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maechanman

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Posts posted by maechanman

  1. Now we all know TIT so what if you go into the bank with your credit card & passport and they first tell you there is a ATM outside this has happened to me before as they are too lazy to help you, And you tell them yes I know but your bank charges me 150 baht to use it. The bank teller tells you that they also charge you 150 baht for him doing it this way as well, Do you argue with the teller that I am not using your ATM if you are doing it for me and its a ATM charge or do you just go to another bank and try again with your card & passport?

    Regards

    Scotsman

    This is a good point Scotsman, and one that we will only find out the answer to by trying it out. Personally, I will go to my Kasikorn branch and ask them to swipe my foreign card and ask them to add the balance to my Kasikorn account rather than hand me the cash. Of course, this is not an option for those without Thai accounts.

    If however I did want the cash and I recieved treatment similar to what you reported, I don't think I'd bother trying to argue my point, but simply just leave and try another bank.

    I use a Nationwide cash card for my ATM withdrawls.I also have a couple of Thai bank accounts (Kasikorn and Ayudhya).

    Anyone know if I can go into the branch and ask them to swipe this card and add the balance to my account as Scotsman suggests.

  2. Quote from a reuters story:

    The decision by Standard and Poor's to downgrade Thailand's local currency sovereign credit rating on Tuesday will hit the baht, although the rating agency affirmed the foreign currency credit rating, albeit with a negative outlook.

    Maybe things will finally pick up for those with GBP. They have had so many protests etc. that it has to have an effect sooner or later!??

    Link to story here:

    http://uk.reuters.com/article/rbssFinancia...P48257020090414

    Well as soon as the protests ended yesterday the Baht was initially up against the USD by around 1%.

    Lets hope it's less positive tomorrow when the markets open.

  3. Reading the Thai Bank Association rule carefully, it does not mention fees for use of ATM cards. It mentions a 150 baht fee for use of CREDIT OR DEBIT cards in an ATM machine.

    So - it is not clear that users of ATM cards will face any new fees. This past week, I was locally charged 20 baht for one ATM withdrawal, and nothing for a withdrawal using a different machine.

    Cheers!

    Indo-Siam

    to be technically precise , all financial cards are either debit or credit , there is no such thing as an "ATM card". this is an erroneous/lay person term used by Joe Blogs on the street. So the Bank Association are correct.

    when the transaction messages are sent down the wire(from a payment terminal in a store or an ATM machine etc,,,) the PAN field in the message is inspected by the payments switch to determine whether the card is credit or debit.

    My financial card is neither a debit or credit card,it's a cash card.

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