Comparing the document that I got from a broker from Thailand to a booklet that I got here in Canada (with half of it being about exclusions ), it certainly look as if something is missing. I was wondering if I could get some advice from some of you who will certainly be more knowledgeable or experienced that I am at this. (The document is at the end of this post. I am sorry for the poor quality, but this is the best I could do with what I was given.)

I'm going to stay in the North of LOS for 4 months (apart from a few days in BKK). I will probably be using buses, Tuk-Tuks, and ride (occasionally) a motorcycle and a bicycle (often). The only sport I will probably do is play tennis, ping pong, volleyball, and hike (and ride a bicycle). BTW, I almost never drink and never drink heavily, don't do drugs,... and I am in really good health.

I think I should ask to see the document I am going to be responsible for (to sign). Maybe on it, will be a number of ... exclusions and details. Am I right?

There were a few additional details given on another sheet. Here there are.

1000 bath deductible on:

> medical expenses,

> baggage loss, damage, or delay,

> loss of cash and trav. cheques

Premiums (in baths)

> diamond plan (single/month): 1,700

> gold plan (single/month): 1,300

> silver plan (single/month): 700

NOTE:

> Premium includes tax and stamp duty

> 6 months max.

> 2 times for optional sports coverage

> medical emergency. benefits to cover non-professional sports

(BTW: Any idea on what to do for a theft/rental policy?)

Edited August 7, 200619 yr by MyPenRye

Addendum:

The $2500 hospital allowance/day looks suspect. No?

BTW, this was provided to me from e-insure Thailand (as advertised and recommended on ajarn.com).

Thank you all for your help in this regard.

The $2500 hospital allowance/day looks suspect. No?

Perhaps they mean 2,500 Baht, since all other amounts in that document are in Baht.

---------------

Maestro

The $2500 hospital allowance/day looks suspect. No?

Perhaps they mean 2,500 Baht, since all other amounts in that document are in Baht.

---------------

Maestro

Yes! The typo was confirmed. It's indded 2500 baths.

BTW, this policy did not cover for any computer theft or loss and only $500 for camera (incl. lenses). Useless for me.