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cobra

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Posts posted by cobra

  1. On 12/19/2021 at 5:17 PM, RocketDog said:

     ... at a place you don't want to be, with people you don't want to see,

    I can understand that, 

    Unfortunately, many are stuck in a less than desirable job or occupation by necessity.

    But if you can find something you enjoy then it's no longer work, it's just how you spend your day.

     

    I do not plan on retiring until I can no longer perform work requirements, physically or mentally.

     

    I love what I do and I vacation often.

     

    Actually I dread the day when I'll be walking around in my bathrobe all day, looking out the window, with the mind-numbing drone of a TV in the background,

    rather die on the job.

     

     

    • Like 1
    • Haha 1
  2. 9 hours ago, Swiss1960 said:

    ... "Few glasses a day" qualifies more for an alcoholic than a diet-aware person, ...

    Yes indeed,  that's why they call any alcoholic beverage "invisible calories",

    often, many do not take it into account when determining daily caloric intake,

     

     

  3. For many, their work defines them.

    They are proud of what they do or are accomplishing, giving them a sense of purpose and relevance, or to just have a reason to get out of bed in the morning.

     

    Unfortunately I've seen more than one who have retired, either prematurely or on schedule. 

    All the retirement plans they had never seemed to materialize.

     

    All they did was sit in front of the TV, still in their bathrobe at noon and already drinking.

     

    They decline quickly, both mentally and physically.

     

    In my generation and family you work until you can't,

    taking many vacations and doing bucket list things earlier in life while it can truly be enjoyed.

     

    If you have a plan or are miserable in your job, then yes, retire.

    But if you like what you do, continue to do it as long as you can, your brain and body will benefit.

     

    By the way, I have no problem dying on the job, just hope I go quickly like the gentleman the poster referred to. ????

     

     

  4. 10 hours ago, timendres said:

    ... The real risk is having a lifetime of savings wiped out by a serious illness ...

    Well said,

    Yes, no one wants to end up the richest person in the grave yard,  but there are essential things that must be maintained and med insurance unfortunately in one of them.

     

    Even a non-life threatening event as in a vehicle accident could equal the cost of a house depending on how many days they keep you in an ICU, plus the obligatory add-on's, $30 for an Aspirin, etc.

    And whether you survive or not makes no difference.

    That debt will still follow you to the grave, or on to other family members or entities and hound them in perpetuity until they're paid.

     

    In the west health care is basically a for-profit enterprise.

     

    They only control a disease, though they could probably cure it if so motivated but no money in that.

  5. On 7/2/2021 at 8:15 PM, Presnock said:

    Basically, looking at the animal/insect world, heartbeat is a fairly accurate measure of longevity ....

    There are several studies that seem to correlate to this, it seems metabolic rate determines much, basically a finite number of heart beats.  
    Use slowly like a tortoise and live a hundred years, use them up quickly like a humming bird and live only a few, it's relative.

  6. 23 hours ago, nobodysfriend said:

    Well said ... does it mean that everybody lives in his own reality that is subjective only ...? And what is really ' real ' then ? Or is an objective ' reality ' , that is shared by most , only existant , because it is believed to be like this by most people ?

    Well , reality might be more than we can know now  ...

     

    oh , I need to go and take my pills ... 55

     

    ... there is no spoon, ...

    • Like 1
  7. 17 minutes ago, smutcakes said:

    ... Point is that if you want to buy and you find something you really like, just buy it. Live in it, enjoy it and dont sweat whether its appreciating or deprecating in value- in 10-15-20 years it will be what it will be ...

    Sage advice and I apply this to anything I want to buy.

    Life is short, don't stress over price-point, unless of course you're looking to be the richest person in the cemetery. 

    • Like 2
  8. On 5/13/2021 at 9:59 PM, The Cipher said:

    ...  If you don't feel comfortable buying crypto, don't buy it. In fact, if you're a retiree and you do feel comfortable, at least hesitate before establishing a (risk-controlled) position and make sure you know what you're buying and why.....

     

    Sage advice and the voice of reason,

     

    Some high-end retirees / pensioners who invested early and cautiously

    are being racked with anxiety from FOMO,

    The reality is there simply isn't enough time to recover from a huge investment mis-step because, well, we're not dead yet but we can see it from here.

     

    At some point I will include some crypto in my mix but it will certainly be conservative.

    • Like 1
  9. 2 hours ago, Lacessit said:

    I would decree everyone on the planet older than 10 has to play a minimum of three rounds of golf every week, tapering off permitted after age 70.

    I would legalize every illicit drug, with the proviso any crime committed under their influence gets the same penalty as if the person was not.

    I would legalize prostitution, abortion and voluntary euthanasia world-wide.

    I would ban all  religious instruction in schools as a form of brain-washing.

    Every student would have to attend and pass a minimum number of hours of education in physics, chemistry and biology. The people that fail would repeat until they passed.

    People can accumulate as much wealth as they want to. There would be a limit set on what heirs could inherit.

     

    Some very good points,

    I'll sign off on the golf thing too as long as it involves a clown head, windmill, and colored balls ???? 

    • Like 1
  10. Like any problem in life, the first solution is can I throw money at it to make it go away.

    For those of means, escalating insurance costs will not be a problem, those on fixed incomes will have to make some difficult decisions.

     

    A lot of us may not be there yet but we can see it from where we're at.

    Do I want to languish on my deathbed with just a room fan or upgrade to air con and a view,
    what I do now will dictate what I can do later.

     

     

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