keemapoot

Yeah, My Cigna policy is great. The approved Thai hospitals (all the best ones) are preapproved, and they bill directly to Cigna, which has a representative in Malaysia they can contact immediately same day. For some routine exams, sometimes reimbursement is easier, but I understand your situation.

Excellent point! Yes, in fact I already have downloaded the last two years transcripts from IRS, I just wonder if BOI knows what these are? It's actually highly preferred by banks, governments and institutions rather than the laborious full return.

Yeah, you are fortunate to have both, but again, I won't waste time and money buying a redundant policy when I already have world class policy that works. I checked my policy renewal and it renews January 1, so my plan is probably to start the process Dec. 1, and then be ready to travel to BKK in January to do it at the BOI office. As another poster mentioned, you have to be in Thailand already to process at the BOI, so I may have to schedule a trip of a week or so to do this, but luckily I live in Asia, so not as bad as trekking across the globe to do it.

Let us know if they accept that redacted tax return without SSN #, and also I wonder if they will accept an e-filed tax return. I suppose they may want to see monthly pay slips or remittance or deposit slips as well, which is fine, just need to know.

Yes, this 10 month insurance timing is an unnecessary pain in the ass. I have the top global Cigna coverage but it renews annually every calendar year. That means my window to execute the LTR is only once a year coming soon. This does not match my plans right now for returning to Thailand and I am not in the mood to prove up $100k in savings in lieu of insurance.