KhaoNiaw

As mentioned above, my Lao wife was issued with a new card even though she no longer has a Thai visa (not BBL though). In my case, they definitely did not even look for a visa as they would have been wading through pages of stamps looking for something current (takes immigration officers a while). They simply checked the passport details with the information on their own system. I don't know exactly what is shown on their screen but I got the impression from questions they asked that they were probably looking at transaction records or a summary. Interesting if that is something they're being trained to do. They mentioned I'm not working for my Thai employer any more and I said I'd retired (the Thai SSO pension goes into that account). They would have seen some Lazada and Shopee payments, a monthly subscription, the odd small transaction in and out to Thai accounts. It's a longstanding account of 20+ years, no suspicious activity, identity confirmed. The issue of living outside the country and not having a Thai visa didn't appear to raise any red flags.

Last week I went over to Thailand from Laos to do the face scan at Kasikorn. I saw quite clearly that they did not check for a long-term visa/extension. I no longer have any type of Thai visa and service was not denied. They asked a few questions to update their system and were fine with me living in Laos. My wife (Lao) did the face scan and was also able to get a new debit card without any problem. My own experience but, of course, another branch, another day and who knows.

Just to relate my own experience with an existing Kasikorn account. I'm now living in Laos and no longer have a Thai visa. I still have my Thai phone number and use the KBank app.The phone is coming towards the end of its life so I read I would need the face scan to set up on a new phone. Last week I went over the border for a day to get the face scan done at the Kasikorn branch. They didn't look for a long-term visa but asked some questions to update my details on their system. No problem with me living in Laos and not having a Thai visa of any kind. I guess they could see the account transactions, which would show my monthly pensiom from the Thai SSO, Lazada/Shopee payments etc. and nothing untoward. Face scan completed successfully and the app is working as normal.

For a private company, you are entitled to retire at 55 unless the company has an official policy set at 56-60 years. Beyond 60, you have the right to retire at any point. The company is required to give a retirement payment based on years of service. It's the same formula as severance pay but, unlike severance pay, is taxable. I retired from a private educational institution at 55 (not international school) and received well over a year's salary in accordance with the formula. I didn't have to go and ask or fight for it and HR confirmed it all before my last day. Edit: To add, I was on 2-year contracts for over 20 years. If your contracts are renewed, you're considered a permanent employee. Note that this is separate from Social Security payments. Due to period of payments (over 180 months) I was only entitled to receive monthly pension payments and couldn't get a lump sum. Your HR office should have a form to send in to initiate payments. You have to check in with the SSO once a year to show you're still alive. But they are extremely helpful and I had no problems. I don't have any specific knowledge of how international schools work. But this is how it went in a private Thai institution.

This is a potential problem for me. I have a 20 year account with Kasikorn but am living in Laos. I still have my Thai phone number and no problems with the Kasikorn app yet. However, I think the days for the account are probably numbered, especially if I go into a branch in Thailand and no longer have a long-term visa. Losing a Thai account wouldn't particularly bother me except that my Thai government pension is paid into the account and the SSO will only pay into a Thai bank account. SSO have no problem with me being in Laos and I can do the annual "Hi, I'm still alive" check-in at the Nong Khai SSO. But I guess at some point I will need to solve this particular conundrum.

Are you seriously incapable of checking the news you read? It's credited on the Reuters website. Try iannetnl on Twitter. She posted a few videos.

The one's in bright yellow and yellow and blue.

Try finding the Reuters video and there's a link to the owner on it.

Try a bit more research and you might find where Reuters got it from. It's always worth checking things out.

That is not the account of the video's owner. The video owner has clarified that these are Maccabi fans. You can see the team colours on some of them. Not a Palestinian flag to be seen. I'm sure it's true that there are organized attacks going on and anyone who's part of that should be dealt with. But so far I'm reading 5 people hospitalized in this orgy of violence. That doesn't seem to be a particularly high number. And it also seems clear some Maccabi fans are hooligans whose behaviour probably got the reaction they wanted.

Your video shows Maccabi fans not Muslims attacking Israelis. Check the account of the video owner not the account you posted. You can even see the team colours on some of them. No Palestinian flags in hand either.

These ones? Maccabi fans heading out of the station. Look something like your regular football thugs.

It doesn't look like they were under attack at this point. Rather enjoying their trip and making videos of it: https://metro.co.uk/video/maccabi-tel-aviv-fans-tear-palestine-flag-amsterdam-building-3308723/

I inadvertently submitted the online form without my first name a few years back. As you say it's not starred as required information. I actually received a phone call from someone at CW to tell me that it was missing. She told me she'd cancel it so that I could resubmit, which I did and it was approved almost immediately. That was service!

As we're excusing pedantry. Most uses of 'bread' are uncountable. However, in the example used above "specialty breads" is correct. The meaning there is different types of breads. And is also the exact example given here: The bakery is known for its specialty breads (= types of bread). https://www.oxfordlearnersdictionaries.com/definition/american_english/bread If you're not convinced, try a Google search for "specialty breads" or other "adjective breads" e.g. "savoury breads", "European breads" etc. "Loaves of breads" is pushing it though, I would agree (though not impossible).

15k is the maximum income that the calculations are based on, not how much can be received for the pension. If you retire with full contributions over 15 years, you'd get 3,000 baht. I can't remember the formula exactly but then you can add on something like 1.5% of 15,000 for each additional year. You'll get nowhere near 12,000 baht.

Seems way too high. How are you doing the calculation?

It will be between 4-5,000 baht per month. I get around 4,500 baht based on 23+ years. It only takes about 5 years to get back what I put in. There's a fair chance I could live another 20 years so I guess this is one of the problems for the current system where the falling birthrate will continue to affect the size of the workforce. One of the reasons why they want to bring the MOU workers from neighbouring countries into the system.

Under the current system, anyone earning over 15,000 baht per month, so a lot of bank and office workers in your examples, with 20+ years of payments will receive an SSO pension of 4-5,000 baht. Lower salaries with lower contributions will receive less. And most farm workers, construction workers and people on the street are probably not paying into the SSO system. Employees are also entitled to receive a retirement severance payment from the employer based on their years of service and final salary. So if they've been with a company for 20 years or more, they get a payment equivalent to 400 days' salary, 10 years is 300 days etc. It maybe of interest to some here that working continuously for an employer on two-year contracts, for example, your years still add up for the final severance payment.

Actually, for clarity, I think in the private sector any employee can retire at 55 and receive the SSO payments. The retirement age mandated by the company comes into play with the lump sum retirement payment that companies are obligated to pay based on the number of years service. I can't remember the exact levels but it's the same as other types of severance pay. In my case, once I hit 20 years with my employer, it meant I was entitled to a payment equivalent to 14 months' salary upon retirement. So if the company mandated a retirement age of 60, you could still retire and receive your SSO pension at 55. But wouldn't be entitled to the company's final retirement payout. For that, you'd have to stay to 60.

Currently, the Thai government sector has retirement age of 60. The private sector can set a retirement age between 55-60. So if a company has set the age at 55 you're entitled to retire and take your SSO pension then. Employees can continue working beyond the retirement age but are entitled to retire with 30 days' notice once they've passed it. This includes working beyond 60. In my case, paying into the SSO system at the full rate for roughly 24 years gives me a pension of around 4,500 baht per month. It's sometimes been suggested here that you get the choice of taking a lump sum. In fact, there is no choice. If you have paid into the system less than 180 months, you get a lump sum. If you've paid 180 months or beyond you get the monthly pension.

You're still spelling ปลาหมึก incorrectly Also should be ไข่ not ไช่

ปลาหมึกผัดผงกะรี่

Have to say I found the whole set terrible including the Carabao ones. Like they'd just added different flavours to some fizzy beer. Very disappointing considering it was Tawan Daeng.

Maybe they're already making a lot of money from casinos and don't need Thaksin messing it up with his own ideas.