It must also be asked whether the insurance must cover the entire period of visa validity, as I have read here and one returnee has told me. That condition ruled out any foreign travel for me, as there is a 5-month gap between the expiration of my normal policy and the visa renewal date. The supplemental coverage offered by my provider was prohibitively expensive for a short trip.
As for the age cut-off it is possible to find companies based in Thailand that accept people older than 65. AXA, for example, will accept applicants up to age 79.Some of their foreign based providers under their umbrella will go higher. Mine, Pacific Prime, has 74 as the cut-off age.
But I am concerned to read that one person today who tried to register on Thai Pass was denied because his insurance indicated he was older than 73.
Could any system be more confusing and frustrating?