thailand49

8 hours ago, AAArdvark said:

Are you talking about only accident insurance which would cover you for falling off your skate board but not cancer or a heart attack?  If that is the case, why would age have anything to do with accidents other than someone might be more prone to falling off said skate board.

The insurance needed is general health insurance.

Great question!  Yes that is what I'm talking about!  When you use the example skate board, if you read the fine print in a accident policy

in Thailand you might see something like " dangerous sport "  if you know anything about Thailand I put pretty good money they will not cover you if you told them the reason why you broke your arm.

I'm 67, years old there are a number of Thai companies that wouldn't even cover me if I told them I was riding my mountain bike on Sukhumvit even all the way to Bangkok a number of times from Pattaya. That I'm still climbing roofs and painting two story buildings and playing Basketball with kids in their teens and twenties once a week.

I have an accident policy like my son he is 20 now, he paids 2000 baht while I have to pay 3500 baht a year that company stops coverage at 70 year old and will only consider renewing? 

Like their medical insurance they discriminate and just last week the government just approved Duel pricing for expat and tourist at Government hospital are you starting to get my point?

If you need general health go the the Forum for Medical...  medical insurance is sold like ala Cart, that is outpatient and inpatient as you get older the premium start to rise until it becomes unafforable policy loaded with fine print " pre-existing condition " once you get to 60 it goes downhill fast after that with coverage and premiums!

13 hours ago, flbkk said:

Supplements and Advantage Plans are allowed to cover emergencies on the first 60 days of a trip, at 80%, with a $250 deductible and a $50 lifetime limit. So you can use overseas in any meaningful way. Nevertheless I keep Part A and B with a High F supplement. I come to USA fir a few weeks a year, keep a residence there. I also have kept dental, vision, and Part D, s cheap plan. It’s not a perfect solution but if I get sick and can make it back to the USA it will help me. The plan F covers some things outside of Medicare, the 60 day travel benefit, Silver Sneakers (free US gyms which I do use). And it’s good on any USA state at any doctors or hospitals that take Medicare. Advantage Plans use a network of providers in your USA county only, except for out of state emergencies. I can’t get thai social security (government health insurance) and I have thai Aetna but it excludes anything cardiac and it’s injury and accident coverage is very low. I may drop it next year and get accident insurance from my bank. 

Don't go bank, I use a broker from an Expat club independent accident policy 2000 to 4000 baht a year coverage 50-100,000 of course like Medical insurance you get into the mid 60's coverage is higher but I'm still covered.

My new Toyota Truck same my old Yaris same!  nevertheless both still stops!  so it is normal.????????????

1 hour ago, Captain 776 said:

It is my understanding that Medicaid including parts A and B can not be used outside USA?

 

Correct.....or not?

Medicare coverage isn't available outside the U.S. unless you are in the South Pacific like American Samoia?  Depending on your coverage beyond A&B it does cover oversea but not if you are using a International address basically like travel insurance if you get hurt on vacation you pay first get a written bill in English usually an International hospital submit the bill and usually get refunded what you spend oversea but it will be based on " out of network " if applies 50% for example.

Medicaid isn't Medicare,  Medicaid is a State program that is for low income.

On 9/4/2019 at 11:03 PM, smo said:

Thanks Pibs for the link and the advice. I looked up and saw that in my case since I've already got SS benefits months before age 65, I will be getting Medicare A + B automatically:

 

"If you already get benefits from Social Security, you'll get Medicare Part A and Part B automatically when you're first eligible and don't need to sign up. Medicare will send you a "Welcome to Medicare" packet 3 months before you turn 65. You'll still have other important deadlines and actions to take, so read all of the materials in the packet. (If you live in Puerto Rico, you'll only get Part A. If you want Part B, you need to sign up for it.)"

 

- and that I would need to sign up for part D if I want drug coverage. First thing first I'm going to email Manila also to inquire about the  "Welcome to Medicare" packet that I haven't yet received. Will keep you posted what happens next. (I recall we discussed briefly about this in one previous conversation...)

It has been a few year but I think you got some of this stuff wrong. Yes if you qualify for A&B it doesn't mean you don't have to sign up and you get your packet automatically!

Part B. right now although you qualify is a option because if you select it isn't free you got to pay which I do $135 a month option taken out of your S.S. benefit.

If you haven't already you need to create an account online and read the information (fine print) slowly. 

If you are lucky your former job provides medical after retirement and at Medicare age still will provide coverage C-D etc still at a lower cost in general than if you purchased coverage on your own.

For myself example, I live oversea majority of the time still have an address in the States, because of that I not buying coverage beyond A&B saving between 90-200 a month depending on coverage plan instead in my area they offer a Zero a month plan from Anthem Blue Cross it is basically a HMO,  I've been pretty happy with it. They provide me with Online advice, when I plan to return to the States for a quick visit I call a few months before set up an appointment and then get referral to others examines. On my visit if I have an accident or become ill I can use all the independent Urgent Care clinics so far so go!

Those who live here and know the magazine this is no more than Bull <deleted>. These guys run around and stay for a few days and write up this junk.

Maybe after they left, to write this cramp of <deleted> the Thai government endorse by law it is O.K. to have duel pricing for medical services for expat and tourist! 

I last read last week, they claim to be 9th, as the world worst drivers? 

So common, commercial trucks driving on the wrong lane no training as if they were driving their own cars. Two, over and undertaking so sure this is Thailand but can be done with more caution. 

The on coming vehicle with the video cam totally in the wrong,  First speeding but course no one has any idea what the speed limit is on this road parallel to the Hwy 7, I've driven it many times because of cross traffic limit should be 60-70 but vehicle like this one go faster than those on Hwy 7.

As a trained professional commercial driver and instructor once the vehicle came out from undertaking 5 seconds I could see ahead traffic that a driver who isn't one track minded, pedal to the medal, murderess driving habits slow down even 10 seconds before contact the vehicle never slow down because it was demand the " right away "  therefore if I hit you to prove my point although I had enough time to slow down I won't.

The truck some might feel he is wrong and this is mostly for Thais! if you happen to read this!

In this situation the black vehicle had the " right away " but based on the video the time the vehicle had time to slow or stop and the truck being in the middle of the intersection the " right away was taken away "  you don't always have the right away it can be taken away especially if you had the time to avoid!

As for the truck it stopped and he could have proceeded a bit faster as he enter the intersection but clearly the black vehicle as I noted once he finish undertaking 20 plus seconds I could ??? ahead if it was all pedal to medal.

Sadly just more grand standing or call it hot air enough to fill a big basket balloon that should take all these guys to dream land. It is so deep here if he could actually do something instead of talk he would be six feet under in a week.

Here is the problem many excellent advice!  I'm on the side that after wife dies he has no rights to continue living in the house at least after the legal time frame.

The other problem is going down the Amphur to have something done this I've heard more than once recently that the Amphur pretty much put something on the document that it belongs to him it was a mess trying to get it undone!

Then you got so and so did it but since a Thai lawyer did it and here is what you got translated by another person to you who barely speak any English. Ask yourself!  If you weren't in Thailand and in your home country would any of you go about life this way.

If you want to know the real legal answer get a lawyer who can give you the answer in real English step by step as if you were a 5 year old child.

PM me if you want the reference to one in Bangkok, yes Bangkok but you pretty much can give them a few baht call and get the real answer.

I have close to twenty fans throughout the house majority some standing some mounted on the wall run by remotes. The only brand I buy is Hatari and currently replacing all the wall mounts ones that are string operation instead of remote the remote one seem to break down like the swing feature etc. so not I just keep them simple.

Once a month majority I clean soap them down and rinse off take me 5 minutes to do one!  Many of the fans I have are close to 10 years and still looking and running like new. I spray a bit of silicone where the blade is attached never mess with the motor.

9 hours ago, Don Mega said:

Its not an unreasonable request as the residency certificate is to change the bluebook, not purchase the car.... Similar to me buying a car in Australia, I pay the owner money and with the rego papers and bill of sale in hand go to the transport dept and have it transferred to my name.

 

What would be nice though is if they made this requirement known before one gets to immigration with the (known) documents in hand cause it is really annoying and a waste of peoples time to have to leave and gather up these additional documents.

I don't think it is unreasonable.  In all due respect in regards to this topic all I did was provide a list the same list I provided as to what is needed to obtain a residential certificate. I didn't make this list up nor did I ever indicated I was buying a use vehicle!

Three months ago I got a residential certificate because I was buying a NEW vehicle to be placed in my name I filled out the form provided the photos, copy of where I lived, TM6, and copy of my retirement extension waited and got my certificate.

Last month I needed to prepare my renewal Thai driver license (car and motorbike) again filled out the form, passport and photos, copy of TM6, copy retirement extension waited and got my certificate. I don't think it is unreasonable if they ask for additional information it is their system but they didn't and I don't provide anything else freely. I walked into the application process with a Wai and when handed the certificate I leave with a Krup I keep it very simple end of story!

This shouldn't be surprising!  Just confirms the leaders thinking past and present and they are so proud of their actions they don't care if the worlds knows it that their actions are racist, prejudice and discriminating.

The late HM, once voice this practice gives Thailand a blackeye! 

12 hours ago, Don Mega said:

And if you need the certficate to buy a car also add to the documents required list...Copy of vehicle bluebook and copy of bill of sale.

This was the written list given to me at Jomtien, I filed based on this list and wasn't asked as noted.  When you think about it your requirement it is after the fact.  The reason for the required certificate is so you can purchase and have the ownership (bluebook) in your name. 

Does one buy the car get the bill of sale wait 2-3 months later when the blue book comes then go down and ask for a residential certificate? ????

This is what I got two weeks ago when I walked in and got a Residential Certificate, my other question was what I need since it has been years since I got one. I was given a small piece of paper as to what is needed.

Residence certificate:

1 copy of passport

(Date page, Departure Card, Arrival Stamp and Visa)

Copy address in Chonburi

****choose one of these choices ****

(Copy of House Registration)

(Copy Contract of Rent)

(Copy of Old Driving License)

(Copy of Hotel Certificate)

2 photo per 1 set ( If more than 1 adds 1 photo

4 minutes ago, quandow said:

I don't buy that number for a second, and if this number is wildly inaccurate, what does that say about all the other numbers?

As for the driving, they got themselves listed as number #9 Globally!  That is a big laugh!  fuzzy math?

When it comes to road safety many of the things I read are accurate and I didn't need to get paid to come up with the data. The problem is talk and data are cheap why nothing is done outside of the talking is the real problem here!

13 hours ago, Max69xl said:

I do think guys who installs this type of windows knows how to remove them. No way they can't be removed in a smart way.

Sorry you didn't get my comment it was a bit of a joke. I agree with you they can be removed as you noted and very easily sadly after 6 pages of comments some still think it is permanent. They get removed the same way as the aluminum.

Have they gotten the 1 million unpaid tickets yet? 

2 hours ago, Max69xl said:

I have a hard time believing that sliding windows are installed permanently. Are you sure you haven't missed anything? Can't you ask an "expert". 

Permanent isn't just the window here?  You get what I'm trying to say?  ???? 

On 8/30/2019 at 3:57 AM, 4675636b596f75 said:

Thought of that.  It's in there permanently.  

These windows are built like the sliding screens. As noted if you remove the cap and there is a screw inside turn it counter clockwise it will lower the spring and allow the window to be lift up.  You open and slide the window part way and lift, continue opening until half way and lift up and it should come out.

If not, take these pictures and go to a vinyl window shop and ask them. 

10 hours ago, KMartinHandyman said:

And GM Detroit moved some production to China after the U.S. taxpayers bailed them out of bankruptcy.

Right, isn't it tiresome continue to bail this company out then move things overseas.  Just let them fail and let China deal with their problems. GM makes money only when they get bail out perfect kind of company to be communist run.

I believe light runners should be fined but if you got millions of tickets unpaid from violation already what is going to be different. One major problem is the light system here at intersection much too long it bleeds the impatience in drivers! Get a computer system 60 years old from the West it would be better than anything you got now get your manpower out of those recreation boxes and start patrolling and fining drivers on the spot!

The problem is the DLT, they have a voice but zero power to require any changes. Then when it comes to changes they all come from the same swamp (popular word today) of driving therefore can't see the problem thus unable to provide the simple solution. They even claim there is nothing wrong with the designs of their roads.

This agency has enough staff to ghost inspect all the major transportation services to educated and rid the bad drivers, vehicles provide heavy fines even suspend operation license but doing nothing doing something would end their jobs.

Then you got the police who are entrusted to enforce the rules or laws yet they too are from the same swamp of driving can't see the problem and apply their own rules of culture and religion which continues and enforces in drivers what they are doing is correct! A good example is many locals think it is standard practice regardless of fault a foreigner must pay this comes from the enforcement practice of the police that culture and religion is more important that applying the law! Share ignorance! Then you got the police believing with the advance technology of vehicles that you can driver as fast as one likes and you will be safe. So like a few years ago, Porsche drives down a Soi 120 km/H a young 16 girls steps out and gets cut in half family get 300K that is their application and enforcement.

You think with all this lost of face stuff they would be sticking their head in the sand, coming up with all this nonsense stuff to try to fix a very simple problem.

15 hours ago, ChipButty said:

There is a set of traffic light near where I live and I have to do a left to get home, it's a nightmare everyday seriously have to have eyes in your ass. If the police where to stand there from 6pm I guess they'ed make a fortune.

No Lights

No Helmets 

3 on the bike,

4 on the bike

Sidecars overloaded also no light

No doubt no license

No pora bor  

To much like hard work

Country enforcement requires two or more, called a check point, and a check point once a month isn't going to do the job especially if they are too scared to stop cars then you got the corruption aspect fixing the problem would only cut the extra income they so richly expect each month.