UKresonant

44 minutes ago, LivinLOS said:

Sorry but thats normal.. Interest payments are domestic sourced.. Entirely the same as paying income tax while working in a country, to then claim the tax back if your under the tax threshold (as is the case with many farangs) or not resident for the duration required. 

Far from being unusual, this is exactly how it is in many other places. 

I think it is better deducted, and then there is no worry about being due anything. If it builds up to something useful it may be worth claiming, but its mainly small change, which they are welcome to as it is sourced here.

I've never had a problem coming into Thailand, and first time I came here was December 1993.  1993 to 2017 using leave, and have been able to stay for longer periods since April 2018. Which is great, because I missed a lot of the Son's first 10 years (as I keep getting reminded of) I'm purely here to be with the Wife and Son, don't work here or ever likely to.

On 7/16/2019 at 10:13 AM, DODDY said:

Or you can apply as a tourist multiple entries for 6 months stay but you must leave the country every 60 days

 

The interesting thing is the last line of reply about applying for METV i havent considered that an option because once you get a few of those in your passport then i think it will cause problems when arriving in Thailand once you have a few METV back to back , would i be correct in thinking this ? 

"http://www.thaiembassy.org/london/en/services/7742/84451-Tourist-Visa.html

For visiting or staying with family resided in Thailand (less than 60 days)

• A current passport with validity not less than 6 months beyond the date of depature from Thailand and at least 2 blank pages. Applicants must fill in online visa application with their given name(s) and surname as appear in their passports.
• Printout of visa application form submitted online, with bar code
• Financial evidence e.g. bank statements, proof of earnings, sponsorship letter from a third party
• Personal details of a family in Thailand e.g. ID card, passport and the visa page or stay permit in Thailand 
• Proof of accommodation in Thailand e.g. hotel bookings, invitation letters from family/friends in Thailand
• Proof of relationship to a family in Thailand e.g. a copy of marriage certificate / birth certificate / certificate of adoption
• Proof of legal residence in the UK or Ireland"

So it does have that under the Tourist Visa Section. below the METV header.

So you could have done one non-O SE and one METV per 12 months, or as you speculate would perhaps  have got problems going with the Embassy advice? Until the option evaporated on Friday ????, as #4.

Maybe should pop the e-mail back to them! For a what now?

1 hour ago, LivinLOS said:

Do you maintain an account which receives no co-mingled funds each year ?? Do you only draw down from that source account and never any other ?? Whole can of worms around that. Personally I will do the lump sum deposit for peace of mind.

It's quite difficult to achieve that amount sterile separation.

I've not been resident here yet, but the account that I have shown to the Thai Embassy to demonstrate UK income stream. Mainly consists of one pension that most likely be under treaty, one that is absolutely under treaty, and the remainder of the cash stream can be shown as previous year 2018 vintage (or earlier) non income savings draw down . No income is sent from that account, direct to Thailand, to avoid any doubt.

The pension that is a very dark shade of grey, in respect to DTT, rather than black and white, I've now started transferring to Thailand monthly, a year after it was paid, but the method of sending Monthly, for now means it must pass through a legacy cluttered account (payments) whilst being sent! (Legit proof of regular source at least)

Originally I was going to have two groups for alternating calendar years, making transfers on rate opportunity, but the design seems to have to changed with the wind, the goal posts have spinnakers tied to them, especially with the exchange rate factor.

Paranoid even before I begin or what!????

But to try to anticipate and cover all the combinations

UK stream >1500gbp  (last guidance before they stopped the non-O ME at London) indexed.

O-A 1500/month + 3000gbp (or about  110000 baht ) deposit, to make  800kTHB, (but insurance tag on will make it incompatible for me anyway)

Average of 40.1 kTHB monthly sent to the Thai Bank, (Marriage extension), but less than 9months p.a. in Thailand

Will I need to show 5000 GBP in a bank or Banks for a METV (would they accept half in a Thai Bank and Half in a UK bank????).

Or most likely repeated non-O SEs, with no financials.

Who knows the Lottery numbers, for 12 Months time????

I gave up after sending a small parcel here, 52gbp shipping paid in the UK, they charged me 37% of 110gbp on the shipping! worked out as had to pay over 75% of what I was sending as duty. Never again....????

The sugar free sprite stocks in the 7/11 here seem a bit erratic (was thinking to try a wholesaler to get some), lots of Pepsi Max & Coke zero, as well as coke light etc.Est cola do a sugar free but it tastes a little different...

I've taken to drinking Aquafina soda water in cans from the Jiffy garage shop,(poor mans Perrier) , and put 500 mg effervecent vitamin C in the water sometimes.

Lot of low Sugar Almond milk options available, from most major supermarkets, a bit more expensive than coke though.

The system of the e-visa has also been on a couple of recent posts, as being unresponsive unable to complete an application.

There is also no reports of successful completions in London (though there must be some), in response to another post with Hundreds of views.

It does not fit well if you were on a short return to the UK, and needing a visa for a flight out again. (the consulates look like the only way for SE non-O at present)

I think they just cut and paste standard statements, you would think they would know you can't extend and get a ME re-entry permit, if your not going to be there more than 90days, and there response time is variable in any case apparently.

I'm over 50 looked at the O-A but the pending insurance add on makes it non-viable.

I will go back to Scotland tail end of January for the Daughter's Birthday and fly back to Thailand to get a last entry out my current non-O ME. (Since I've got flexibility of time).

Not having the ME for making trips out and back to Thailand with the family perhaps almost impossible to schedule.

It looks like Savannakhet, HCMC, and maybe even Singapore, could be the only possibilities for the non O ME, if the system does not catch up with them. HCMC especially, could arrange a 6 day holiday there, and if they did not issue the ME visa I would be flying back to the UK anyway, just somewhere else visited!

OP, I have great sympathy for your situation. 

The system now appears at this time a total contrast to the superb service given by the London Embassy prior to the 14th June 2019.

Certainly no Xmas cards this year for those responsible for this "e" thing.

There does not appear to be any takers, you would think someone would know someone that had done it!????

Hi, the chap on another recent thread recons he re-started the form 10 times, whilst sorting various anomaly items and it locked him out apparently!

The ID & House book to be, Certified by whom?

Never really had a problem with the Banks here, even had a 5000 error on an ATM checked, and got the money back a few days later with a smile. (had accounts here since the green K was farmers bank).

Don't think the Banks stability is the issue, I've no long term stability here, look at the previous posts of "how will I get all my assets if I cannot get back into Thailand" or "my work permits ended 7 days to get my stuff" etc That's why I would be wary of keeping a lot of cash in accounts here in my name only.

Minimums, could perhaps be considered maximums as well!

10 minutes ago, Nong Khai Man said:

And What If You DON'T Have 400k  Or You're State Pension will NOT Cover that?? BTW,I'm Here Legally,Married for close on 27 Years Now,So Are THEY Just Going to " Kick My Arse Out of Here "?? Who will SUPPORT My Wife Then ??

I hope everything does go well for you.

With every such example as yours, I feel very uneasy looking to the future, they have disrupted my plans already by withdrawing the Visa I intended using for the next few years (from London) already, after only using them for 14 months. But my situation, is just a trivial irritation, compared with what yours potentially could become.

I don't think the wife realized I needed a visa, until I mentioned that one of two main reason was to go back (to the UK) in Feb was to renew the Visa and get 90 Days to come back spanning the School Holidays.

54 minutes ago, Mitkof Island said:

And no i don,t believe they are trying to run off foreigners that are here legally

I don't there think so either, they are just trying to make less of them legally here, that's what it is....

1 hour ago, Pilotman said:

We file annual accounts and pay tax

1 hour ago, Pilotman said:

I don't particularly  wish to go over all this again in yet another post.  It's been done to death in other posts and frankly,  it's getting a tad boring.  Our house is company owned, the shareholders of the company are my wife, my daughter, both Thai/British and myself.  There are no unknown, bogus, pretend shareholders, which is of course illegal. As is required by Thai property  and commercial law, my wife and daughter hold the majority of the shares, I hold the largest shareholding, but not the majority. We own the company, the company owns the house, ergo we own the house. The company was set up 5 years ago by an International Law firm with offices in Bangkok. The company was audited two years ago by the Thai Department of Development and given a clean bill of health.  We file annual accounts and pay tax. All this is perfectly legal, despite the 'expert' naysayers on TV saying it isn't. 

That sounds interesting, is there much of an ongoing overhead for the account etc?

1 hour ago, Pilotman said:

No, we bought a house together with our money. 

I have no interest in such matters, leave it all to the wife, even been with the wife to the land office to sign to confirm a couple of times..

As I am a non entity here....

Got a trains set though...

1 hour ago, Kron said:

Notwithstanding bank charges, transferring 65,000 baht a month may also not be a wise financial move. Under Thai taxation rules monies brought into the country, if deemed earned in the same year such as a pension, are subject to tax. Immigration one day might wish to see your tax records!

I'm starting to do transfers, of one of my pensions, to the amounts I received a year ago, so if it was Julys 2018 payment it will be arriving here July 2019!  (don't know if I'll need them yet, but how can you anticipate ahead anyway, will try it). Even though that one is probably under the Double taxation treaty anyway. 

1 hour ago, Matzzon said:

The first thing a sensible person is thinkling about when moivng abroad is a health coverage if something happens. Everything else is irresponsible, and there is no idea to start complaining after about how expensive everything is. If you can´t afford to protect yourself according to a country´s rules and regulation, which might change as they wish not as you wish, then you can not live in that country.

Yes most likely right, could not afford to pay for the insurance which might change as they wish not as you wish (if it's the same as the O-X), and then additionally pay for coverage if something happens. "then you can not live in that country" what should be planned for then?

First time I was in Thailand it was 35 to the pound, when I got married it was 75 baht to the pound.

The pound is weak just now because nothing has been resolved, I think it will go down to 35 again and then start a recovery, no forecasts on how long that will take. 

The present exchange rate I blame totally on the MPs who could not arrange the exit on the 29th of March past, of whatever political party, better if it had already happened, business had planned for it, and we would be on a recovery path already, from whatever starting point it was from. 

Dad goes to Pattaya just because he knows his way around there, and  can get by with English (does not feel comfortable upcountry). He goes 8 weeks, then back to the UK for a couple of months. Every time he has been in the past year, he tells of how much quieter it is now. He says many of the ex-pats he chatted to, at the couple of bars he goes to play pool, seem to be more and more absent. People trying to run new Bars, are just shutting again after a few weeks (leases to expensive to pay with few customers).

Originally he used 2 entry tourist visas, then he used the non-O ME (with state pension) which was better and which is still good for his next entry. now we'll have to do a Visa application 3 time a year, a slight increase in inconvenience. Much more expensive there now. I just hope no more negatives arise, as  positives have been absent for a few years now.

Further to #167, forgot to mention Krungsri can print me off the last 12 months transactions in minutes!

Just got my latest Krungsri GBP FCD statement.

For Info

Halifax online Transferred 1300 GBP,  with 9.5OGBP Flat Fee on top.

Krungsri statement shows 1295 GBP, SWF code = SWIFT deposit (So 5 GBP disappeared, will have to ask them) and then 5.10 CF = Collection Fee withdrawal on the same day, same teller code.

19.60 GBP or 1.5% in total

Thai Baht withdrawals are at their published TT Ex rate.

8 hours ago, elliss said:

 

   Good info thank you .

        What occupation , could  you expect to achieve 35 years of contribution ,

         certainly not in the trades / manufacturing industry . 

          Public Servant in the Civil Service , is the only route .

             Thank you ,  UK taxpayers ..

 

 

It is difficult these days to build a full record, if not in that type of continuous employment, I'm always at the Daughter to keep on top of making up full years as She is self employed mainly. Not only is it more difficult to make a decent pension, but they keep putting the age up! The Life expectancy increase thing has stopped, or maybe even slide now, as the transition from Heavy to Light industry has run its course. The politicians really need to ditch that stupid "were all living longer" rubbish, it also depended what area you stayed!

But being in pensions of a similar format as the Civil Service, you are likely to have been contracted out.

e.g. I've got 40 full years to April 2018, and still need to pay 6 more years to get the full "New State Pension" (this addl 6 years seems to be a recurring theme), just thinking about doing the 2018-2019 year as a voluntary. Then I've still got 11 years to add 5. So then i have to balance if I'm likely to go back to work in the UK for 5 in the next 10 2020-2030. Thing is, I can't touch my private DC pensions until I resolve that, or it would have potential tax problems.????

11 minutes ago, NZAMBOY said:

hope you don't mind me asking...just wondering what the NZ embassy required in order to do the income affidavit and who/what is MFA...thanks 

Ministry of Foriegn Affairs (Chaing Wattana in Bangkok, and the  Embassies/consulates) very efficient part of the Thai Gov. They do legalisation of documents and stuff like that.

21 minutes ago, Tanoshi said:

Ridiculous statement.

Complying with the requirements of General Data Protection Regulations is not optional and people can not waive their rights to protection under GDPR.

https://socialoptic.com/gdpr/

 

I wonder how the statement on page 18 of the E-Visa manual measure up? ...disclosure of your personal info, including but not limited to, VISA system and law enforcement for immigration purposes... ( can't cut and paste it, sorry)...