omnipresent

4 hours ago, GroveHillWanderer said:

whether, having experienced anxiety (and not having been treated for it yet) it needs to be declared as a pre-existing condition when applying for health insurance.

Yes, or whether having been to a clinic to get some cannabis to be more relaxed should be declared when applying for insurance.

Maybe people didn't notice that this thread is in the insurance subforum. But I probably should have been more explicit in the title.

It's probably like how many people drink some beer to get more relaxed, but I much prefer the feeling of cannabis, and I think it's better for health.

If I had known beforehand that getting some cannabis from a clinic to feel less anxious would actually be an issue when later applying for insurance I wouldn't have done so.

During and after the COVID-19 pandemic anxiety has been a big issue for people around the world for many reasons. I myself have noticeably felt more anxious than before.

So when applying for health insurance, should we declare anxiety if we do often feel anxious?

What complicates things is that I visited cannabis clinics to try cannabis oil to feel more relaxed. Should such visits be declared in insurance applications? Would anxiety then be a pre-existing condition that I have?

3 hours ago, brianthainess said:

Then open a Mee Tee account with KrungSRI bank at 0.9% up to 2 million. guessing your with BKB.

Thanks, that's a good compromise. Rate is 1.1%/y for first 100k, so effective rate for 400k is 0.95%/y. Over the 3 month period for extension of stay, that'd earn almost 1k THB, which is better than nothing.

Though I've read somewhere people recently have had success with using SCB EZ Savings (which is passbookless) for extension of stay. That'd be even better if it really is possible now.

It appears everyone is unsure. The problem is that there's no clear written rule / regulation by government that definitively answers the question.

Maybe I should have asked more specifically: Have Bangkok Immigration staff (at Chaengwattana) lately been checking bank balance (again) when applicants return to collect the extension of stay approval stamp?

I usually park my money in SCB EZ Savings account that earns 1.5%/y, so 400k THB would earn almost 500 THB over 1 month. It's a "small" amount but I'd still prefer to get it than get nothing. But the point is that all of us would rather want the freedom to do what we want with the money than to have it stuck there for longer than is necessary. What is "necessary" is the question.

After keeping over 400k THB for at least 2 months in a bank account and then submitting an application for extension of stay, are we still required to keep at least 400k THB in the same account afterwards while the submission is under consideration (which could be for another 3w)?

I want to move the money ASAP to a different bank account that earns much higher interest. I couldn't use that account for extension of stay because the bank doesn't give a passbook for it.

6 hours ago, Sheryl said:

it is quite easy for insurers to access medical records from all the private hospitals in Thailand

How about small clinics?

How about hospitals or clinics in other countries?

Can and do they really check these?

I'd like to know more about how insurance companies can check your medical records, especially when you've made a claim.

Which hospitals can they check, and which can't they check? Every hospital in the world? Only big ones? How about non-hospital clinics?

e.g. I once visited the Department of Thai Traditional and Alternative Medicine (DTAM) and got prescribed some medicine there by a doctor. Could insurance companies discover such a record?

Do hospitals give insurance companies access to their database so that they can check any time, or must insurance companies make a request and wait?

I flew back into Thailand last week yet I received an email (with subject "[TM47] Notification for alien before the next appointment.") saying that my "receipt for notification of "STAYING LONGER THAN 90 DAYS" " will be due in 2 weeks, as if I hadn't departed and re-entered the country (or they don't have such a record).

The correct deadline should be most recent entry date + 89 days, right? Did Immigration make a mistake?

2 hours ago, Sheryl said:

I wasn't aware Jenny had left. 

There has been some internal shuffling there.

On 4/24/2023 at 6:42 AM, Sheryl said:

Norhing at all about this on their website

 

https://www.aainsure.net/

Sheryl, who has replaced Jenny as your agent?

Quote

Version 4 coming shortly

When?

Please upgrade it to GPT-4

On 2/18/2023 at 6:38 AM, OneMoreFarang said:

This is why I wrote for the transfer "purchase of a condominium in Bangkok", not building name or anything like that. And that was perfectly fine, no problem.

I'm also in the process of transferring funds to buy property without knowing exactly which building. I've been making transfers via Wise which lets us select "Property purchase" in a dropdown list.

Though I've heard you may not even need to write the exact reason, as long as the bank receives funds as "International funds transfer". When you've found a place and are ready to pay, you can visit the bank to have them create a letter based on those past International funds transfers. The letter would show details of the property and that the money came from abroad. To those who have experience in the process, is my thinking correct?

2 hours ago, Celsius said:

What's more, once you pick up your extension after 30 days, you  will have to update the passbook again.

Do they still require us to keep the money in the account for another 30d until collection, which means we'd need to keep the balance above the minimum for at least 3 months?

15 minutes ago, watthong said:

Just make sure you get the update the same day you go for the extension

I'm not sure if there's an LH Bank ATM at Chaengwattana to do a passbook update on the application day (after making a deposit). I think they only have ATMs at their branches.

I leave my money in an LH Bank account because it earns high interest (1.5% per year).

The account has a passbook (unlike most other high interest savings accounts e.g. SCB's EZ Savings) which could be used to show to immigration (I've had issues in the past with passbook-less high interest accounts).

But there's no LH Bank branch at Chaengwattana, so it'd be difficult to do a passbook update and get a bank letter on the same day of application.

Would doing the passbook update and bank letter on the day before application still be accepted?

Are Jardiance, Levodopa and Carbidopa easily available in Bangkok?

If so, around how much do they cost?

If they are expensive, what are the closest alternatives to these and how much do they cost?

30 minutes ago, BritManToo said:

What do you use to remove contaminants from your fruit and veg?

Wash in kitchen sink.

36 minutes ago, bamnutsak said:

What types of cannabis are you buying?

Cheap brick weed.

36 minutes ago, bamnutsak said:

What type of pesticides do you imagine growers are using?

 

Are you concerned about pesticide uptake from the soil, water supply?

I was thinking growers may spray it on their plants, so the chemicals may just sit on the plants. So I was wondering if such chemicals could be washed off.

38 minutes ago, bamnutsak said:

How are you consuming your cannabis?

Smoked as joints, though I may switch to vaporize.

39 minutes ago, bamnutsak said:

I would be much, much, much more concerned about mold.

Oh, what are the health issues related to mold? What can be done about it?

I'm worried that herb we buy may be contaminated with pesticides etc. We don't exactly know the processing (e.g. washing fresh plant) that have taken place before our purchase. Cannabis is still an unregulated industry so safety controls may vary.

What would be our options to get rid of contaminants?

Would it be good to wash the herb before consuming (as we do for fruits and vegetables), then redry?

On 2/28/2023 at 2:26 PM, OG Thai said:

1kg of brick for much less than 8,000 THB, we have seen as low as 2,000 THB.

Please provide link where we can get 1kg for 2,000 THB.

At which Thai markets have you guys seen cheap weed?

By cheap I mean < 5 THB / g.

How about at Chatuchak or Or Tor Kor?

On 2/19/2023 at 11:49 AM, BritManToo said:

30bht/100 is good enough.

Where do you get 100g for 30 THB?

The attraction could be that no money needs to be paid upfront - the lender pays and you've got solar power installed without paying anything.

The interest rate would determine the size of regular repayments, and if "each household could repay the loan with money saved from their electricity bills" then it could be a good deal.

It would be interesting to hear the experiences of people who've gone ahead with this deal.

Quote

each household could repay the loan with money saved from their electricity bills

See https://www.nationthailand.com/business/corporate/40023761

What do you guys think?

Has anyone tried it?