the £12,570 2023 HMRC Personal Income Tax Allowance threshold. However... your UK State Pension is counted as income. So, if you receive additional UK sourced private pension(s), the UK State Pension of £10,400 is added to whatever ££ you receive from your UK sourced private pension(s). If the aggregated money from the UK State Pension plus private pension(s) exceeds the 2023 Personal Income Tax Allowance of £12,570, then any/all income you receive above the £12,570 is liable to UK tax at the relevant current tax rates. HMRC, via a 'Notice of Coding' will instruct your private pension provider(s) to deduct tax at source from any amount above £12,570 from your private pension but definitely never from the UK State Pension. Your private pension provider will receive the relevant tax code from HMRC for the tax year, and will deduct tax at the source. It is your private pension provider(s) that must, by law, issue an annual P60, but never HMRC! You may find link this helpful. I was quite astonished by it. If you register to use the UK Government Gateway, you will find both notice of coding and tax deducted information from all your private pension(s). The information goes back several years, and is downloadable. https://www.gov.uk/check-income-tax-current-year
  10. Yes. I extended my stay (Retirement) end of April. My wife was asked (twice) directions to where we lived, and identifying landmarks (school etc) nearby. Property owned by my wife who holds tabien-baan. Two weeks later, two Immigration Officers pull up at our gate in their Police Toyota pick-up. The 30 minute visit was quite sociable. Lots of niceties, whilst filling in copies paperwork; questions to my wife. I asked them directly WHY they had come. "To check you are alive, and living where you said at the time of your extension" was the reply. Customary photo-app at our front door with and without IO in the shot. Office in. question: Ratchaburi
  11. Thanks for this! I was told some months back (by two IO's who made a surprise house visit) that there was a new office, but they told me maybe in error or maybe for rough guidance that it was next to the coffee shop close to the temple. Whatever, I suppose dealings there will be the same 'hit and miss' as it was in that awful bus station!!!
  12. It is widely reported that using its advanced 'Thailand 4 Technology' Thailand aims to be the very first nation to launch a manned space mission to the sun. The launch will be the first from its' new space centre. When reminded that the capsule would melt, and the crew roast alive - long before reaching the sun, a Thai Government Space Expert replied: " We Thai have overcome that problem. We're going at night" (Joke. Not a Big-Joke, but a joke none the less).
  13. "JETCO Director-General Auramon Supthaweethum spoke at length about the expected sectors that are set to benefit from this economic bolstering. These sectors range from food and drink, health, education, the automotive industry, agriculture, and the digital sector. The subsequent aim of these actions is to form a foothold for future negotiations of free trade between the two nations." Expected sectors! So, when Free Trade actually materialises, and I can readily get my Marmite, Bisto, Tetley tea bags, Robinsons fruit juices and other UK indulgences at prices considerably lower than now, I'll just dismiss this as more meaningless hollow talk: utter drivel.

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