Bangkokhatter

4 hours ago, Ralf001 said:

 

Yeah.. I dont class Makro as a supermarket... Like tops/foodland/frienship/villa.

 

But Makro use walker stackers in the aisles, not fork lifts.

 

Not really interested in what you class Makro as and they use Reach trucks inside their Aisles, their Electric stacker trucks do not have high enough masts.

2 minutes ago, richard_smith237 said:

 

I get that....   but I don't think they (supermarkets) all operate to the same rigid rules, even from 'country to country'... 'chain to chain' and 'branch to brach'.... 

 

... And this is where we commonly see posters falling foul because they lack the ability to step outside of binary thinking and recognise that there is no singular rule and the reality across branches, across chains, across nations there is probably a variable policy that relies purely on demand and delivery cycles.....

 

... Yet, its become a 'Thai only Issue'....  in the eyes of some...

 

So the question really begs (IMO at least), are those people being a dash 'Thai-bashey' with such opinions ????

 

 

 

 

 

 

I think you protest too much, the OP made a true point about stock replenishment in Thai Supermarkets.

Only you can't accept that and decide it's Thai bashing, it's no different to making a comment on the general driving skills on display here, but thats not Thai bashing as you agree with it.

Wind your neck in a touch and accept it for what it is, an observation. 

26 minutes ago, richard_smith237 said:

 

No... what he means is that the increase is 5 baht...   Hardly sky-rocketing.

 

But do add a point...  most Lazada etc is delivered on Motorcycles, then there is no increased delivery costs, but the 'depot to depot' deliveries 'may' face a 5 baht charge for the lorry of 1000's of items... 

 

 

So... your... "I'm alright Jack, Sod everyone else" virtue signal is as hyperbolically exaggerated as the main opening article itself. 

 

 

I wouldn't know a virtue signal if it bit me on the ar@e.

Yes the article is exaggerated but your claim it's only 5 Baht and will hardly register as an increase is plainly wrong, although you won't admit that.

Furthermore, the majority of deliveries are not made by motorbike, but i assume your just thinking about your own moohban, you obviously never visit the hundreds of Industrial areas dotted around these highways.

Oh and please save me one of your long winded smug replies.

I went last week for same thing, just asked me to turn off phone volume.

1 hour ago, Goat said:

Yeah i am glad the Thais stooged them out of Thailand.

Lotuss is much better now.

You seem to make a habit of getting things wrong all the time, Tesco decided to pull of Thailand and sold their stores, nothing to do with getting Stooged out (whatever that means)

Personally i haven't seen any difference, still poorly managed with no guarantee what stock they will have from one week to the next.

20 hours ago, Mike Lister said:

Morningstar Thailand is a reasonable starting place.

 

https://www.morningstarthailand.com/th/screener/fund.aspx#?filtersSelectedValue={}&page=1&sortField=legalName&sortOrder=asc

Thank you for the link.

1 hour ago, MRtommyR said:

You shouldn't take this as advice, as what is suitable for each investor is dependent on their circumstances and objectives, but for me I have found SCB Asset Management have a decent selection of funds. They have feeder funds which invest in offshore index trackers for the MSCI World or the S&P 500. Good way of getting the tax benefits without having to invest in Thai equities, which aren't to my taste. I use these to max out my THB 500,000 allowance per year in a combination of super-savings fund (SSF) and retirement mutual fund (RMF). Of course SCB adds a layer of fees on top of the underlying tracker.

Thank you for your reply, after reading the replies above and what you mention about Thai equities it seems steering clear is good advice.

However like you i want to take advantage of the tax savings and will contact SCB.

I understand your comment regarding giving advice but would you be so kind to name a couple of RMF funds that invest in the offshore trackers mentioned in your reply, it would give me some idea where to look.

2 minutes ago, Foxx said:

Don't let the tail wag the dog! With Thai funds, the expenses are high and the performance over the last few years dismal.  Only 5 equity RMFs have returned more than 5% annualised over the last 10 years (that's out of 212, so 2/4% of them).  Are you feeling that lucky? And with fixed income RMFs, only two have returned more than 2% over the same period (out of 54).

 

With the current government being heavily influenced by the same forces as the previous military mandated governments, don't expect a turn around any time soon.

 

I, for one, will not be adding to my Thai fund holdings until there's a democratically elected government that represents the will of the people.

Thanks for your reply, i had no idea the performance of the RMF's were so bad, my LTF'S certainly did better, but that was a few years back.

So what sort of investment fund would you recommend for the unknowledgeable ?

43 minutes ago, retarius said:

I looked at them in depth, some time back.....they seemed expensive for what they offered. At the time I didn't look 'bite'. I'll follow this to see if I missed something. I'm interested in net returns....net of tax and net of fees. 

I take your point, i did do well in a couple of LTF's until they were stopped but i am sure other financial products did far better.

However as i said i can get tax relief and i just don't have the knowledge or time to do my own investing.

I want to open an RMF mainly for the tax relief and will be putting in a monthly amount.

My question is which one ? I have looked at many on offer and am stuck for what way to go. I would estimate as many as 75% of funds are down for the last 6 months which is no surprise given the current economic conditions, but my knowledge of such things is very limited.

Do i go for one of the funds with positive growth which also tend to have a high NAV or select a fund with a low NAV in the "hope" that as things improve i get more bang for my buck ?

5 hours ago, Liverpool Lou said:

Many Thais are tourists in Thailand.

how many would visit Samutprakan ?

5 hours ago, Liverpool Lou said:

Many Thais are tourists in Thailand.

how many would visit Samutprakan ?

3 hours ago, bignok said:

But you can't even think of a comeback.

You wouldn't know a comeback if it bit you on the arse.

2 hours ago, JensenZ said:

Ok, thanks! Now that it's clear that you and your scuba buddy are both whining Poms I can ignore both of you for the rest of this thread.

Please do , my old nan god bless her soul always told me never to argue with idiots.

I visited the shop in the New Plaza a few weeks back. The fish was cooked well with a large portion of home made chips, however for me they were cut too fat, it's worth a visit if your partial to Fish and Chips

There is often fierce debates on a few of the Pattaya FB pages about Sharples, quite funny sometimes.