I retired in 2010 having lived here since 1997. Having paid NI contributions all my working life (as a government servant) I was well aware that retiring here would mean my State Pension would be frozen. It has stayed the same 102 quid a week since I received it. But the Baht / pound exchange rate has varied from some 75 Baht/pound to well under 40 over this period, so my 102 quid has been steadily getting less and less over the years. Whilst I knew that my pension was frozen, I didn't know about the fall in the rate of exchange. OK, tough luck, and it's as well I don't have to rely on my State Pension in order to live. BUT I agree with those who say this freezing of pensions simply isn't right, but I also agree that the UK will do naff all about rectifying it!