Fully comprehensive motorbike insurance

[Beng]

Hi there, does anyone know if there is any insurance company offering this in Chiang Mai ?

[transam]

Just contact AA insurance (Thailand). You can talk in English via email.

[Beng]

Just contact AA insurance (Thailand). You can talk in English via email.

Cheers. Do you mean the AIA insurance company ??

Edited October 30, 2013 by Beng

[transam]

Just contact AA insurance (Thailand). You can talk in English via email.

Cheers. Do you mean the AIA insurance company ??

No, AA Insurance (Thailand). They are a brokers which will look for what you want.

[lemoncake]

I remember a similar thread and from memory it was very expansive, something around 18 000 baht(there abouts) and i think it was Tokyo Marine (is that the name? or something alike) who offered it.

[Garry]

Just contact AA insurance (Thailand). You can talk in English via email.

Cheers. Do you mean the AIA insurance company ??

No, AA Insurance (Thailand). They are a brokers which will look for what you want.

I recieved an email (09 Aug) from them that the Chiang Mai Office was temporarily closed. Extract below:

Dear Customer

We wish to inform you that the Chiang Mai office is temporarily closed due to staff shortages.

To continue providing service we have now introduced a dedicated team who will be responsible for Chiang Mai and Northern Thailand for all your insurance requirements.

You can contact our team by using the email address: [email protected]

This will save having to visit to our offices, which will save you time and money as well as providing faster response times on quotations and enquiries.

If you have any questions please feel free to contact us either by email or any of the below phone numbers:

Mobile 086-3322197, 081-7822196

Office : 038-415795-6 Ext 12 or 17

Again please accept our apologies for any inconvenience caused.

[transam]

Just contact AA insurance (Thailand). You can talk in English via email.

Cheers. Do you mean the AIA insurance company ??

No, AA Insurance (Thailand). They are a brokers which will look for what you want.

I recieved an email (09 Aug) from them that the Chiang Mai Office was temporarily closed. Extract below:

Dear Customer

We wish to inform you that the Chiang Mai office is temporarily closed due to staff shortages.

To continue providing service we have now introduced a dedicated team who will be responsible for Chiang Mai and Northern Thailand for all your insurance requirements.

You can contact our team by using the email address: [email protected]

This will save having to visit to our offices, which will save you time and money as well as providing faster response times on quotations and enquiries.

If you have any questions please feel free to contact us either by email or any of the below phone numbers:

Mobile 086-3322197, 081-7822196

Office : 038-415795-6 Ext 12 or 17

Again please accept our apologies for any inconvenience caused.

I believe they had a ''staff'' problem. Use the email address provided.

[Garry]

 

I believe they had a ''staff'' problem. Use the email address provided.

 

That wouldn't surprise me

[elektrified]

I believe they had a ''staff'' problem. Use the email address provided.

That wouldn't surprise me

The main office is in Chonburi. The C.M. office was never as good as the main office. Peter is the principal and is very knowledgeable and helpful. They will find what you are looking for.

[sharktooth]

I use Lockton. Around 5k fully comp plus medical. Email [email protected] or [email protected]

[meechai]

MSIG based in Bangkok but have Chiangmai branch

Kawasaki recommends them as fastest to pay out.

I found them very helpful on the phone when I bought my full coverage

Although I actually bought it thru Kawasaki I did call for another copy of the policy later

& they were quick to email me a pdf

http://www.farangfriendly.com/chiang-mai/mueang-chiang-mai/insurance/msig-insurance-thailand-co-ltd-chiang-mai

http://www.msig-thai.com/msig/html/default.aspx?Changed=true

Edited October 31, 2013 by meechai

[Beng]

Cheers Sharktooth & Meechai, Will check both out.

[skills32]

I bought a Kowasaki Boss a few years ago and asked my Thai police friend about insurance. He took me to an insurance shop close to where Dukes on the river is and it cost something like 750 baht.

I had an accident ( car coming out of the bush without looking on ring road 2 ) and busted my shoulder.

Any way the people at Rajavet asked me if I had insurance? yes. OK you can claim 15000 baht, which was 1/2 of the bill.

About 3 months later I went to their head office in Mae Rim and the first question I was asked was 'why have you waited so long to claim?'

Apparently the Thais go there first on the way to hospital.

Any way an hour later I walked out of there with a cheque for 15000 baht and it didn't bounce. I was also asked if I wanted to claim damage to the bike which was only scraped and I said no.

This sounded like comprehensive ins to me and cost nothing like the premiums mentiondd above.

No wonder the ins bloke gives good service; He is probably putting the ins through the mob I used and getting a nice little earner.

Edited October 31, 2013 by skills32

[yingyo]

I remember a similar thread and from memory it was very expansive, something around 18 000 baht(there abouts) and i think it was Tokyo Marine (is that the name? or something alike) who offered it.

It completely depends on the bike.

What bike do you want to insure OP?

Edited October 31, 2013 by yingyo

[yingyo]

Also consider an ATM card from Kasikorn that includes their accident insurance.

It was 200b p/a, then went up to 400b p/a, perhaps it's more now. Debited directly from your account each year.

This will cover around 5000b in any hospital after an accident. That is enough for x-ray, doctor's check up and any medication.

A friend had an accident in Ratchada in BKK and they were taken by ambulance to Pra Ram 9 hospital, an expensive private hospital more akin to a 4 star hotel. Showing the ATM cards covered all checks, x-rays, follow ups, ambulance, medication.

Good to have for a few hundred baht a year.

Of course also get first class vehicle insurance.

[meechai]

I bought a Kowasaki Boss a few years ago and asked my Thai police friend about insurance. He took me to an insurance shop close to where Dukes on the river is and it cost something like 750 baht.

I had an accident ( car coming out of the bush without looking on ring road 2 ) and busted my shoulder.

Any way the people at Rajavet asked me if I had insurance? yes. OK you can claim 15000 baht, which was 1/2 of the bill.

About 3 months later I went to their head office in Mae Rim and the first question I was asked was 'why have you waited so long to claim?'

Apparently the Thais go there first on the way to hospital.

Any way an hour later I walked out of there with a cheque for 15000 baht and it didn't bounce. I was also asked if I wanted to claim damage to the bike which was only scraped and I said no.

This sounded like comprehensive ins to me and cost nothing like the premiums mentiondd above.

No wonder the ins bloke gives good service; He is probably putting the ins through the mob I used and getting a nice little earner.

Full Comprehensive does not have limits like 15,000

Instead it has things like

3rd party liability

500,000 each person

10 Million each accident

2.5 million property damages

Bike coverage

130,000 bike damage or theft ( depends on your bike as to how much you may want to buy here)

Accident personal

50,000 per person on your bike. ( not meant to really cover all )

Bail Bond

300,000

You hopefully will not need it but that bail bond is important believe it or not

You sound like you had a small scooter accident ( well under 200cc & did not need repairs by your account ) & caused by someone else.

If riding a full sized bike @ speed & you hit even a mildly a well off Thai in an expensive car you would find you

might have been jailed for many moons or until you coughed up some serious cash in any countries currency.

You could be liable for damages to an expensive car, or worse a person injured for life in an accident deemed to be "your" fault.

Your also responsible for any property damage you may have slid thru. Folks business fronts, walls,fences etc.

They may say freedom is just another word for nothing left to lose. But do not make the mistake of thinking

if you have no money to pay the overage your insurance did not cover your off the hook.

Your going to end up in Thai prison period

Edited October 31, 2013 by meechai

[yingyo]

^ Yes, it certainly brings a certain piece of mind.

[lemoncake]

I bought a Kowasaki Boss a few years ago and asked my Thai police friend about insurance. He took me to an insurance shop close to where Dukes on the river is and it cost something like 750 baht.

I had an accident ( car coming out of the bush without looking on ring road 2 ) and busted my shoulder.

Any way the people at Rajavet asked me if I had insurance? yes. OK you can claim 15000 baht, which was 1/2 of the bill.

About 3 months later I went to their head office in Mae Rim and the first question I was asked was 'why have you waited so long to claim?'

Apparently the Thais go there first on the way to hospital.

Any way an hour later I walked out of there with a cheque for 15000 baht and it didn't bounce. I was also asked if I wanted to claim damage to the bike which was only scraped and I said no.

This sounded like comprehensive ins to me and cost nothing like the premiums mentiondd above.

No wonder the ins bloke gives good service; He is probably putting the ins through the mob I used and getting a nice little earner.

I believe this was the standard compulsory insurance.

[BlackArtemis]

Only Lockton and AA would pick up my 2nd hand 650r Ninja, I called around to many places and they would not insure it. I went with Lockton because it was a better deal.

Nanchaporn Loungaon

Operations Officer

Affinity & Personal Lines

Lockton Wattana Insurance Brokers (Thailand) Ltd.

4th Floor, United Center Building,

323 Silom Road, Khet Bangrak,Bangkok 10500

Tel: +66 (0) 2 353 7000 (Ext. 4140)

Fax: +66 (0)2 353 7009

E-mail: [email protected]

Website: www.locktonwattana.co.th

Company Registration No.: 0105527011324