bmanly Posted October 5, 2004 Share Posted October 5, 2004 I've been reading threads from worried farangs here regarding "banks in Thailand stealing your money if your account isn't used for 6 months or more". I took the trouble as did my Thai wife to write to the Bangkok Bank seperately and ask exactly what happens under these circumstances. Here is my reply from BBL: "Please be informed that savings accounts which do not maintain a minimum balance of 500Bt will be subjected to a 50Bt per month maintenance fee after one year. If a savings account is at zero, the account will be automatically closed without prior notice." On a personal note I think BBL is a very professional first class bank to deal with. Overseas swift transfers are credited within 24 hours from my bank account at home and they do not "steal your money" if you have a reasonable deposit. Another myth to be eliminated is that they don't pay Farangs interest. They do, albeit only .75% but they do and I get mine every 6 Months. Here is my wifes reply in Thai which is same answer and in addition my wifes answer also says ALL accounts are treated the same, that means Farangs too. (She asked that question) Happy Banking. สำหรับบัญชีเงินฝากสะสมทรัพย์ที่ไม่เคลื่อนไหว 1 ปีขึ้นไปและมียอดเงินคงเหลือในบัญชีต่ำกว่า 500 บาท ธนาคารคิดค่าธรรมเนียมในการรักษาบัญชี 50 บาท ต่อ เดือน เมื่อยอดเงินคงเหลือในบัญชีเป็นศูนย์ บัญชีนี้จะถูกปิดโดยอัตโนมัติ ธนาคารกรุงเทพให้บริการกับลูกค้าทุกท่าน ด้วยมาตรฐานที่เหมือนกัน ดังนั้น ท่านสามารถไว้วางใจในบริการของธนาคารได้ Link to comment Share on other sites More sharing options...
Baaksida Posted October 5, 2004 Share Posted October 5, 2004 Thanks a lot for the valuable information! As for me, yes, I also was worried about 'losing' my ledger balance (1,100 baht) from my dormant bank account, so I withdrew it at another province's bank branch, costing me 30 baht. I hope, though, that my account in Bangkok won't be closed, as I would like to keep it. (I have the mentioned balance of 0 baht now, though, or should I say 0.08 baht?) Link to comment Share on other sites More sharing options...
RDN Posted October 5, 2004 Share Posted October 5, 2004 ...Overseas swift transfers are credited within 24 hours from my bank account at home... Another myth to be eliminated is that they don't pay Farangs interest. They do, albeit only .75% but they do and I get mine every 6 Months. .... I think this clinches it! I've been looking at different banks to see which one I should change to, because I'm so fed up with Krung Thai. Thanks for this information. Link to comment Share on other sites More sharing options...
Jeff1 Posted October 5, 2004 Share Posted October 5, 2004 Good information , Thank's for that. It only make's sense that they close an account for such little money. But those with more than 1000 baht in the bank should now rest assured . Link to comment Share on other sites More sharing options...
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